81 Chelsea Avenue, Toronto, ON
High Park North, Toronto · MLS® W14028154
The listing feed is busy, so this is our last saved copy of this listing from Oct 17, 2026, 3:58 p.m.. Price and status may have changed since; refresh in a minute for the live version.
About this home
In short
- 81 Chelsea Avenue | Timeless Character, Modern Comfort.
- Beautifully updated with its original character intact, this 2-storey semi blends thoughtful renovations, premium finishes & exceptional convenience.
- Original stained-glass windows, oak trim & doors bring warmth and charm, while hardwood floors & a wood-burning fireplace framed by exposed brick anchor the inviting...
- A renovated four-piece family bathroom serves the second floor.
- The finished lower level adds valuable flexibility, with high ceilings, a separate entrance and its own laundry.
81 Chelsea Avenue | Timeless Character, Modern Comfort. Beautifully updated with its original character intact, this 2-storey semi blends thoughtful renovations, premium finishes & exceptional convenience. Original stained-glass windows, oak trim & doors bring warmth and charm, while hardwood floors & a wood-burning fireplace framed by exposed brick anchor the inviting, open-concept main floor.The living, dining and kitchen spaces flow together effortlessly, creating a welcoming setting for everyday life entertaining. The updated kitchen features ample cabinetry, quartz countertops and backsplash, a separate wine fridge premium appliances, including a Fisher & Paykel induction range, Liebherr fridge/freezer, Miele dishwasher & Miele washer/dryer. A two-piece powder room and walkout to the low-maintenance backyard complete the main floor. Upstairs, three bedrooms include a bright, generous primary with double closets and a rear bedroom with a balcony overlooking the garden. A renovated four-piece family bathroom serves the second floor. The finished lower level adds valuable flexibility, with high ceilings, a separate entrance and its own laundry. Currently arranged as a one-bedroom suite, it offers options for extended family, a nanny, additional living space or potential rental income. Updated mechanicals, 200-amp electrical service, an upgraded water supply and a metal roof add practical appeal. Artificial turf (2025) keeps upkeep simple, leaving more time to enjoy the neighbourhood. Just steps from Bloor Street, everyday essentials, cafés and independent shops are close at hand. Unbeatable transit connections. Dundas West subway, UP Express, GO Transit & streetcars are all within a 5-minute walk, making downtown Toronto only mins away. While High Park, Roncesvalles & the Junction put some of Toronto's favourite destinations within easy reach. Highly desirable school catchment, & nearby Chelsea park a location that makes daily life wonderfully convenient.
Key facts
- Property type
- Semi-Detached, 2-Storey
- MLS®
- W14028154
- Bedrooms
- 3+1 (4 total)
- Bathrooms
- 3 (1 half)
- Size
- 1100-1500 sq ft
- Lot
- 19 × 66 ft
- Cross streets
- Chelsea Ave & Dundas St W
- Parking
- 0 parking
- Driveway
- Street Only
- Basement
- Finished with Walk-Out, Separate Entrance
- Kitchens
- 2 (1 + 1)
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Brick
- Foundation
- Brick, Concrete
- Roof
- Metal
- Sewer
- Sewer
- Property tax
- $6,231 / 2026
- Days on market
- 4
- Listing brokerage
- RE/MAX WEST REALTY INC.
Rooms
tile floor · 4 pc bath · window
hardwood floor · window · double closet
2 Pc Bath
hardwood floor · closet · w/o to balcony
laminate · window · open concept
hardwood floor · window · double closet
laminate · window
hardwood floor · window · open concept
hardwood floor · fireplace · open concept
hardwood floor · window · stainless steel appl
tile floor · 4 pc bath
No automatic estimate is shown here: there are not enough closely comparable recent sales nearby to support one.
Considering this property? Request a written price readOn schools, this address is zoned for Humberside Collegiate Institute, one of the higher-rated public schools in the area. A strong catchment tends to hold value and widen your resale pool, especially with family buyers.
Neighbourhood & location
High Park North, Toronto, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
Get the full neighbourhood report (schools, parks, transit & safety) →
The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).
School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.
Also nearby: 12 more schools within 2.5 km
Not the assigned catchment: schools a family here could reach, with EQAO results where published.
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.
Mortgage amount $879,200 · 4.49% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $4,861
- Property tax
- $519
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $5,380
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $18,455
- Toronto municipal land transfer tax
- $18,455
- Estimated closing costs
- $36,910
Plus your down payment of $219,800. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $291,675
- Principal paid down
- $107,422
- Interest paid
- $184,253
- Balance remaining
- $771,778
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX WEST REALTY INC.. MLS®/PropTx.