410-437 Roncesvalles Avenue, Toronto, ON

Roncesvalles, Toronto · MLS® W14084640

$699,999
For Sale
Listed 4 days agoNo offer date stated
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1Bedrooms
1Bathrooms
1Garage
700-799Sq ft

About this home

In short

  • Welcome to one of Roncesvalles' most unique residences, where European-inspired architecture and a serene indoor atrium create a living experience unlike the typical...
  • Unit 410 overlooks this interior oasis, offering remarkable privacy and tranquility in the heart of the city.
  • Tall, loft-like ceilings and a soaring wall of windows flood the open-concept space with natural light.
  • Down the hall, a 4-piece bathroom features integrated under-counter laundry, while the oversized primary bedroom offers plenty of room for a sitting area, reading...
  • Tucked beneath the soaring glass atrium roof, it is protected from the elements while enjoying beautiful natural light, perfect as an outdoor office, reading retreat...

Welcome to one of Roncesvalles' most unique residences, where European-inspired architecture and a serene indoor atrium create a living experience unlike the typical Toronto condo. Step inside to a spectacular glass-covered courtyard filled with lush greenery, quiet reading areas and peaceful spaces to sit, read and unwind. Unit 410 overlooks this interior oasis, offering remarkable privacy and tranquility in the heart of the city. Enter The Unit through an updated upper-level foyer with new flooring and lighting before descending the updated staircase into the impressive main living area. Tall, loft-like ceilings and a soaring wall of windows flood the open-concept space with natural light. The updated kitchen features stainless steel appliances and contemporary countertops, flowing seamlessly into the living and dining areas, ideal for entertaining. Down the hall, a 4-piece bathroom features integrated under-counter laundry, while the oversized primary bedroom offers plenty of room for a sitting area, reading nook or home office. One of the home's most distinctive features is the approx. 36 sq. ft. atrium-facing balcony, accessed directly from the bedroom and separate from the stated interior square footage. Tucked beneath the soaring glass atrium roof, it is protected from the elements while enjoying beautiful natural light, perfect as an outdoor office, reading retreat or peaceful spot for morning coffee overlooking the greenery below. Head upstairs to the rooftop terrace with BBQs and spectacular Toronto skyline views, an incredible place to entertain or enjoy a summer evening. Outside your door, enjoy everything that makes Roncesvalles so sought after: independent cafes, restaurants, bakeries, boutiques and local shops, plus nearby parks, High Park, the waterfront and convenient transit. Peaceful. Spacious. Full of natural light and character. This isn't your typical Toronto condo, and that's exactly the point. What are you waiting for!

Key facts

Property type
Condo Apartment, Loft
MLS®
W14084640
Bedrooms
1
Bathrooms
1
Size
700-799 sq ft
Cross streets
Roncesvalles & Howard Park
Parking
1 garage (underground)
Basement
None
Heating
Fan Coil
A/C
Central Air
Exterior
Brick
Maintenance
$814/mo
Exposure
West
Property tax
$2,900 / 2026
Days on market
4
Listing brokerage
PLEX REALTY CORPORATION
Our TakeTeam Asgarian · Broker
A small discount is typical
$684Klikely sale price

Listed at $699,999. Going by how homes in Roncesvalles and the wider GTA have actually closed against their asking prices (about 98%, 9 local closings in 90 days), the likely sale price is near $684K, if it sells. A realistic range is $644K to $740K.

Independent value check: $653K. Without looking at the asking price, our model values the home itself about 7% below the ask (homes like it typically land between $607K and $686K).

Why $653K. The typical condo sold in Roncesvalles over the past year went for about $730K (48 sales). What sets this one apart:

  • ▼ Lowers it stronglyIts tax bill, which follows the city's own assessment, is $2,900 a year; the typical home sold here pays about $3,400.
List price
$644KBelow recent closings$740KAbove recent closings

Total price vs nearby homes. Likely closing about $684K, from 9 recent closings in this pocket.

The market behind the math:

9sold nearby · 90 days
$640Kmedian sold price
97%of asking, on average
−18%prices vs a year ago
~40 dayshomes like this take to sell
4days on market so far
$2,841/moest. rent · 102 leases
4.9%gross yield on the ask
Balanced market
Buyer's marketSeller's market

About 3.7 months of inventory: 11 condo apartment homes for sale in the area against 9 closings in the last 90 days. Under two months favours sellers, over four favours buyers.

This home
Below area avgAbove area avg

Price per square foot: this home lists at $934/sqft against an area asking average of $973/sqft.

How this estimate is builtthe short version

This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood and this building.

It never sees the asking price. The 9 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $609K. Condition and finishes remain an in-person call.

What the listing highlights3 points to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Tall ceilings: they transform how a home feels, worth confirming the actual heights room to room. Worth verifying
  • Open-concept layout: modern, sought-after flow. Lifestyle
  • Sold as-is / needs work: budget for renovation, the price should reflect the condition. Weigh carefully
Schools & getting aroundcatchment and transit

Its public catchment (Howard Junior Public School) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.

Read this with carewhy it’s an estimate, not an appraisal

Priced above comparable homes overall, but the price per square foot ($934/sqft) is in line with the area, so you are paying for extra space rather than a premium.

