357 Silverthorn Avenue, Toronto, ON

Keelesdale-Eglinton West, Toronto · MLS® W14028176

$599,000
For Sale
Listed 6 days agoNo offer date stated
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About this home

In short

  • Turnkey Development Opportunity in a High-Demand Urban Pocket.
  • An exceptional opportunity awaits builders, investors, and end-users to acquire a prime, shovel-ready vacant lot complete with approved architectural plans for an...
  • Thoughtfully designed for maximum efficiency and rental yield, the proposed residence offers over 3,560 sq. ft. of total living area, comprising 2,608 sq. ft. of...

Turnkey Development Opportunity in a High-Demand Urban Pocket. An exceptional opportunity awaits builders, investors, and end-users to acquire a prime, shovel-ready vacant lot complete with approved architectural plans for an executive three-storey triplex. Thoughtfully designed for maximum efficiency and rental yield, the proposed residence offers over 3,560 sq. ft. of total living area, comprising 2,608 sq. ft. of light-filled above-grade space plus a 959 square feet. finished lower level complete with a private walkout and separate entrance.

Key facts

Property type
Other, Other
MLS®
W14028176
Lot
25 × 132.91 ft
Cross streets
Rogers rd & Caledonia Rd
Basement
None
Heating
Other
A/C
None
Exterior
Other
Foundation
Other
Roof
Other
Sewer
Sewer
Property tax
$3,000 / 2025
Days on market
6
Listing brokerage
HOMELIFE/ROMANO REALTY LTD.
Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there are not enough closely comparable recent sales nearby to support one.

Considering this property? Request a written price read

Its public catchment (F H Miller Junior Public School) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.

Neighbourhood & location

Keelesdale-Eglinton West, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near F H Miller Junior Public School
78%
F H Miller Junior Public SchoolPublic · Elementary · 0.4 km awayAbove the GTA average · 78% meet the provincial standard
Frank Oke Secondary SchoolEQAO results not published
Also nearby: 12 more schools within 2.5 km
St Matthew Catholic School · Catholic elementary0.5 km · 63% at standard
General Mercer Junior Public School · Public elementary0.5 km · 54% at standard
York Memorial Collegiate Institute · Public secondary0.8 km · 50% at standard
Fairbank Memorial Community School · Public elementary1.1 km · 66% at standard
St Paul VI Catholic School · Catholic elementary1.1 km · 76% at standard
Keelesdale Junior Public School · Public elementary1.2 km · 46% at standard
St John Bosco Catholic School · Catholic elementary1.2 km · 65% at standard
Santa Maria Catholic School · Catholic elementary1.2 km · 35% at standard
Carleton Village Junior and Senior Public School · Public elementary1.3 km · 42% at standard
Harwood Public School · Public elementary1.5 km · 55% at standard
Charles E Webster Public School · Public elementary1.5 km · 47% at standard
St Oscar Romero Catholic Secondary School · Catholic secondary1.5 km · 61% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$2,730/mo
$116KIncome needed
5.2×Price ÷ income
$630Weekly cost
$16,910Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

92%mortgage
Mortgage $2,730Property tax $250Total carry $2,980

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$2,650per month

Mortgage amount $479,200 · 4.49% over 25 years

$119,800Down payment (20.0%)
$479,200Loan before insurance
$0CMHC premium
$2,900Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$2,650
Property tax
$250
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$2,900

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$8,455
Toronto municipal land transfer tax
$8,455
Estimated closing costs
$16,910

Plus your down payment of $119,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$3,207/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$315,674Total interest paid
$794,874Total of all payments
Principal $479,200 Interest $315,674
YearPrincipalInterestBalance
1$10,694$21,101$468,506
2$11,179$20,616$457,327
3$11,687$20,108$445,640
4$12,217$19,577$433,423
5$12,772$19,023$420,651
6$13,352$18,443$407,299
7$13,958$17,837$393,340
8$14,592$17,203$378,748
9$15,255$16,540$363,494
10$15,947$15,848$347,546
11$16,671$15,124$330,875
12$17,428$14,367$313,447
13$18,220$13,575$295,227
14$19,047$12,748$276,180
15$19,912$11,883$256,269
16$20,816$10,979$235,453
17$21,761$10,034$213,692
18$22,749$9,046$190,943
19$23,782$8,013$167,162
20$24,861$6,933$142,300
21$25,990$5,805$116,310
22$27,170$4,625$89,140
23$28,404$3,391$60,736
24$29,694$2,101$31,042
25$31,042$753$0

At the end of your 5-year term

Total paid over the term
$158,975
Principal paid down
$58,549
Interest paid
$100,425
Balance remaining
$420,651

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,650/mo
$31,800Gross annual rent
4.0%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

5.3%
Gross yield
− Property tax $3,000− Insurance $1,400− Vacancy & upkeep $3,498Net operating income $23,902

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of HOMELIFE/ROMANO REALTY LTD.. MLS®/PropTx.

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