105-95 La Rose Avenue, Toronto, ON

Humber Heights, Toronto · MLS® W14087170

$625,000
For Sale
Listed 3 days agoNo offer date stated
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2Bedrooms
2Bathrooms
1Garage
1000-1199Sq ft

About this home

In short

  • Welcome to "The Sovereign" a boutique-style building situated in a highly sought-after prime Etobicoke location.
  • The spacious 2-bedroom, 2-bathroom suite features an open-concept layout with an updated kitchen, complete with granite countertops.
  • Hardwood floors run throughout the suite, adding warmth and elegance.
  • The spacious primary bedroom features a private 4-piece ensuite, and walk-in closet with 2 large windows, providing a gorgeous greenspace view.

Welcome to "The Sovereign" a boutique-style building situated in a highly sought-after prime Etobicoke location. The spacious 2-bedroom, 2-bathroom suite features an open-concept layout with an updated kitchen, complete with granite countertops. Hardwood floors run throughout the suite, adding warmth and elegance. The spacious primary bedroom features a private 4-piece ensuite, and walk-in closet with 2 large windows, providing a gorgeous greenspace view. The second bedroom also offers a walk-out to the terrace and provides the flexibility to serve as a guest room, home office, or den. Residents enjoy convenient access to public transportation while the surrounding area offers the perfect blend of suburban tranquility and urban convenience. Building amenities include a gym, meeting/hobby room, sauna, and party room. Ideally located in a family-friendly neighborhood with several schools just minutes away. This home is an excellent choice for families or first-time home buyers. Residents can also enjoy easy access to numerous parks, playgrounds, walking and cycling trails, and a variety of recreational amenities. Whether you're looking for outdoor activities or green spaces to relax, there's no shortage of options nearby. This unit truly reflects pride of ownership!

Key facts

Property type
Condo Apartment, Apartment
MLS®
W14087170
Bedrooms
2
Bathrooms
2
Size
1000-1199 sq ft
Cross streets
Royal York/Eglinton/Scarlett
Parking
1 garage (underground)
Basement
None
Heating
Heat Pump
A/C
Central Air
Exterior
Brick
Maintenance
$1,204/mo
Exposure
South West
Property tax
$2,290 / 2025
Days on market
3
Listing brokerage
RE/MAX PROFESSIONALS INC.

Rooms

Primary BedroomFlat5.30 × 3.60 m

hardwood floor · 4 pc ensuite · walk-in closet(s)

Dining RoomFlat3.05 × 2.65 m

w/o to terrace · hardwood floor

Bedroom 2Flat4.45 × 2.95 m

w/o to terrace · hardwood floor · double closet

KitchenFlat4.90 × 2.35 m

irregular room · eat-in kitchen · granite counters

Living RoomFlat5.45 × 5.40 m

open concept · hardwood floor

Our TakeTeam Asgarian · Broker
Ask and recent sales differ
$532Kautomated estimate, from recent sales

Listed at $625,000, about 18% above our estimate of $532K (homes like it typically land between $495K and $559K).

Why $532K. The typical condo sold in Humber Heights over the past year went for about $560K (23 sales). On tax assessment, size, rooms and lot, this one is close to that typical home.

List price
$495KBelow our range$625KAbove our range

Total price vs nearby homes. Fair value about $532K, learned from recent GTA sales.

The market behind the math:

4sold nearby · 90 days
3days on market so far
$3,595/moest. rent · 5 leases
6.9%gross yield on the ask
Balanced market
Buyer's marketSeller's market

About 3.8 months of inventory: 5 condo apartment homes for sale in the area against 4 closings in the last 90 days. Under two months favours sellers, over four favours buyers.

This home
Below area avgAbove area avg

Price per square foot: this home lists at $568/sqft against an area asking average of $567/sqft.

How this estimate is builtthe short version

This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood and this building.

It never sees the asking price. The 5 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $522K. Condition and finishes remain an in-person call.

What the listing highlights3 points to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Primary suite: a key comfort and resale feature. Lifestyle
  • Open-concept layout: modern, sought-after flow. Lifestyle
  • Hardwood floors: quality hardwood is durable and broadly desirable. Lifestyle
Schools & getting aroundcatchment and transit

The assigned public school is Hilltop Middle School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

Read this with carewhy it’s an estimate, not an appraisal

Priced above comparable homes overall, but the price per square foot ($568/sqft) is in line with the area, so you are paying for extra space rather than a premium.

Based on 5 homes sold in this building over the past two years, from 59 closings in Humber Heights.

