34 Capri Crescent, Hamilton, ON
Riverdale, Hamilton · MLS® X13438470
About this home
In short
- The fully finished basement provides excellentin-law suite potential with a separate entrance, eat-in kitchen, large recreation room, den, and a 4-piece bathroom.
- Recent updates include anew furnace (2021), pot lights, sump pump, and renovated basement.
- Conveniently located close to schools, parks, shopping, and allamenities.
- Move-in ready and ideal for growing families or multi-generational living .Fully finished basement with separate entrance andin-law suite potential.
- New furnace installed in 2021.
Welcome to this spacious detached home located in a highly desirable family-friendly neighbourhood. The main level features a bright livingroom, formal dining room, eat-in kitchen, family room, den/home office, full bathroom, and a convenient laundry room with direct access tothe garage. The second floor offers three generously sized bedrooms and a full bathroom. The fully finished basement provides excellentin-law suite potential with a separate entrance, eat-in kitchen, large recreation room, den, and a 4-piece bathroom. Recent updates include anew furnace (2021), pot lights, sump pump, and renovated basement. Conveniently located close to schools, parks, shopping, and allamenities. Move-in ready and ideal for growing families or multi-generational living .Fully finished basement with separate entrance andin-law suite potential. New furnace installed in 2021.
Key facts
- Property type
- Detached, 2-Storey
- MLS®
- X13438470
- Bedrooms
- 3+1 (4 total)
- Bathrooms
- 3
- Size
- 2000-2500 sq ft
- Lot
- 37.44 × 108.88 ft
- Cross streets
- Don Avenue to Highridge Avenue
- Parking
- 1 garage · 5 parking (attached)
- Driveway
- Available
- Basement
- Finished, Separate Entrance
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Brick, Vinyl Siding
- Foundation
- Concrete Block
- Roof
- Asphalt Shingle
- Sewer
- Sewer
- Property tax
- $7,086 / 2026
- Days on market
- 102
- Listing brokerage
- HOMELIFE/MIRACLE REALTY LTD
Rooms
4 Pc Bath
3 Pc Bath
3 Pc Bath
Listed at $849,990, about 24% below our estimate of $1.12M (homes like it typically land between $1.05M and $1.17M).
Total price vs nearby homes. Fair value about $1.12M, learned from recent GTA sales.
The market behind the math:
About 7 months of inventory: 7 detached homes for sale in the area against 3 closings in the last 90 days. Under two months favours sellers, over four favours buyers.
Price per square foot: this home lists at $378/sqft against an area asking average of $567/sqft.
- Separate-entrance basement apartment features. A finished 1 bed basement apartment with a separate entrance. A self-contained space for extended family, guests or potential income. In Riverdale basements rarely rent out (2 of 8 recent detached leases were basement units), so buyers here treat a suite as family or nanny space rather than income. Value it for the living space, not the rent. Second-suite retrofit status is not verified. A buyer intending to rent should confirm requirements with the Town of Hamilton.
How this estimate is builtthe short version
This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood.
It never sees the asking price. The 7 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $902K. Condition and finishes remain an in-person call.
What the listing highlights5 points to weigh
Claims from the listing, worth confirming in person. I can book you a private showing.
- Separate entrance / basement suite: rental or in-law income potential, if it is legally registered and retrofit-compliant. Income potential
- Finished basement: added living space, worth checking ceiling height and that the work was permitted. Value driver
- Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled. Value driver
- Recent major systems: lower near-term capital costs, ask for the ages and any warranties. Value driver
- Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment. Value driver
Read this with carewhy it’s an estimate, not an appraisal
There were not many closely comparable homes right in Riverdale, so I widened the search to the surrounding area.
Based on 7 comparable homes that sold in Riverdale over the past two years, from 31 closings there.
Nothing closely matching this home is listed nearby right now, so these are the nearest detached listings on the market. Homes like this one have recently closed around $1.12M, which is where my estimate comes from.
Per square foot, these ask about $443/sqft; this home lists at $378/sqft. Size is part of the price story, not just the sticker.
The 3 closest active listings nearby.
See all comparable homesNeighbourhood & location
Riverdale, Hamilton, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Hamilton.
Get the full neighbourhood report (schools, parks, transit & safety) →
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 4.24% via Ratehub.ca (as of September 23, 2026); conventional rates run a little higher.
Mortgage amount $679,992 · 4.39% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $3,722
- Property tax
- $591
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $4,313
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $13,475
- Estimated closing costs
- $13,475
Plus your down payment of $169,998. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $223,326
- Principal paid down
- $84,076
- Interest paid
- $139,250
- Balance remaining
- $595,916
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
About the suite: in Riverdale basements rarely rent out (2 of 8 recent detached leases were basement units), so the figure above does not count it as income. Buyers here use a suite as family or nanny space.
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersThe last 6 whole-home leases in Riverdale signed at a median of $3,200 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $3,200. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of HOMELIFE/MIRACLE REALTY LTD. MLS®/PropTx.