345 BERKINDALE Drive, Hamilton, ON

Riverdale, Hamilton · MLS® X13594156

$738,800
For Sale
Listed 62 days agoNo offer date stated
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3Bedrooms
3Bathrooms
1Garage · 2 parking
1500-2000Sq ft

About this home

In short

  • Beautifully updated where it matters most, with room to make it your own.
  • The main level has been extensively renovated, featuring new premium low maintenance flooring, modern new staircase and railings, a beautifully redesigned kitchen...
  • The basement features a large recreation area and bathroom, providing an excellent blank canvas for future renovation and added living space.
  • Ideally located close to schools, parks, shopping, restaurants, transit, and with quick access to the QEW, Red Hill Valley Parkway, and the Lincoln M.

Beautifully updated where it matters most, with room to make it your own. Welcome to 345 Berkindale Drive, located in one of Stoney Creek's established family-friendly neighbourhoods. The main level has been extensively renovated, featuring new premium low maintenance flooring, modern new staircase and railings, a beautifully redesigned kitchen with quartz countertops, new cabinetry, stainless steel appliances, and updated lighting. A versatile main-floor rear room perfect for an office, den, bedroom or games room with direct access to the rear deck offers the perfect space to work from home or create a cozy family retreat. Upstairs, you'll find two spacious bedrooms, with the potential to easily convert to a three-bedroom design if desired. The upper bathroom has been refreshed with a new vanity and toilet, while offering an opportunity to customize the remaining finishes. The basement features a large recreation area and bathroom, providing an excellent blank canvas for future renovation and added living space. Ideally located close to schools, parks, shopping, restaurants, transit, and with quick access to the QEW, Red Hill Valley Parkway, and the Lincoln M. Alexander Parkway, this is a fantastic opportunity to own a move-in-ready home with outstanding future potential in the heart of Stoney Creek.

Key facts

Property type
Detached, 2-Storey
MLS®
X13594156
Bedrooms
3
Bathrooms
3 (2 half)
Size
1500-2000 sq ft
Lot
64.24 × 60.12 ft
Cross streets
ROXBOROUGH AVE
Parking
1 garage · 2 parking (attached)
Driveway
Private
Basement
Full, Finished
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Concrete Block
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$5,559 / 2026
Days on market
62
Listing brokerage
RE/MAX ESCARPMENT REALTY INC.

Rooms

BathroomSecond3.78 × 1.78 m

4 Pc Bath

RecreationBasement5.89 × 6.90 m
Living RoomMain5.56 × 3.45 m

Vinyl Floor

BathroomBasement1.42 × 1.52 m

2 Pc Bath

Bedroom 3Main3.35 × 6.42 m
LaundryBasement2.76 × 2.46 m
Dining RoomMain2.69 × 3.35 m

W/O To Deck

Powder RoomMain0.83 × 1.42 m

2 Pc Bath

KitchenMain2.76 × 3.96 m

Vinyl Floor

DenMain4.29 × 2.97 m

W/O To Deck

Primary BedroomSecond7.69 × 2.97 m

Hardwood Floor

Bedroom 2Second3.83 × 2.94 m

Hardwood Floor

Our TakeTeam Asgarian · Broker
Ask and recent sales differ
$995Kautomated estimate, from recent sales

Listed at $738,800, about 26% below our estimate of $995K (homes like it typically land between $932K and $1.04M).

List price
$739KBelow our range$1.04MAbove our range

Total price vs nearby homes. Fair value about $995K, learned from recent GTA sales.

The market behind the math:

3sold nearby · 90 days
62days on market so far
$2,990/moest. rent · 6 leases
4.9%gross yield on the ask
Buyer's market
Buyer's marketSeller's market

About 7 months of inventory: 7 detached homes for sale in the area against 3 closings in the last 90 days. Under two months favours sellers, over four favours buyers.

This home
Below area avgAbove area avg

Price per square foot: this home lists at $422/sqft against an area asking average of $561/sqft.

How this estimate is builtthe short version

This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood.

It never sees the asking price. The 10 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $775K. Condition and finishes remain an in-person call.

What the listing highlights2 points to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled. Value driver
  • Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment. Value driver
Read this with carewhy it’s an estimate, not an appraisal

There were not many closely comparable homes right in Riverdale, so I widened the search to the surrounding area.

Based on 10 comparable homes that sold in Riverdale over the past two years, from 31 closings there.

What sellers nearby are askingCurrently listed nearby in Riverdale · asking prices
$836kavg asking

Nothing closely matching this home is listed nearby right now, so these are the nearest detached listings on the market. Homes like this one have recently closed around $995K, which is where my estimate comes from.

Per square foot, these ask about $492/sqft; this home lists at $422/sqft. Size is part of the price story, not just the sticker.

The 5 closest active listings nearby.

See all comparable homes
739kThis home700k850k850k830k948kThis home vs active comparables

Neighbourhood & location

Riverdale, Hamilton, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Stoney Creek
$726K
Stoney Creek Mountain
$872K
Delta
$700K
Crown Point
$470K
Raleigh
$500K

Typical asking price of active listings of the same type, per area (outliers removed). Hamilton.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$3,367/mo
$147KIncome needed
5.0×Price ÷ income
$777Weekly cost
$11,251Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

88%mortgage
Mortgage $3,367Property tax $463Total carry $3,830

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.39%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.24% via Ratehub.ca (as of September 22, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$3,235per month

Mortgage amount $591,040 · 4.39% over 25 years

$147,760Down payment (20.0%)
$591,040Loan before insurance
$0CMHC premium
$3,698Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$3,235
Property tax
$463
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$3,698

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$11,251
Estimated closing costs
$11,251

Plus your down payment of $147,760. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.39%Qualifying rate
$3,920/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$379,520Total interest paid
$970,560Total of all payments
Principal $591,040 Interest $379,520
YearPrincipalInterestBalance
1$13,375$25,448$577,665
2$13,968$24,854$563,697
3$14,588$24,234$549,109
4$15,235$23,587$533,874
5$15,912$22,911$517,962
6$16,618$22,205$501,344
7$17,355$21,467$483,989
8$18,126$20,697$465,863
9$18,930$19,892$446,933
10$19,770$19,052$427,163
11$20,648$18,175$406,516
12$21,564$17,258$384,951
13$22,521$16,301$362,430
14$23,521$15,302$338,910
15$24,565$14,258$314,345
16$25,655$13,168$288,691
17$26,793$12,029$261,897
18$27,982$10,840$233,915
19$29,224$9,598$204,690
20$30,521$8,301$174,169
21$31,876$6,946$142,293
22$33,291$5,532$109,002
23$34,768$4,054$74,234
24$36,311$2,511$37,923
25$37,923$900$0

At the end of your 5-year term

Total paid over the term
$194,112
Principal paid down
$73,078
Interest paid
$121,034
Balance remaining
$517,962

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
From 6 whole-home leases in Riverdale$2,990/mo
$35,880Gross annual rent
3.4%Cap rate after taxes and upkeep
$2,751 to $3,400Typical rent range

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

The last 6 whole-home leases in Riverdale signed at a median of $3,200 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $2,990. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.

4.9%
Gross yield
− Property tax $5,559− Insurance $1,400− Vacancy & upkeep $3,947Net operating income $24,974

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX ESCARPMENT REALTY INC.. MLS®/PropTx.

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