65 Cactus Crescent, Hamilton, ON
Stoney Creek Mountain, Hamilton · MLS® X13124006
About this home
Located in a Quiet, Welcoming Neighbourhood and Backing Onto Peaceful Green Space, This Exceptional Detached Corner-Lot Home Features 4 Bedrooms, 5 Bathrooms, and over 3,500 sq ft of Finished Living Space. Designed With Both Functionality and Style in Mind, The Open-Concept Main Floor Offers a Bright Living Room With an Electric fireplace, a Private Office, and an Elegant Great Room Accented by a Contemporary Feature Wall.The Spacious Eat-in Kitchen is Ideal for Cooking and Entertaining, Complete with Stainless Steel Appliances, Granite Counters, a Stylish Backsplash, Plenty of Cabinetry, a Large Island with Seating, and a Walk-in Pantry for Additional Storage. Upstairs, all Four Bedrooms are Generously Sized and Include Walk-in Closets Along with Their Own Ensuite Bathrooms. The Primary Suite Serves as a Luxurious Retreat with a Large Walk-in Closet and a Spa-like 5-pieceEnsuite Featuring Double Vanities, a Deep Soaker Tub, and a Separate Shower. A Convenient Second-Floor Laundry Room Adds to the Home's Practical Layout.Enjoy Added Privacy in the Fully Fenced Backyard With no Homes Behind, Perfect for Relaxing or Hosting Guests. This Prime Location Offers Easy Access to Parks, Walking Trails, Top Schools,Public Transit, Sports Facilities, Community Centres, Shopping, and Major Amenities, While Nearby Highways Provide a Smooth Commute. A Rare Combination of Space, Comfort, and Convenience, This Beautifully Upgraded Home is Not to be Missed.
Key facts
- Property type
- Detached, 2-Storey
- MLS®
- X13124006
- Bedrooms
- 4
- Bathrooms
- 5 (1 half)
- Size
- 3000-3500
- Lot
- 50.36 × 121.66 ft
- Cross streets
- Mud & First Rd W
- Parking
- 2 garage · 6 parking (built-in)
- Driveway
- Available
- Basement
- Full, Unfinished
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Brick, Stone
- Foundation
- Concrete
- Roof
- Asphalt Shingle
- Sewer
- Sewer
- Property tax
- $8,827 / 2025
- Days on market
- 66
- Listing brokerage
- ROYAL LEPAGE TERREQUITY REALTY
Rooms
Walk-In Closet(s)
Walk-In Closet(s)
Walk-In Closet(s)
Walk-In Closet(s)
Listed at $1,270,000, this home is tracking about 15% below a wider set of listings, though close matches were thin, so it is worth confirming with a precise CMA rather than reading it as a clear deal. The number above is my independent estimate of value, not the asking price.
There are only a few closely comparable homes right here, so this is a broad read from wider listings in the area. Ask me for a precise CMA before relying on it.
Based on 25 similar homes nearby, adjusted for size, beds, and baths.Median of 25 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $1.34M, a bit lower.
How I got there
Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.
- Closest comparable, listed at $1.50M
- Adjusts to $1.50M
That comparable adjusts to $1.50M; the $1.50M estimate above is the median of all 25 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.
On location, this is a more car-dependent spot, so buyers here typically drive. Transit is limited nearby. Worth weighing if transit access matters to you.
Total price vs nearby homes. Fair value about $1.50M, median of 25 comparables.
What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.
- Open-concept layout: modern, sought-after flow.
- Lifestyle
The closest active listings by size, beds, and price, so you can see what this home is up against.
The 4 closest active listings nearby.
See all comparable homesThis home lists 24% below the area average of $512/sqft.
64 days longer than the Hamilton average (2 days).
View comparable listingsPrice per square foot vs the area average.
Neighbourhood & location
Stoney Creek Mountain, Hamilton, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
Getting around
Car-DependentA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.
Almost all errands require a car.
Within a 15-minute (1.5 km) walk.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Hamilton.
Get the full neighbourhood report (schools, parks, transit & safety) →
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 18, 2026); conventional rates run a little higher.
Mortgage amount $1,016,000 · 4.14% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $5,422
- Property tax
- $736
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $6,157
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $21,875
- Estimated closing costs
- $21,875
Plus your down payment of $254,000. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $325,305
- Principal paid down
- $129,388
- Interest paid
- $195,917
- Balance remaining
- $886,612
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of ROYAL LEPAGE TERREQUITY REALTY. MLS®/PropTx.