What sellers nearby are askingCurrently listed nearby in Humber Heights · asking prices
$588kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

Per square foot, these ask about $539/sqft; this home lists at $568/sqft. Size is part of the price story, not just the sticker.

The 4 closest active listings nearby.

See all comparable homes
625kThis home610k528k630k586kThis home vs active comparables

Sold price trend

Median sold price for condos in Toronto: $540K in September 2026, down 4% from a year ago, on 10,804 closings in 12 months.

Oct 25Sep 26

Line: median sold price, each month averaged with its neighbours and weighted by closings. Bars: closings that month. Toronto as a whole: the neighbourhood alone has too few closings for a line of its own.

Month by month
MonthMedian soldClosings
October 2025$589K1052
November 2025$569K834
December 2025$545K659
January 2026$565K593
February 2026$575K722
March 2026$565K974
April 2026$565K1042
May 2026$560K1011
June 2026$558K1120
July 2026$560K1030
August 2026$548K882
September 2026$540K885

Neighbourhood & location

Humber Heights, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Dovercourt-Wallace Emerson-Junction
$640K
Markland Wood
$680K
Little Portugal
$549K
Niagara
$690K
Kensington-Chinatown
$585K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Westmount Junior School
53%
Westmount Junior SchoolPublic · Elementary · 0.4 km awayBelow the GTA average · 53% meet the provincial standard
School of Experiential EducationEQAO results not published
Also nearby: 12 more schools within 2.5 km
St Demetrius Catholic School · Catholic elementary0.2 km · 76% at standard
York Humber High School · Public secondary1.1 km
Portage Trail Community School · Public elementary1.1 km · 44% at standard
Father Serra Catholic School · Catholic elementary1.5 km · 77% at standard
St Eugene Catholic School · Catholic elementary1.6 km · 78% at standard
Bala Avenue Community School · Public elementary1.7 km · 51% at standard
Roselands Junior Public School · Public elementary1.7 km · 50% at standard
Richview Collegiate Institute · Public secondary1.8 km · 82% at standard
Valleyfield Junior School · Public elementary1.8 km · 77% at standard
H J Alexander Community School · Public elementary1.9 km · 68% at standard
C R Marchant Middle School · Public elementary1.9 km · 61% at standard
St John the Evangelist Catholic School · Catholic elementary2.0 km · 61% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$2,849/mo
$140KIncome needed
4.5×Price ÷ income
$657Weekly cost
$17,950Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

67%mortgage
Mortgage $2,849Property tax $191Condo fee $1,204Total carry $4,243

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$2,765per month

Mortgage amount $500,000 · 4.49% over 25 years

$125,000Down payment (20.0%)
$500,000Loan before insurance
$0CMHC premium
$4,159Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$2,765
Property tax
$191
Condo / maintenance fees
$1,204
Heating
$0
Estimated monthly cost
$4,159

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$8,975
Toronto municipal land transfer tax
$8,975
Estimated closing costs
$17,950

Plus your down payment of $125,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$3,346/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$329,376Total interest paid
$829,376Total of all payments
Principal $500,000 Interest $329,376
YearPrincipalInterestBalance
1$11,158$22,017$488,842
2$11,664$21,511$477,178
3$12,194$20,981$464,984
4$12,748$20,427$452,236
5$13,327$19,848$438,909
6$13,932$19,243$424,978
7$14,564$18,611$410,413
8$15,225$17,950$395,188
9$15,917$17,258$379,271
10$16,639$16,536$362,632
11$17,395$15,780$345,237
12$18,185$14,990$327,052
13$19,010$14,165$308,042
14$19,874$13,301$288,168
15$20,776$12,399$267,392
16$21,719$11,456$245,673
17$22,705$10,470$222,968
18$23,736$9,439$199,231
19$24,814$8,361$174,417
20$25,941$7,234$148,477
21$27,118$6,057$121,358
22$28,350$4,825$93,009
23$29,637$3,538$63,372
24$30,983$2,192$32,389
25$32,389$786$0

At the end of your 5-year term

Total paid over the term
$165,875
Principal paid down
$61,091
Interest paid
$104,784
Balance remaining
$438,909

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
From 5 whole-home leases in Humber Heights$3,595/mo
$43,140Gross annual rent
3.4%Cap rate after taxes and upkeep
$3,163 to $4,026Typical rent range
~20 daysTo find a tenant, on average

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

The last 5 whole-home leases in Humber Heights signed at a median of $3,823 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $3,595. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.

6.9%
Gross yield
− Property tax $2,290− Condo fees $14,446− Insurance $600− Vacancy & upkeep $4,745Net operating income $21,058

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX PROFESSIONALS INC.. MLS®/PropTx.

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