81 Macleod Street, Toronto, ON

Maple Leaf, Toronto · MLS® W14031850

$949,900
For Sale
Listed 6 days agoNo offer date stated
3Bedrooms
2Bathrooms
2Garage · 7 parking
1100-1500Sq ft

About this home

In short

  • From the moment you arrive, the inviting covered front porch sets the tone for the lifestyle this home and neighbourhood offers - a place to slow down, relax...
  • This 3-bedroom, 2-storey home has a great functional layout & is on a 140-foot-deep lot in a desirable & quiet neighbourhood.
  • The main floor features hardwood floors, plaster crown moulding, an eat-in kitchen, and an open-concept living & dining room.
  • There are 2 separate entrances to the finished basement with a 4 pc washroom, kitchen, open-concept living and dining room, laundry area, and an 18-foot-long cold cellar.
  • Lots of private parking available with a detached 2-car garage & long private driveway that wraps around the rear of the home.

Welcome home! From the moment you arrive, the inviting covered front porch sets the tone for the lifestyle this home and neighbourhood offers - a place to slow down, relax, entertain, or enjoy peaceful evenings while taking in the atmosphere. This 3-bedroom, 2-storey home has a great functional layout & is on a 140-foot-deep lot in a desirable & quiet neighbourhood. The main floor features hardwood floors, plaster crown moulding, an eat-in kitchen, and an open-concept living & dining room. There are 2 separate entrances to the finished basement with a 4 pc washroom, kitchen, open-concept living and dining room, laundry area, and an 18-foot-long cold cellar. Lots of private parking available with a detached 2-car garage & long private driveway that wraps around the rear of the home. Garage features a dedicated electrical sub-panel for added convenience and flexibility. This is an exceptionally well-maintained and well-positioned home with quick access to Hwy 401 & 400, Weston Go/UpExpress, expanding transit connectivity, Public & Catholic Schools both elementary and secondary, close proximity to parks, playgrounds, recreation facilities, shopping, hospital, and much more. Many newer custom-designed homes in the area.

Key facts

Property type
Detached, 2-Storey
MLS®
W14031850
Bedrooms
3
Bathrooms
2
Size
1100-1500 sq ft
Lot
37 × 140 ft
Cross streets
Keele St and Rustic Rd
Parking
2 garage · 7 parking (detached)
Driveway
Private
Basement
Separate Entrance, Finished
Kitchens
2 (1 + 1)
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Unknown
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$4,638 / 2025
Days on market
6
Listing brokerage
RE/MAX PREMIER INC.

Rooms

Living RoomGround3.65 × 3.58 m

hardwood floor · crown moulding · open concept

LaundryBasement2.44 × 2.44 m
Bedroom 2Second4.29 × 2.97 m

hardwood floor · closet

Primary BedroomSecond4.42 × 3.60 m

hardwood floor · large window · closet

KitchenBasement2.44 × 2.44 m

tile floor · backsplash

Living RoomBasement3.35 × 3.35 m

tile floor · open concept · fireplace

Dining RoomBasement3.55 × 3.35 m

tile floor · open concept

Dining RoomGround4.24 × 2.97 m

hardwood floor · crown moulding · open concept

Cold Room/CantinaBasement5.54 × 1.50 m
KitchenGround3.86 × 2.92 m

tile floor · eat-in kitchen · pantry

Bedroom 3Second3.30 × 2.97 m

parquet · closet

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there are not enough closely comparable recent sales nearby to support one.

Considering this property? Request a written price read

The assigned public school is Weston Collegiate Institute. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

Neighbourhood & location

Maple Leaf, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Gracefield Public School
29%
Gracefield Public SchoolPublic · Elementary · 1.6 km awayBelow the GTA average · 29% meet the provincial standard
Also nearby: 12 more schools within 2.5 km
Madonna Catholic Secondary School · Catholic secondary1.0 km · 60% at standard
Maple Leaf Public School · Public elementary1.1 km · 42% at standard
St Francis Xavier Catholic School · Catholic elementary1.1 km · 64% at standard
Downsview Secondary School · Public secondary1.2 km · 42% at standard
Pierre Laporte Middle School · Public elementary1.2 km · 71% at standard
Downsview Public School · Public elementary1.2 km · 70% at standard
St Raphael Catholic School · Catholic elementary1.2 km · 76% at standard
Highview Public School · Public elementary1.5 km · 51% at standard
St Conrad Catholic School · Catholic elementary1.6 km · 72% at standard
Yorkdale Secondary School · Public secondary1.6 km
Joyce Public School · Public elementary1.6 km · 64% at standard
George Anderson Public School · Public elementary1.7 km · 88% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$4,329/mo
$181KIncome needed
5.3×Price ÷ income
$999Weekly cost
$30,946Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

92%mortgage
Mortgage $4,329Property tax $386Total carry $4,716

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$4,202per month

Mortgage amount $759,920 · 4.49% over 25 years

$189,980Down payment (20.0%)
$759,920Loan before insurance
$0CMHC premium
$4,588Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$4,202
Property tax
$387
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$4,588

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$15,473
Toronto municipal land transfer tax
$15,473
Estimated closing costs
$30,946

Plus your down payment of $189,980. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$5,086/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$500,598Total interest paid
$1,260,518Total of all payments
Principal $759,920 Interest $500,598
YearPrincipalInterestBalance
1$16,958$33,463$742,962
2$17,728$32,693$725,234
3$18,533$31,888$706,701
4$19,375$31,046$687,326
5$20,254$30,167$667,072
6$21,174$29,247$645,898
7$22,135$28,285$623,763
8$23,140$27,280$600,622
9$24,191$26,230$576,432
10$25,289$25,131$551,142
11$26,438$23,983$524,705
12$27,638$22,783$497,067
13$28,893$21,528$468,174
14$30,205$20,216$437,969
15$31,576$18,845$406,393
16$33,010$17,411$373,384
17$34,508$15,912$338,875
18$36,075$14,345$302,800
19$37,713$12,707$265,087
20$39,426$10,995$225,661
21$41,216$9,205$184,445
22$43,087$7,334$141,358
23$45,043$5,377$96,315
24$47,089$3,332$49,227
25$49,227$1,194$0

At the end of your 5-year term

Total paid over the term
$252,104
Principal paid down
$92,848
Interest paid
$159,255
Balance remaining
$667,072

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,300/mo
$27,600Gross annual rent
2.0%Cap rate after taxes and upkeep

Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

2.9%
Gross yield
− Property tax $4,638− Insurance $1,400− Vacancy & upkeep $3,036Net operating income $18,526

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX PREMIER INC.. MLS®/PropTx.

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