109 Macdonell Avenue, Toronto, ON

Roncesvalles, Toronto · MLS® W14031958

$1,799,000
For Sale
Listed 4 days agoOffers reviewed Tue, Oct 20 at 6pm

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4Bedrooms
3Bathrooms
2Garage
2000-2500Sq ft

About this home

In short

  • This Roncesvalles home offers a rare combination of space, character and a sense of place.
  • Set on a beautiful, tree-lined, one-way street, this semi is exceptional in size, offering over 2,600 sq. ft. of interior living space across four finished levels of...
  • Rich in architectural character, updated and meticulously maintained, the home features an elegant open concept main floor with high ceilings, exposed brick, hardwood...
  • Double French doors lead to an outdoor space that feels like an oasis in the city.
  • Above that there's an exceptional full-floor primary retreat with extensive space including large wardrobes, four-piece ensuite with soaker tub, rainforest shower and...

This Roncesvalles home offers a rare combination of space, character and a sense of place. Set on a beautiful, tree-lined, one-way street, this semi is exceptional in size, offering over 2,600 sq. ft. of interior living space across four finished levels of thoughtful design in one of Toronto's best and coolest west-end communities. Rich in architectural character, updated and meticulously maintained, the home features an elegant open concept main floor with high ceilings, exposed brick, hardwood floors and a classic kitchen design. Double French doors lead to an outdoor space that feels like an oasis in the city. High privacy fences and low-maintenance landscaping provide the backdrop for entertaining or quiet time at home in the hot tub. The second floor offers three bedrooms, an updated four-piece bathroom and convenient laundry. Above that there's an exceptional full-floor primary retreat with extensive space including large wardrobes, four-piece ensuite with soaker tub, rainforest shower and heated floors. The private rooftop terrace opens onto treetop views perfect for quiet time, morning coffee, sunbathing or romantic dinners. On the finished lower level there's additional recreation space, a two-piece bathroom and ample storage. Rare and coveted two-car covered parking is accessible via municipal laneway and presents an opportunity for expansion with a future laneway residence. MacDonell Avenue itself is perfectly situated with access to Lake Ontario, the Gardiner, transit, downtown core and close to the city's premier green spaces. Steps from the city's outstanding cafés, restaurants and shops of Roncesvalles Village and Queen West. This is a peaceful, established street where neighbours put down roots, raise families and are community-builders. A remarkable balance of urban energy and residential tranquillity, 109 MacDonell is a home with room to grow, character to cherish and a neighbourhood to fall in love with. Offers accepted Tuesday, October 20 at 6pm.

Key facts

Property type
Semi-Detached, 3-Storey
MLS®
W14031958
Bedrooms
4
Bathrooms
3 (1 half)
Size
2000-2500 sq ft
Lot
18.34 × 129.7 ft
Cross streets
Macdonell & Pearson
Parking
2 garage (carport)
Driveway
Lane
Basement
Finished
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Stone
Roof
Asphalt Shingle, Flat
Sewer
Sewer
Property tax
$7,596 / 2026
Days on market
4
Listing brokerage
PSR

Rooms

KitchenMain4.41 × 3.62 m

w/o to deck · breakfast bar · quartz counter

Bedroom 3Second3.60 × 3.36 m

closet organizers · hardwood floor · overlooks backyard

Primary BedroomThird3.76 × 4.69 m

4 pc ensuite · large window · w/o to terrace

Bedroom 4Second2.40 × 2.73 m

large window · broadloom

Bedroom 2Second3.57 × 4.04 m

bay window · crown moulding · b/i bookcase

BathroomThird3.67 × 1.67 m

4 pc ensuite · soaking tub · separate shower

RecreationBasement8.20 × 4.20 m

laminate · pot lights · window

Living RoomMain3.57 × 3.65 m

hardwood floor · casement windows · electric fireplace

Utility RoomBasement1.01 × 1.54 m

double doors · concrete floor

BathroomSecond1.48 × 2.28 m

4 pc bath · porcelain floor

Dining RoomMain3.15 × 4.73 m

hardwood floor · open concept · crown moulding

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there are not enough closely comparable recent sales nearby to support one.

Considering this property? Request a written price read

Its public catchment (Fern Avenue Junior and Senior Public School) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.

Neighbourhood & location

Roncesvalles, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Fern Avenue Junior and Senior Public School
75%
Fern Avenue Junior and Senior Public SchoolPublic · Elementary · 0.6 km awayAbove the GTA average · 75% meet the provincial standard
Also nearby: 12 more schools within 2.5 km
Parkdale Junior and Senior Public School · Public elementary0.2 km · 51% at standard
City View Alternative Senior School · Public elementary0.6 km
Shirley Street Junior Public School · Public elementary0.6 km · 70% at standard
Holy Family Catholic School · Catholic elementary0.7 km · 45% at standard
St Ambrose Catholic School · Catholic elementary0.7 km · 85% at standard
St Vincent de Paul Catholic School · Catholic elementary0.8 km · 83% at standard
Garden Avenue Junior Public School · Public elementary0.8 km · 91% at standard
Alexander Muir/Gladstone Ave Junior and Senior Public School · Public elementary0.9 km · 73% at standard
Dr. Rita Cox – Kina Minogok Public School · Public elementary0.9 km · 56% at standard
The Grove Community School · Public elementary0.9 km
Brock Public School · Public elementary1.0 km · 81% at standard
Howard Junior Public School · Public elementary1.3 km · 76% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$8,199/mo
$335KIncome needed
5.4×Price ÷ income
$1,892Weekly cost
$64,910Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

93%mortgage
Mortgage $8,199Property tax $633Total carry $8,832

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$7,958per month

Mortgage amount $1,439,200 · 4.49% over 25 years

$359,800Down payment (20.0%)
$1,439,200Loan before insurance
$0CMHC premium
$8,591Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$7,958
Property tax
$633
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$8,591

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$32,455
Toronto municipal land transfer tax
$32,455
Estimated closing costs
$64,910

Plus your down payment of $359,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$9,631/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$948,075Total interest paid
$2,387,275Total of all payments
Principal $1,439,200 Interest $948,075
YearPrincipalInterestBalance
1$32,117$63,374$1,407,083
2$33,575$61,916$1,373,508
3$35,099$60,392$1,338,409
4$36,693$58,798$1,301,715
5$38,359$57,132$1,263,356
6$40,101$55,390$1,223,256
7$41,922$53,569$1,181,334
8$43,825$51,666$1,137,509
9$45,815$49,676$1,091,694
10$47,895$47,596$1,043,799
11$50,070$45,421$993,730
12$52,343$43,148$941,387
13$54,720$40,771$886,667
14$57,204$38,287$829,463
15$59,801$35,690$769,662
16$62,517$32,974$707,145
17$65,355$30,136$641,790
18$68,322$27,169$573,468
19$71,425$24,066$502,043
20$74,667$20,824$427,376
21$78,058$17,433$349,318
22$81,602$13,889$267,716
23$85,307$10,184$182,409
24$89,180$6,311$93,229
25$93,229$2,262$0

At the end of your 5-year term

Total paid over the term
$477,455
Principal paid down
$175,844
Interest paid
$301,611
Balance remaining
$1,263,356

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$4,200/mo
$50,400Gross annual rent
2.0%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

2.8%
Gross yield
− Property tax $7,596− Insurance $1,400− Vacancy & upkeep $5,544Net operating income $35,860

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of PSR. MLS®/PropTx.

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