23 Chaumont Drive, Hamilton, ON

Stoney Creek Mountain, Hamilton · MLS® X13674440

$1,299,000
For Sale
Listed 40 days agoNo offer date stated
4+2Bedrooms
5Bathrooms
2Garage · 7 parking
3000-3500Sq ft

About this home

In short

  • This stunning luxury family home on a 40 x 130 Feet LOT and approximately 4,500 square feet of living space, perfect for both small and extended families, boasts an...
  • The grand double-door entry leads to a 20' cathedral ceiling foyer, creating a striking first impression.
  • The chef's delight kitchen is a standout, equipped with stainless steel appliances, a gas stove, a center island, a beautiful ceramic backsplash, a stainless steel...
  • Upstairs, the second-floor laundry adds convenience, while the master bedroom offers generous space for a king-sized bed and sofa, along with his-and-hers closets and...
  • The finished basement, with a separate entrance, includes two bedrooms, a full washroom, and a stylish kitchen featuring granite countertops, a center island, and...

This stunning luxury family home on a 40 x 130 Feet LOT and approximately 4,500 square feet of living space, perfect for both small and extended families, boasts an elegant brick and limestone exterior. The grand double-door entry leads to a 20' cathedral ceiling foyer, creating a striking first impression. Bathed in natural sunlight from all directions, the main floor features distinct living, dining, family, and breakfast areas. The chef's delight kitchen is a standout, equipped with stainless steel appliances, a gas stove, a center island, a beautiful ceramic backsplash, a stainless steel chimney hood, and ample pantry space for daily essentials and storage. Upstairs, the second-floor laundry adds convenience, while the master bedroom offers generous space for a king-sized bed and sofa, along with his-and-hers closets and a luxurious 5-piece ensuite. Each bedroom on this level has access to one of the three full bathrooms. The finished basement, with a separate entrance, includes two bedrooms, a full washroom, and a stylish kitchen featuring granite countertops, a center island, and stainless steel appliances. Situated in the desirable Stoney Creek/Felker community, this home is surrounded by excellent family-friendly amenities. Enjoy convenient access to nearby schools including Saltfleet District High School and St. James the Apostle Catholic Elementary School, along with fantastic outdoor recreation at Heritage Green Sports Park and the scenic Felker's Falls Conservation Area. Nearby parks such as Maplewood Park provide even more opportunities for families to enjoy the outdoors. Shopping, dining, everyday essentials, recreation, and transit options are all conveniently accessible, with major shopping destinations including Eastgate Square and Lime Ridge Mall. A wonderful combination of luxury living, family-friendly surroundings, natural beauty, and everyday convenience! Excellent choice for an extended or multi generational family.

Key facts

Property type
Detached, 2-Storey
MLS®
X13674440
Bedrooms
4+2 (6 total)
Bathrooms
5 (1 half)
Size
3000-3500 sq ft
Lot
40.03 × 130.09 ft
Cross streets
Highland Rd W & First Rd W
Parking
2 garage · 7 parking (built-in)
Driveway
Private Double
Basement
Apartment, Separate Entrance, Finished
Kitchens
2 (1 + 1)
Heating
Forced Air
A/C
Central Air
Exterior
Brick, Stone
Foundation
Poured Concrete
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$7,836 / 2025
Days on market
40
Listing brokerage
THE CANADIAN HOME REALTY INC.

Rooms

KitchenMain4.50 × 2.44 m

ceramic floor · centre island · stainless steel appl

BedroomBasement0.00 × 0.00 m

laminate · large window · closet

Bedroom 2Second3.96 × 3.96 m

hardwood floor · 4 pc ensuite · large closet

BreakfastMain4.88 × 2.81 m

ceramic floor · pot lights · overlooks backyard

Bedroom 2Basement0.00 × 0.00 m

laminate · large window · closet

Primary BedroomSecond5.55 × 4.09 m

hardwood floor · 5 pc ensuite · walk-in closet(s)

Living RoomMain3.54 × 3.48 m

hardwood floor · pot lights · large window

Family RoomMain5.49 × 3.67 m

hardwood floor · pot lights · overlooks backyard

LaundrySecond0.00 × 0.00 m

ceramic floor · large window

Bedroom 4Second3.66 × 3.36 m

hardwood floor · large window · large closet

Dining RoomMain3.96 × 3.66 m

hardwood floor · combined w/kitchen · overlooks living

Bedroom 3Second3.66 × 3.66 m

hardwood floor · 4 pc ensuite · large closet

Our TakeTeam Asgarian · Broker
A small discount is typical
$1.27Mlikely sale price

Listed at $1,299,000. Going by how homes in Stoney Creek Mountain and the wider GTA have actually closed against their asking prices (about 98%, 22 local closings in 90 days), the likely sale price is near $1.27M, if it sells. A realistic range is $1.19M to $1.43M.

Independent value check: $1.54M. Without looking at the asking price, our model values the home itself about 19% above the ask (homes like it typically land between $1.44M and $1.61M).

