3446 Lake Shore Boulevard, Toronto, ON

Long Branch, Toronto · MLS® W14032742

$445,000
For Sale
Listed 5 days agoNo offer date stated
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2Bathrooms
2Garage
700Sq ft

About this home

Mixed use zoning, one storey building with the commercial unit on the main floor already set up for a hair salon (two hair washing stations installed with water supply and draining, 2-piece bathroom); Basement can be used for either storage or as a residential use (there is a shower there), however the basement does not have a separate entrance (it is accessed from the main floor commecial space)

Key facts

Property type
Other, Other
MLS®
W14032742
Bathrooms
2 (1 half)
Size
700 sq ft
Lot
15.33 × 80.29 ft
Cross streets
Lake shore and 30th street
Parking
2 garage (none)
Driveway
Lane
Basement
Full, Finished
Heating
Forced Air
A/C
Central Air
Exterior
Brick Front
Foundation
Concrete
Roof
Asphalt Rolled
Sewer
Sewer
Property tax
$2,172 / 2026
Days on market
5
Listing brokerage
RIGHT AT HOME REALTY

Rooms

OfficeMain10.67 × 4.57 m
OtherBasement10.67 × 4.57 m
Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there are not enough closely comparable recent sales nearby to support one.

Considering this property? Request a written price read

The assigned public school is Twentieth Street Junior School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

Neighbourhood & location

Long Branch, Toronto, ON

CommuteTime from this home to where you spend your day

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Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Twentieth Street Junior School
70%
Twentieth Street Junior SchoolPublic · Elementary · 0.8 km awayAround the GTA average · 70% meet the provincial standard
Also nearby: 5 more schools within 2.5 km
Father John Redmond Catholic Secondary School · Catholic secondary1.1 km · 84% at standard
St Josaphat Catholic School · Catholic elementary1.3 km · 45% at standard
Sir Adam Beck Junior School · Public elementary1.7 km · 86% at standard
Lanor Junior Middle School · Public elementary2.0 km · 79% at standard
Seventh Street Junior School · Public elementary2.1 km · 73% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$2,028/mo
$87KIncome needed
5.1×Price ÷ income
$468Weekly cost
$10,750Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

92%mortgage
Mortgage $2,028Property tax $181Total carry $2,209

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$1,968per month

Mortgage amount $356,000 · 4.49% over 25 years

$89,000Down payment (20.0%)
$356,000Loan before insurance
$0CMHC premium
$2,149Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$1,968
Property tax
$181
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$2,149

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$5,375
Toronto municipal land transfer tax
$5,375
Estimated closing costs
$10,750

Plus your down payment of $89,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$2,382/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$234,516Total interest paid
$590,516Total of all payments
Principal $356,000 Interest $234,516
YearPrincipalInterestBalance
1$7,944$15,676$348,056
2$8,305$15,316$339,750
3$8,682$14,938$331,068
4$9,076$14,544$321,992
5$9,489$14,132$312,503
6$9,919$13,701$302,584
7$10,370$13,251$292,214
8$10,841$12,780$281,374
9$11,333$12,288$270,041
10$11,847$11,773$258,194
11$12,385$11,235$245,809
12$12,948$10,673$232,861
13$13,535$10,085$219,326
14$14,150$9,471$205,176
15$14,792$8,828$190,383
16$15,464$8,157$174,919
17$16,166$7,454$158,753
18$16,900$6,720$141,853
19$17,668$5,953$124,185
20$18,470$5,151$105,716
21$19,308$4,312$86,407
22$20,185$3,436$66,222
23$21,101$2,519$45,121
24$22,060$1,561$23,061
25$23,061$559$0

At the end of your 5-year term

Total paid over the term
$118,103
Principal paid down
$43,497
Interest paid
$74,606
Balance remaining
$312,503

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$1,450/mo
$17,400Gross annual rent
2.7%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

3.9%
Gross yield
− Property tax $2,172− Insurance $1,400− Vacancy & upkeep $1,914Net operating income $11,914

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RIGHT AT HOME REALTY. MLS®/PropTx.

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