45 Seventeenth Street, Toronto, ON

New Toronto, Toronto · MLS® W14031010

$899,000
For Sale
Listed 6 days agoNo offer date stated

The listing feed is busy, so this is our last saved copy of this listing from Oct 20, 2026, 12:14 p.m.. Price and status may have changed since; refresh in a minute for the live version.

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2+2Bedrooms
2Bathrooms
1Garage · 4 parking
700-1100Sq ft

About this home

In short

  • Welcome To This Spacious And Elegant Detached Bungalow In Highly Desirable South Etobicoke.
  • Offering A Bright And Functional 2+2 Bedroom, 2 Bathroom Layout, This Home Features An Open-Concept Main Floor With A Fully Renovated Kitchen And Bathroom.
  • The Finished Basement Includes A Full Kitchen And Separate Entrance, Creating Excellent Potential For An In-Law Suite, Extended Family.

Welcome To This Spacious And Elegant Detached Bungalow In Highly Desirable South Etobicoke! Offering A Bright And Functional 2+2 Bedroom, 2 Bathroom Layout, This Home Features An Open-Concept Main Floor With A Fully Renovated Kitchen And Bathroom. The Kitchen Offers A Stylish Breakfast Bar And Walkout To A Private, Professionally Landscaped Backyard - The Perfect Setting For Entertaining Family And Friends. The Finished Basement Includes A Full Kitchen And Separate Entrance, Creating Excellent Potential For An In-Law Suite, Extended Family. A Well-Maintained Home With Versatile Living Space In A Sought-After Neighbourhood - This One Is Not To Be Missed!

Key facts

Property type
Detached, Bungalow
MLS®
W14031010
Bedrooms
2+2 (4 total)
Bathrooms
2
Size
700-1100 sq ft
Lot
35 × 100 ft
Cross streets
Kipling/Lakeshore
Parking
1 garage · 4 parking (detached)
Driveway
Private
Basement
Separate Entrance, Finished
Kitchens
2 (1 + 1)
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Poured Concrete
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$4,261 / 2026
Days on market
6
Listing brokerage
RE/MAX HALLMARK YORK GROUP REALTY LTD.

Rooms

Dining RoomMain2.51 × 1.94 m
OfficeBasement2.84 × 3.18 m
BedroomMain3.15 × 2.98 m
Primary BedroomMain3.01 × 4.11 m
KitchenBasement2.85 × 3.30 m
Living RoomMain4.81 × 4.14 m
Living RoomBasement2.85 × 3.36 m
KitchenMain3.76 × 2.90 m
Bedroom 2Basement3.16 × 3.19 m
Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there are not enough closely comparable recent sales nearby to support one.

Considering this property? Request a written price read

The assigned public school is Twentieth Street Junior School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

Neighbourhood & location

New Toronto, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Twentieth Street Junior School
70%
Twentieth Street Junior SchoolPublic · Elementary · 0.4 km awayAround the GTA average · 70% meet the provincial standard
Also nearby: 7 more schools within 2.5 km
Father John Redmond Catholic Secondary School · Catholic secondary0.6 km · 84% at standard
Seventh Street Junior School · Public elementary1.0 km · 73% at standard
James S Bell Junior Middle School · Public elementary1.3 km · 70% at standard
John English Junior Middle School · Public elementary2.2 km · 73% at standard
St Leo Catholic School · Catholic elementary2.3 km · 82% at standard
St Josaphat Catholic School · Catholic elementary2.5 km · 45% at standard
Lanor Junior Middle School · Public elementary2.5 km · 79% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$4,097/mo
$171KIncome needed
5.3×Price ÷ income
$946Weekly cost
$28,910Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

92%mortgage
Mortgage $4,097Property tax $355Total carry $4,452

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 21, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$3,977per month

Mortgage amount $719,200 · 4.49% over 25 years

$179,800Down payment (20.0%)
$719,200Loan before insurance
$0CMHC premium
$4,332Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$3,977
Property tax
$355
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$4,332

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$14,455
Toronto municipal land transfer tax
$14,455
Estimated closing costs
$28,910

Plus your down payment of $179,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$4,813/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$473,774Total interest paid
$1,192,974Total of all payments
Principal $719,200 Interest $473,774
YearPrincipalInterestBalance
1$16,049$31,669$703,151
2$16,778$30,941$686,372
3$17,540$30,179$668,832
4$18,336$29,383$650,496
5$19,169$28,550$631,327
6$20,039$27,680$611,288
7$20,949$26,770$590,339
8$21,900$25,819$568,438
9$22,895$24,824$545,544
10$23,934$23,785$521,609
11$25,021$22,698$496,589
12$26,157$21,562$470,432
13$27,345$20,374$443,087
14$28,586$19,133$414,501
15$29,884$17,835$384,617
16$31,241$16,478$353,376
17$32,659$15,060$320,717
18$34,142$13,577$286,575
19$35,692$12,027$250,882
20$37,313$10,406$213,569
21$39,007$8,712$174,562
22$40,778$6,941$133,784
23$42,630$5,089$91,154
24$44,565$3,154$46,589
25$46,589$1,130$0

At the end of your 5-year term

Total paid over the term
$238,595
Principal paid down
$87,873
Interest paid
$150,722
Balance remaining
$631,327

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$1,450/mo
$17,400Gross annual rent
1.1%Cap rate after taxes and upkeep

Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

1.9%
Gross yield
− Property tax $4,261− Insurance $1,400− Vacancy & upkeep $1,914Net operating income $9,825

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX HALLMARK YORK GROUP REALTY LTD.. MLS®/PropTx.

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