75 Bloomington Crescent, Toronto, ON

Black Creek, Toronto · MLS® W14030214

$899,000
For Sale
Listed 4 days agoNo offer date stated

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3+2Bedrooms
3Bathrooms
2Garage · 5 parking
700-1100Sq ft

About this home

In short

  • Beautifully renovated detached 3-level backsplit situated on a generous 56 x 119 ft lot in a quiet, family-friendly neighbourhood.
  • The main floor has been thoughtfully redesigned with a bright, open-concept layout connecting the living, dining, and kitchen areas, featuring new laminate flooring...
  • The upper level offers 3 comfortable bedrooms with hardwood flooring.
  • The renovated basement features a separate entrance, new vinyl flooring, a second kitchen, and 2 additional bedrooms, offering excellent flexibility for extended...
  • Conveniently located close to schools, York University, TTC, subway stations, shopping, restaurants, parks, and major highways, including Hwy 400, 401, and 407.

Beautifully renovated detached 3-level backsplit situated on a generous 56 x 119 ft lot in a quiet, family-friendly neighbourhood. The main floor has been thoughtfully redesigned with a bright, open-concept layout connecting the living, dining, and kitchen areas, featuring new laminate flooring, a modern updated kitchen, and new countertops. The upper level offers 3 comfortable bedrooms with hardwood flooring. The renovated basement features a separate entrance, new vinyl flooring, a second kitchen, and 2 additional bedrooms, offering excellent flexibility for extended family living. Two separate laundry facilities provide added convenience and privacy. A Bonus Room beside the house for storage area. Enjoy a large fenced backyard, a carport, and parking for up to 5 vehicles. Conveniently located close to schools, York University, TTC, subway stations, shopping, restaurants, parks, and major highways, including Hwy 400, 401, and 407. A move-in-ready home offering space, functionality, and excellent value!

Key facts

Property type
Detached, Backsplit 3
MLS®
W14030214
Bedrooms
3+2 (5 total)
Bathrooms
3 (1 half)
Size
700-1100 sq ft
Lot
56.09 × 119.16 ft
Cross streets
Jane St / Finch Ave
Parking
2 garage · 5 parking (carport)
Driveway
Private
Basement
Finished, Separate Entrance
Kitchens
2 (1 + 1)
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Unknown
Roof
Unknown
Sewer
Sewer
Property tax
$3,401 / 2025
Days on market
4
Listing brokerage
RIGHT AT HOME REALTY

Rooms

RecreationBasement

Vinyl Floor

Bedroom 4Lower2.71 × 3.32 m

window · closet

Primary BedroomUpper4.10 × 2.75 m

hardwood floor · double closet · window

Dining RoomGround3.37 × 7.59 m

hardwood floor · combined w/living

Living RoomMain6.30 × 6.14 m

combined w/dining · laminate · large window

KitchenMain6.30 × 6.14 m

laminate · open concept · centre island

Bedroom 5Lower2.84 × 3.34 m

window · closet

Dining RoomMain6.30 × 6.14 m

combined w/kitchen · laminate

LaundryBasement

concrete floor · double sink

Bedroom 2Upper4.05 × 2.31 m

hardwood floor · closet · window

Bedroom 3Upper2.77 × 2.75 m

hardwood floor · closet · window

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there are not enough closely comparable recent sales nearby to support one.

Considering this property? Request a written price read

The assigned public school is Brookview Middle School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

Neighbourhood & location

Black Creek, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Gosford Public School
48%
Gosford Public SchoolPublic · Elementary · 0.3 km awayBelow the GTA average · 48% meet the provincial standard
Also nearby: 12 more schools within 2.5 km
St Charles Garnier Catholic School · Catholic elementary0.6 km · 63% at standard
Msgr Fraser College (Norfinch Campus) · Catholic secondary0.6 km
Driftwood Public School · Public elementary0.8 km · 42% at standard
Shoreham Public School · Public elementary0.9 km · 54% at standard
Blacksmith Public School · Public elementary1.0 km · 50% at standard
St Francis de Sales Catholic School · Catholic elementary1.0 km · 38% at standard
Firgrove Public School · Public elementary1.2 km · 55% at standard
Topcliff Public School · Public elementary1.4 km · 34% at standard
Yorkwoods Public School · Public elementary1.6 km · 16% at standard
St Wilfrid Catholic School · Catholic elementary1.8 km · 74% at standard
Emery Collegiate Institute · Public secondary1.9 km · 47% at standard
Emery EdVance Secondary School · Public secondary2.0 km

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$4,097/mo
$168KIncome needed
5.4×Price ÷ income
$946Weekly cost
$28,910Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

94%mortgage
Mortgage $4,097Property tax $283Total carry $4,381

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$3,977per month

Mortgage amount $719,200 · 4.49% over 25 years

$179,800Down payment (20.0%)
$719,200Loan before insurance
$0CMHC premium
$4,260Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$3,977
Property tax
$283
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$4,260

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$14,455
Toronto municipal land transfer tax
$14,455
Estimated closing costs
$28,910

Plus your down payment of $179,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$4,813/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$473,774Total interest paid
$1,192,974Total of all payments
Principal $719,200 Interest $473,774
YearPrincipalInterestBalance
1$16,049$31,669$703,151
2$16,778$30,941$686,372
3$17,540$30,179$668,832
4$18,336$29,383$650,496
5$19,169$28,550$631,327
6$20,039$27,680$611,288
7$20,949$26,770$590,339
8$21,900$25,819$568,438
9$22,895$24,824$545,544
10$23,934$23,785$521,609
11$25,021$22,698$496,589
12$26,157$21,562$470,432
13$27,345$20,374$443,087
14$28,586$19,133$414,501
15$29,884$17,835$384,617
16$31,241$16,478$353,376
17$32,659$15,060$320,717
18$34,142$13,577$286,575
19$35,692$12,027$250,882
20$37,313$10,406$213,569
21$39,007$8,712$174,562
22$40,778$6,941$133,784
23$42,630$5,089$91,154
24$44,565$3,154$46,589
25$46,589$1,130$0

At the end of your 5-year term

Total paid over the term
$238,595
Principal paid down
$87,873
Interest paid
$150,722
Balance remaining
$631,327

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$1,450/mo
$17,400Gross annual rent
1.2%Cap rate after taxes and upkeep

Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

1.9%
Gross yield
− Property tax $3,401− Insurance $1,400− Vacancy & upkeep $1,914Net operating income $10,685

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RIGHT AT HOME REALTY. MLS®/PropTx.

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