List price
$1.19MBelow recent closings$1.43MAbove recent closings

Total price vs nearby homes. Likely closing about $1.27M, from 22 recent closings in this pocket.

The market behind the math:

22sold nearby · 90 days
$880Kmedian sold price
97%of asking, on average
−1%prices vs a year ago
~37 dayshomes like this take to sell
40days on market so far
$4,150/moest. rent · 22 leases
3.8%gross yield on the ask
Balanced market
Buyer's marketSeller's market

About 2.7 months of inventory: 20 detached homes for sale in the area against 22 closings in the last 90 days. Under two months favours sellers, over four favours buyers.

This home
Below area avgAbove area avg

Price per square foot: this home lists at $400/sqft against an area asking average of $442/sqft.

  • Separate-entrance basement apartment features. A finished 2 bed basement apartment with a separate entrance and a second kitchen. A self-contained space for extended family, guests or potential income. Basements do rent in Stoney Creek Mountain: 11 of the 78 detached leases here lately were basement units, around $1,800 a month. That makes the suite real income. Second-suite retrofit status is not verified. A buyer intending to rent should confirm requirements with the Town of Hamilton.
How this estimate is builtthe short version

This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood.

It never sees the asking price. The 22 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $1.14M. Condition and finishes remain an in-person call.

What the listing highlights4 points to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Separate entrance / basement suite: rental or in-law income potential, if it is legally registered and retrofit-compliant. Income potential
  • Finished basement: added living space, worth checking ceiling height and that the work was permitted. Value driver
  • Upscale kitchen: a genuine value driver, verify the appliances, stone, and finishes in person. Value driver
  • Tall ceilings: they transform how a home feels, worth confirming the actual heights room to room. Worth verifying

Based on 22 comparable homes that sold in Stoney Creek Mountain over the past two years, from 252 closings there.

What sellers nearby are askingCurrently listed nearby in Stoney Creek Mountain · asking prices
$1.09Mavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

Per square foot, these ask about $380/sqft; this home lists at $400/sqft. Size is part of the price story, not just the sticker.

The 4 closest active listings nearby.

See all comparable homes
1.30MThis home1.27M1.15M1000k949kThis home vs active comparables

Neighbourhood & location

Stoney Creek Mountain, Hamilton, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Stoney Creek
$850K
Delta
$700K
Raleigh
$500K
Crown Point
$470K
Gibson
$600K

Typical asking price of active listings of the same type, per area (outliers removed). Hamilton.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$5,920/mo
$250KIncome needed
5.2×Price ÷ income
$1,366Weekly cost
$22,455Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

90%mortgage
Mortgage $5,920Property tax $653Total carry $6,573

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.39%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.24% via Ratehub.ca (as of September 23, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$5,688per month

Mortgage amount $1,039,200 · 4.39% over 25 years

$259,800Down payment (20.0%)
$1,039,200Loan before insurance
$0CMHC premium
$6,341Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$5,688
Property tax
$653
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$6,341

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$22,455
Estimated closing costs
$22,455

Plus your down payment of $259,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.39%Qualifying rate
$6,892/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$667,294Total interest paid
$1,706,494Total of all payments
Principal $1,039,200 Interest $667,294
YearPrincipalInterestBalance
1$23,516$44,744$1,015,684
2$24,559$43,700$991,125
3$25,649$42,610$965,475
4$26,788$41,472$938,687
5$27,977$40,283$910,711
6$29,218$39,041$881,492
7$30,515$37,745$850,977
8$31,869$36,390$819,108
9$33,284$34,976$785,824
10$34,761$33,499$751,063
11$36,304$31,956$714,759
12$37,915$30,345$676,844
13$39,598$28,662$637,246
14$41,355$26,904$595,890
15$43,191$25,069$552,700
16$45,108$23,152$507,592
17$47,110$21,150$460,483
18$49,200$19,059$411,282
19$51,384$16,876$359,898
20$53,664$14,595$306,234
21$56,046$12,214$250,188
22$58,534$9,726$191,654
23$61,131$7,128$130,523
24$63,845$4,415$66,678
25$66,678$1,582$0

At the end of your 5-year term

Total paid over the term
$341,299
Principal paid down
$128,489
Interest paid
$212,809
Balance remaining
$910,711

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
From 22 whole-home leases in Stoney Creek Mountain$4,150/mo
$49,800Gross annual rent
2.7%Cap rate after taxes and upkeep
$3,932 to $4,404Typical rent range
~18 daysTo find a tenant, on average

The suite is real income here: basements rent in Stoney Creek Mountain (11 of 78 recent detached leases were basement units, around $1,800 a month). The figure above is the whole house on one lease; rented as two units, the suite alone brings about $1,800 a month on top of the upper floors. Permitted use is worth confirming with the city.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

The last 22 whole-home leases in Stoney Creek Mountain signed at a median of $3,441 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $4,150. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.

3.8%
Gross yield
− Property tax $7,836− Insurance $1,400− Vacancy & upkeep $5,478Net operating income $35,086

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of THE CANADIAN HOME REALTY INC.. MLS®/PropTx.

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