65 Cactus Crescent, Hamilton, ON
Stoney Creek Mountain, Hamilton · MLS® X13124006
About this home
In short
- Located in a Quiet, Welcoming Neighbourhood and Backing Onto Peaceful Green Space, This Exceptional Detached Corner-Lot Home Features 4 Bedrooms, 5 Bathrooms, and...
- Designed With Both Functionality and Style in Mind, The Open-Concept Main Floor Offers a Bright Living Room With an Electric fireplace, a Private Office, and an...
- The Primary Suite Serves as a Luxurious Retreat with a Large Walk-in Closet and a Spa-like 5-pieceEnsuite Featuring Double Vanities, a Deep Soaker Tub, and a Separate...
Located in a Quiet, Welcoming Neighbourhood and Backing Onto Peaceful Green Space, This Exceptional Detached Corner-Lot Home Features 4 Bedrooms, 5 Bathrooms, and over 3,500 sq ft of Finished Living Space. Designed With Both Functionality and Style in Mind, The Open-Concept Main Floor Offers a Bright Living Room With an Electric fireplace, a Private Office, and an Elegant Great Room Accented by a Contemporary Feature Wall.The Spacious Eat-in Kitchen is Ideal for Cooking and Entertaining, Complete with Stainless Steel Appliances, Granite Counters, a Stylish Backsplash, Plenty of Cabinetry, a Large Island with Seating, and a Walk-in Pantry for Additional Storage. Upstairs, all Four Bedrooms are Generously Sized and Include Walk-in Closets Along with Their Own Ensuite Bathrooms. The Primary Suite Serves as a Luxurious Retreat with a Large Walk-in Closet and a Spa-like 5-pieceEnsuite Featuring Double Vanities, a Deep Soaker Tub, and a Separate Shower. A Convenient Second-Floor Laundry Room Adds to the Home's Practical Layout.Enjoy Added Privacy in the Fully Fenced Backyard With no Homes Behind, Perfect for Relaxing or Hosting Guests. This Prime Location Offers Easy Access to Parks, Walking Trails, Top Schools,Public Transit, Sports Facilities, Community Centres, Shopping, and Major Amenities, While Nearby Highways Provide a Smooth Commute. A Rare Combination of Space, Comfort, and Convenience, This Beautifully Upgraded Home is Not to be Missed.
Key facts
- Property type
- Detached, 2-Storey
- MLS®
- X13124006
- Bedrooms
- 4
- Bathrooms
- 5 (1 half)
- Size
- 3000-3500 sq ft
- Lot
- 50.36 × 121.66 ft
- Cross streets
- Mud & First Rd W
- Parking
- 2 garage · 6 parking (built-in)
- Driveway
- Available
- Basement
- Full, Unfinished
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Brick, Stone
- Foundation
- Concrete
- Roof
- Asphalt Shingle
- Sewer
- Sewer
- Property tax
- $8,827 / 2025
- Days on market
- 132
- Listing brokerage
- ROYAL LEPAGE TERREQUITY REALTY
Rooms
Walk-In Closet(s)
Walk-In Closet(s)
Walk-In Closet(s)
Walk-In Closet(s)
Listed at $1,270,000. Going by how homes in Stoney Creek Mountain and the wider GTA have actually closed against their asking prices (about 98%, 22 local closings in 90 days), the likely sale price is near $1.24M, if it sells. A realistic range is $1.16M to $1.40M.
Independent value check: $1.60M. Without looking at the asking price, our model values the home itself about 26% above the ask (homes like it typically land between $1.50M and $1.68M).
Total price vs nearby homes. Likely closing about $1.24M, from 22 recent closings in this pocket.
The market behind the math:
About 3.7 months of inventory: 27 detached homes for sale in the area against 22 closings in the last 90 days. Under two months favours sellers, over four favours buyers.
Price per square foot: this home lists at $391/sqft against an area asking average of $452/sqft.
- Park / green-space backing. The listing says this home backs onto or abuts a park or green space. That privacy is priced into the comparison. What is actually behind the fence, and how the lot sits against it, is my in-person call.
How this estimate is builtthe short version
This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood.
It never sees the asking price. The 22 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $1.16M. Condition and finishes remain an in-person call.
What the listing highlights1 point to weigh
Claims from the listing, worth confirming in person. I can book you a private showing.
- Open-concept layout: modern, sought-after flow. Lifestyle
Based on 22 comparable homes that sold in Stoney Creek Mountain over the past two years, from 252 closings there.
The closest active listings by size, beds, and price, so you can see what this home is up against.
Per square foot, these ask about $382/sqft; this home lists at $391/sqft. Size is part of the price story, not just the sticker.
The 4 closest active listings nearby.
See all comparable homesNeighbourhood & location
Stoney Creek Mountain, Hamilton, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Hamilton.
Get the full neighbourhood report (schools, parks, transit & safety) →
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 4.24% via Ratehub.ca (as of September 23, 2026); conventional rates run a little higher.
Mortgage amount $1,016,000 · 4.39% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $5,561
- Property tax
- $736
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $6,297
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $21,875
- Estimated closing costs
- $21,875
Plus your down payment of $254,000. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $333,679
- Principal paid down
- $125,621
- Interest paid
- $208,058
- Balance remaining
- $890,379
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersThe last 22 whole-home leases in Stoney Creek Mountain signed at a median of $3,396 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $4,032. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of ROYAL LEPAGE TERREQUITY REALTY. MLS®/PropTx.