TH108-5 Valhalla Inn Road, Toronto, ON

Islington-City Centre West, Toronto · MLS® W14096372

$689,000
For Sale
Just listed todayNo offer date stated
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3+1Bedrooms
3Bathrooms
1Garage
1400-1599Sq ft

About this home

In short

  • Townhouse space with condo convenience.
  • This three-storey home offers 3 bedrooms, a versatile den for work or study, and 3 bathrooms.
  • Gather on the open-concept main floor, enjoy the terrace, and appreciate upper-level laundry and walk-in closets.
  • Includes one underground parking space and a locker, with access to an indoor pool, gym and concierge.
  • Power of sale; sold as-is, where-is.

Townhouse space with condo convenience! This three-storey home offers 3 bedrooms, a versatile den for work or study, and 3 bathrooms. Gather on the open-concept main floor, enjoy the terrace, and appreciate upper-level laundry and walk-in closets. Includes one underground parking space and a locker, with access to an indoor pool, gym and concierge. Come see how this flexible layout fits your life. Power of sale; sold as-is, where-is.

Key facts

Property type
Condo Townhouse, 3-Storey
MLS®
W14096372
Bedrooms
3+1 (4 total)
Bathrooms
3 (1 half)
Size
1400-1599 sq ft
Cross streets
Valhalla Inn Rd & East Mall
Parking
1 garage (underground)
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Maintenance
$901/mo
Exposure
East
Property tax
$4,051 / 2026
Listing brokerage
FREEMAN REAL ESTATE LTD.

Rooms

Primary BedroomSecond3.30 × 2.82 m

semi ensuite · walk-in closet(s) · window

DenSecond3.20 × 2.92 m

Walk-In Closet(s)

Dining RoomMain3.56 × 2.54 m

open concept · combined w/living

Bedroom 3Third3.53 × 2.92 m

Skylight

Living RoomMain3.05 × 3.10 m

open concept · combined w/dining

Bedroom 2Third3.51 × 2.90 m

walk-in closet(s) · window

KitchenMain3.48 × 2.79 m

open concept · b/i dishwasher

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there are not enough closely comparable recent sales nearby to support one.

Considering this property? Request a written price read

The assigned public school is Bloorlea Middle School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

Neighbourhood & location

Islington-City Centre West, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Bloorlea Middle School
70%
Bloorlea Middle SchoolPublic · Elementary · 0.5 km awayAround the GTA average · 70% meet the provincial standard
West Glen Junior SchoolEQAO results not published
Also nearby: 12 more schools within 2.5 km
Eatonville Junior School · Public elementary0.6 km · 75% at standard
Bloordale Middle School · Public elementary1.0 km · 69% at standard
Burnhamthorpe Collegiate Institute · Public secondary1.0 km
Etobicoke Secondary Alternative School · Public secondary1.0 km
West Glen Junior School · Public elementary1.1 km · 57% at standard
Wedgewood Junior School · Public elementary1.2 km · 79% at standard
Broadacres Junior Public School · Public elementary1.3 km · 55% at standard
St Clement Catholic School · Catholic elementary1.4 km · 85% at standard
Millwood Junior School · Public elementary1.6 km · 65% at standard
Our Lady of Peace Catholic School · Catholic elementary1.7 km · 71% at standard
Nativity of Our Lord Catholic School · Catholic elementary2.0 km · 68% at standard
Seneca School · Public elementary2.2 km

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$3,140/mo
$151KIncome needed
4.6×Price ÷ income
$725Weekly cost
$20,510Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

72%mortgage
Mortgage $3,140Property tax $338Condo fee $901Total carry $4,379

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$3,048per month

Mortgage amount $551,200 · 4.49% over 25 years

$137,800Down payment (20.0%)
$551,200Loan before insurance
$0CMHC premium
$4,286Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$3,048
Property tax
$338
Condo / maintenance fees
$901
Heating
$0
Estimated monthly cost
$4,286

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$10,255
Toronto municipal land transfer tax
$10,255
Estimated closing costs
$20,510

Plus your down payment of $137,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$3,689/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$363,104Total interest paid
$914,304Total of all payments
Principal $551,200 Interest $363,104
YearPrincipalInterestBalance
1$12,300$24,272$538,900
2$12,859$23,713$526,041
3$13,443$23,129$512,598
4$14,053$22,519$498,545
5$14,691$21,881$483,854
6$15,358$21,214$468,495
7$16,056$20,517$452,440
8$16,785$19,788$435,655
9$17,547$19,026$418,109
10$18,343$18,229$399,765
11$19,176$17,396$380,589
12$20,047$16,525$360,542
13$20,957$15,615$339,585
14$21,909$14,664$317,677
15$22,903$13,669$294,773
16$23,943$12,629$270,830
17$25,030$11,542$245,800
18$26,167$10,405$219,633
19$27,355$9,217$192,278
20$28,597$7,975$163,681
21$29,895$6,677$133,786
22$31,253$5,319$102,533
23$32,672$3,900$69,861
24$34,155$2,417$35,706
25$35,706$866$0

At the end of your 5-year term

Total paid over the term
$182,861
Principal paid down
$67,346
Interest paid
$115,514
Balance remaining
$483,854

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$4,750/mo
$57,000Gross annual rent
5.1%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

8.3%
Gross yield
− Property tax $4,051− Condo fees $10,814− Insurance $600− Vacancy & upkeep $6,270Net operating income $35,264

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of FREEMAN REAL ESTATE LTD.. MLS®/PropTx.

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