272 Roncesvalles Avenue, Toronto, ON

High Park-Swansea, Toronto · MLS® W14034196

$2,789,000
For Sale
Listed 5 days agoNo offer date stated
4+1Bedrooms
2Bathrooms
6Parking
2500-3000Sq ft

About this home

In short

  • A rare amount of space in the heart of Roncesvalles, with possibilities that extend well beyond the typical city home.
  • Offering over 2,500 sq. ft. above grade and set on an impressive 45.5 x 150 ft property directly on Roncesvalles Ave, this substantial detached 2-1/2-storey residence...
  • With 4+1 bedrooms and generous principal rooms across three levels, there's plenty of room for a growing or multi-generational family, working from home or adapting...
  • A full basement with separate entrance adds another valuable layer of versatility.
  • Whether envisioned as a substantial family residence, a home with professional possibilities or something uniquely your own, 272 Roncesvalles offers the space...

A rare amount of space in the heart of Roncesvalles, with possibilities that extend well beyond the typical city home. Offering over 2,500 sq. ft. above grade and set on an impressive 45.5 x 150 ft property directly on Roncesvalles Ave, this substantial detached 2-1/2-storey residence delivers the kind of space, flexibility and presence that are increasingly difficult to find in the city. With 4+1 bedrooms and generous principal rooms across three levels, there's plenty of room for a growing or multi-generational family, working from home or adapting the layout as your needs change. The main floor offers separate living and dining rooms, while the upper levels provide multiple bedrooms and flexible spaces with plenty of potential to personalize. A full basement with separate entrance adds another valuable layer of versatility. Outside, the exceptionally deep property provides substantial outdoor space, while private parking for up to six vehicles is a remarkable advantage in this neighbourhood. For professionals, the prominent Roncesvalles location and adaptable layout also offer intriguing potential for office, medical or professional use, subject to applicable zoning and approvals. Step outside and the best of Roncy is at your door, with independent shops, cafés, restaurants, TTC and everyday conveniences along the avenue, plus High Park just minutes away. Whether envisioned as a substantial family residence, a home with professional possibilities or something uniquely your own, 272 Roncesvalles offers the space, location and flexibility to think bigger.

Key facts

Property type
Detached, 2 1/2 Storey
MLS®
W14034196
Bedrooms
4+1 (5 total)
Bathrooms
2
Size
2500-3000 sq ft
Lot
45.5 × 150 ft
Cross streets
Roncesvalles & Westminster Ave
Parking
6 parking
Driveway
Private
Basement
Full, Separate Entrance
Kitchens
2 (1 + 1)
Heating
Radiant
A/C
None
Exterior
Brick
Foundation
Brick
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$10,144 / 2026
Days on market
5
Listing brokerage
Signature Elite Realty Ltd.

Rooms

Dining RoomSecond3.36 × 4.26 m

window · pot lights · hardwood floor

Living RoomSecond4.95 × 2.91 m

window · pot lights · hardwood floor

Dining RoomMain4.81 × 4.70 m

bay window · french doors · hardwood floor

KitchenSecond3.95 × 2.35 m

w/o to sunroom · window · laminate

KitchenMain3.29 × 2.70 m

window · hardwood floor

Living RoomMain4.03 × 5.16 m

bay window · french doors · hardwood floor

PantrySecond3.38 × 2.19 m

window · closet

OfficeThird2.97 × 2.35 m

Window

BedroomSecond4.26 × 3.05 m

window · closet

Family RoomThird7.09 × 4.19 m

window · closet · laminate

LaundryThird2.97 × 2.56 m

window · laundry sink

BathroomMain3.43 × 1.66 m
Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there are not enough closely comparable recent sales nearby to support one.

Considering this property? Request a written price read

Its public catchment (Howard Junior Public School) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.

Neighbourhood & location

High Park-Swansea, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Howard Junior Public School
76%
Howard Junior Public SchoolPublic · Elementary · 0.4 km awayAbove the GTA average · 76% meet the provincial standard
Also nearby: 12 more schools within 2.5 km
Garden Avenue Junior Public School · Public elementary0.5 km · 91% at standard
Bishop Marrocco/Thomas Merton Catholic Secondary School · Catholic secondary1.0 km · 55% at standard
City View Alternative Senior School · Public elementary1.1 km
Shirley Street Junior Public School · Public elementary1.1 km · 70% at standard
Parkdale Junior and Senior Public School · Public elementary1.1 km · 51% at standard
Brock Public School · Public elementary1.2 km · 81% at standard
St Helen Catholic School · Catholic elementary1.2 km · 74% at standard
St Ambrose Catholic School · Catholic elementary1.4 km · 85% at standard
Keele Street Public School · Public elementary1.5 km · 82% at standard
Mountview Alternative School School · Public elementary1.5 km · 83% at standard
Caring and Safe School 4 · Public secondary1.5 km
Holy Family Catholic School · Catholic elementary1.6 km · 45% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$12,711/mo
$512KIncome needed
5.4×Price ÷ income
$2,933Weekly cost
$112,400Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

94%mortgage
Mortgage $12,711Property tax $845Total carry $13,557

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$12,337per month

Mortgage amount $2,231,200 · 4.49% over 25 years

$557,800Down payment (20.0%)
$2,231,200Loan before insurance
$0CMHC premium
$13,182Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$12,337
Property tax
$845
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$13,182

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$56,200
Toronto municipal land transfer tax
$56,200
Estimated closing costs
$112,400

Plus your down payment of $557,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$14,932/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$1,469,806Total interest paid
$3,701,006Total of all payments
Principal $2,231,200 Interest $1,469,806
YearPrincipalInterestBalance
1$49,791$98,249$2,181,409
2$52,052$95,989$2,129,358
3$54,415$93,625$2,074,943
4$56,886$91,155$2,018,057
5$59,468$88,572$1,958,589
6$62,169$85,872$1,896,420
7$64,991$83,049$1,831,429
8$67,942$80,098$1,763,487
9$71,027$77,013$1,692,460
10$74,252$73,788$1,618,208
11$77,623$70,417$1,540,585
12$81,148$66,893$1,459,437
13$84,832$63,208$1,374,605
14$88,684$59,357$1,285,921
15$92,710$55,330$1,193,211
16$96,920$51,121$1,096,291
17$101,320$46,720$994,971
18$105,921$42,120$889,050
19$110,730$37,310$778,321
20$115,757$32,283$662,563
21$121,013$27,027$541,550
22$126,508$21,532$415,042
23$132,252$15,789$282,790
24$138,256$9,784$144,534
25$144,534$3,506$0

At the end of your 5-year term

Total paid over the term
$740,201
Principal paid down
$272,611
Interest paid
$467,590
Balance remaining
$1,958,589

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$5,250/mo
$63,000Gross annual rent
1.6%Cap rate after taxes and upkeep

Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

2.3%
Gross yield
− Property tax $10,144− Insurance $1,400− Vacancy & upkeep $6,930Net operating income $44,526

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of Signature Elite Realty Ltd.. MLS®/PropTx.

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