1035 Dovercourt Road, Toronto, ON

Dovercourt-Wallace Emerson-Junction, Toronto · MLS® W14096206

$1,299,900
For Sale
Just listed todayNo offer date stated

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5Bedrooms
4Bathrooms
1Garage · 2 parking
2000-2500Sq ft

About this home

In short

  • Exceptional investment opportunity in one of Toronto's most sought-after neighbourhoods.
  • This well-maintained 3-storey detached property offers outstanding income potential with multiple income-generating living spaces, making it an ideal addition to any...
  • Primary bedroom on the third level includes an ensuite 3-piece washroom and a Juliette-balcony.
  • Quality features include hardwood, laminate and tiled flooring throughout the property, heated bathroom floors in the 3rd floor ensuite, A/C in the home for added...
  • Located just steps to TTC transit, subway access, parks, cafés, restaurants, grocery stores, and all the conveniences of vibrant city living.

Exceptional investment opportunity in one of Toronto's most sought-after neighbourhoods! This well-maintained 3-storey detached property offers outstanding income potential with multiple income-generating living spaces, making it an ideal addition to any investor's portfolio or a fantastic opportunity for buyers looking to offset their mortgage by living in one unit while generating rental income from the others. The versatile layout has 3-self contained units, including: 1) Basement - studio suite with living/dining space, kitchen with stove and refrigerator, and one 4-piece washroom *includes rough-in for laundry*; 2) Main floor - 1 bedroom unit with plenty of natural light, living/dining space, kitchen with S/S gas stove, one 4-piece washroom, and a 2-in-1 clothing washer/dryer; 3) Upper level - Second floor includes shared living/dining space, eat-in kitchen with S/S gas stove (shared with third-floor tenants), sunroom, a walk-out deck (2016), one bedroom, and one 4-piece washroom *second floor includes rough-in for separate laundry and dishwasher in kitchen*. Third-floor features 3 bedrooms. Primary bedroom on the third level includes an ensuite 3-piece washroom and a Juliette-balcony. Quality features include hardwood, laminate and tiled flooring throughout the property, heated bathroom floors in the 3rd floor ensuite, A/C in the home for added comfort, and more! Located just steps to TTC transit, subway access, parks, cafés, restaurants, grocery stores, and all the conveniences of vibrant city living. A rare opportunity to own a great income property in a prime Toronto location with endless potential.

Key facts

Property type
Detached, 3-Storey
MLS®
W14096206
Bedrooms
5
Bathrooms
4
Size
2000-2500 sq ft
Lot
21 × 132 ft
Cross streets
Dovercourt Road and Dupont Street
Parking
1 garage · 2 parking (detached)
Driveway
Mutual
Basement
Separate Entrance
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Unknown
Roof
Asphalt Rolled, Shingles
Sewer
Sewer
Property tax
$7,351 / 2026
Listing brokerage
RE/MAX NOBLECORP REAL ESTATE
Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there are not enough closely comparable recent sales nearby to support one.

Considering this property? Request a written price read

The assigned public school is Dovercourt Public School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

Neighbourhood & location

Dovercourt-Wallace Emerson-Junction, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Dovercourt Public School
62%
Dovercourt Public SchoolPublic · Elementary · 0.4 km awayBelow the GTA average · 62% meet the provincial standard
West End Alternative SchoolEQAO results not published
Also nearby: 12 more schools within 2.5 km
St Bruno/St. Raymond Catholic School · Catholic elementary0.7 km · 56% at standard
Essex Junior and Senior Public School · Public elementary0.8 km · 64% at standard
Hawthorne II Bilingual Alternative Junior School · Public elementary0.8 km · 74% at standard
St Mary of the Angels Catholic School · Catholic elementary0.8 km · 76% at standard
Pauline Junior Public School · Public elementary0.8 km · 76% at standard
St Sebastian Catholic School · Catholic elementary0.9 km · 92% at standard
Regal Road Junior Public School · Public elementary0.9 km · 73% at standard
Winona Drive Senior Public School · Public elementary1.0 km
ALPHA II Alternative School · Public elementary1.0 km
Bloor Collegiate Institute · Public secondary1.1 km · 82% at standard
McMurrich Junior Public School · Public elementary1.1 km · 81% at standard
St Mary Catholic Academy · Catholic secondary1.1 km · 66% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$5,925/mo
$249KIncome needed
5.2×Price ÷ income
$1,367Weekly cost
$44,946Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

91%mortgage
Mortgage $5,925Property tax $613Total carry $6,537

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$5,750per month

Mortgage amount $1,039,920 · 4.49% over 25 years

$259,980Down payment (20.0%)
$1,039,920Loan before insurance
$0CMHC premium
$6,362Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$5,750
Property tax
$613
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$6,362

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$22,473
Toronto municipal land transfer tax
$22,473
Estimated closing costs
$44,946

Plus your down payment of $259,980. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$6,959/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$685,049Total interest paid
$1,724,969Total of all payments
Principal $1,039,920 Interest $685,049
YearPrincipalInterestBalance
1$23,207$45,792$1,016,713
2$24,260$44,738$992,453
3$25,362$43,637$967,091
4$26,513$42,485$940,578
5$27,717$41,282$912,861
6$28,976$40,023$883,885
7$30,291$38,708$853,594
8$31,667$37,332$821,928
9$33,104$35,894$788,823
10$34,607$34,391$754,216
11$36,179$32,820$718,037
12$37,821$31,177$680,216
13$39,539$29,460$640,677
14$41,334$27,665$599,344
15$43,211$25,788$556,133
16$45,172$23,826$510,961
17$47,223$21,775$463,737
18$49,368$19,631$414,370
19$51,609$17,390$362,760
20$53,952$15,046$308,808
21$56,402$12,597$252,406
22$58,963$10,036$193,443
23$61,640$7,359$131,803
24$64,439$4,560$67,365
25$67,365$1,634$0

At the end of your 5-year term

Total paid over the term
$344,994
Principal paid down
$127,059
Interest paid
$217,935
Balance remaining
$912,861

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$4,200/mo
$50,400Gross annual rent
2.8%Cap rate after taxes and upkeep

Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

3.9%
Gross yield
− Property tax $7,351− Insurance $1,400− Vacancy & upkeep $5,544Net operating income $36,105

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX NOBLECORP REAL ESTATE. MLS®/PropTx.

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