There were not many closely comparable homes right in Roncesvalles, so I widened the search to the surrounding area.

Based on 9 comparable homes that sold in Roncesvalles over the past two years, from 95 closings there.

What sellers nearby are askingCurrently listed nearby in Roncesvalles · asking prices
$602kavg asking

Nothing closely matching this home is listed nearby right now, so these are the nearest condo apartment listings on the market. Homes like this one have recently closed around $653K, which is where my estimate comes from.

Per square foot, these ask about $959/sqft; this home lists at $934/sqft. Size is part of the price story, not just the sticker.

The 5 closest of 8 active listings nearby.

See all comparable homes
700kThis home674k609k599k559k569kThis home vs active comparables

Sold price trend

Median sold price for condos in Toronto: $540K in September 2026, down 4% from a year ago, on 10,804 closings in 12 months.

Oct 25Sep 26

Line: median sold price, each month averaged with its neighbours and weighted by closings. Bars: closings that month. Toronto as a whole: the neighbourhood alone has too few closings for a line of its own.

Month by month
MonthMedian soldClosings
October 2025$589K1052
November 2025$569K834
December 2025$545K659
January 2026$565K593
February 2026$575K722
March 2026$565K974
April 2026$565K1042
May 2026$560K1011
June 2026$558K1120
July 2026$560K1030
August 2026$548K882
September 2026$540K885

Neighbourhood & location

Roncesvalles, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Dovercourt-Wallace Emerson-Junction
$640K
Little Portugal
$549K
Niagara
$724K
Kensington-Chinatown
$585K
Waterfront Communities C1
$610K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Howard Junior Public School
76%
Howard Junior Public SchoolPublic · Elementary · 0.2 km awayAbove the GTA average · 76% meet the provincial standard
Also nearby: 12 more schools within 2.5 km
Bishop Marrocco/Thomas Merton Catholic Secondary School · Catholic secondary0.5 km · 55% at standard
Keele Street Public School · Public elementary1.0 km · 82% at standard
Mountview Alternative School School · Public elementary1.0 km · 83% at standard
Garden Avenue Junior Public School · Public elementary1.0 km · 91% at standard
Brock Public School · Public elementary1.1 km · 81% at standard
St Luigi Catholic School · Catholic elementary1.1 km · 36% at standard
Perth Avenue Junior Public School · Public elementary1.2 km · 77% at standard
St Helen Catholic School · Catholic elementary1.2 km · 74% at standard
Caring and Safe School 4 · Public secondary1.2 km
City View Alternative Senior School · Public elementary1.2 km
Shirley Street Junior Public School · Public elementary1.2 km · 70% at standard
Indian Road Crescent Junior Public School · Public elementary1.3 km · 88% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$3,190/mo
$148KIncome needed
4.7×Price ÷ income
$736Weekly cost
$20,950Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

75%mortgage
Mortgage $3,190Property tax $242Condo fee $814Total carry $4,246

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$3,096per month

Mortgage amount $559,999 · 4.49% over 25 years

$140,000Down payment (20.0%)
$559,999Loan before insurance
$0CMHC premium
$4,152Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$3,096
Property tax
$242
Condo / maintenance fees
$814
Heating
$0
Estimated monthly cost
$4,152

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$10,475
Toronto municipal land transfer tax
$10,475
Estimated closing costs
$20,950

Plus your down payment of $140,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$3,748/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$368,900Total interest paid
$928,900Total of all payments
Principal $559,999 Interest $368,900
YearPrincipalInterestBalance
1$12,497$24,659$547,502
2$13,064$24,092$534,438
3$13,657$23,499$520,781
4$14,277$22,879$506,503
5$14,926$22,230$491,578
6$15,603$21,553$475,974
7$16,312$20,844$459,662
8$17,052$20,103$442,610
9$17,827$19,329$424,783
10$18,636$18,520$406,147
11$19,482$17,674$386,665
12$20,367$16,789$366,298
13$21,292$15,864$345,006
14$22,258$14,898$322,748
15$23,269$13,887$299,479
16$24,325$12,831$275,153
17$25,430$11,726$249,723
18$26,585$10,571$223,139
19$27,792$9,364$195,347
20$29,053$8,103$166,294
21$30,373$6,783$135,921
22$31,752$5,404$104,170
23$33,193$3,963$70,976
24$34,700$2,456$36,276
25$36,276$880$0

At the end of your 5-year term

Total paid over the term
$185,780
Principal paid down
$68,422
Interest paid
$117,358
Balance remaining
$491,578

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
From 102 whole-home leases in Roncesvalles$2,841/mo
$34,092Gross annual rent
2.4%Cap rate after taxes and upkeep
$2,699 to $3,041Typical rent range
~17 daysTo find a tenant, on average

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

The last 102 whole-home leases in Roncesvalles signed at a median of $2,696 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $2,841. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.

4.9%
Gross yield
− Property tax $2,900− Condo fees $9,770− Insurance $600− Vacancy & upkeep $3,750Net operating income $17,072

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of PLEX REALTY CORPORATION. MLS®/PropTx.

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