23 Hildegard Drive, Hamilton, ON
Vincent, Hamilton · MLS® X13496660
About this home
Nestled within the stunning backdrop of Niagara Escarpment, this hidden gem is one of the GTA's best-kept secrets just 45 minutes to downtown Toronto, yet surrounded by the natural beauty and tranquility rarely found this close to the city. Completely renovated top to bottom in 2021, this home was gutted and rebuilt under permit, with all new electrical (2022), plumbing (2022), HVAC (2022), and windows (2022) for your peace of mind. Featuring Panasonic ultra-silent exhaust fans in all four bathrooms, EV Charger, custom designed kitchen, comfort and quality were at the heart of every upgrade. Step outside and you're immediately immersed in a vibrant, active lifestyle. Steps away from Little Davis Falls, Red Hill Valley Trail, Bruce Trail and scenic hiking and biking trails winding through the escarpment. In the winter, enjoy the tobogganing hill at Water Reservoir Park steps away! Golf enthusiasts will love the proximity to Kings Forest and Glendale Golf Clubs, while families will enjoy nearby Father Sean O'Sullivan Park, offering fields and courts for every sport imaginable, plus a splash pad for summer fun. You're also spoiled for entertainment and wellness options: Valley Park & Stoney Creek Rec Centres with pools, saunas, hot tubs, libraries, and pickleball. Green Acres Outdoor Pool just 5 minutes away. A short 10 minute drive to Van Wagners Beach, Confederation Park, and the ever-popular Wild Waterworks and the best restaurants on the beach like Barangas, Baci and Hutch's. Glendale Shopping Plaza steps away with a convenience store with a nice wine and beer selection now. This is more than a home its a lifestyle. A rare opportunity to live in a truly upgraded space surrounded by nature, recreation, and city access.
Key facts
- Property type
- Detached, 2-Storey
- MLS®
- X13496660
- Bedrooms
- 4 (2 + 2)
- Bathrooms
- 4 (1 half)
- Size
- 1500-2000
- Lot
- 60 × 100 ft
- Cross streets
- Quigley and Greenhill
- Parking
- 2 garage · 6 parking (built-in)
- Driveway
- Private Double, Available
- Basement
- Apartment, Finished with Walk-Out, Walk-Out
- Kitchens
- 2 (1 + 1)
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Aluminum Siding, Brick
- Foundation
- Concrete
- Roof
- Asphalt Shingle
- Sewer
- Sewer
- Property tax
- $6,464 / 2025
- Days on market
- 21
- Listing brokerage
- AIMHOME REALTY INC.
Rooms
3 Pc Bath
b/i closet · his and hers closets · combined w/br
2 Pc Bath
Walk-Out
3 Pc Bath
5 Pc Ensuite
Listed at $979,000, this home is right in line with comparable homes. The number above is my independent estimate of value, not the asking price.
There were not many closely comparable homes right in Vincent, so I widened the search to the surrounding area.
Based on 6 similar homes nearby, adjusted for size, beds, and baths.Median of 6 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $956K, a close match.
How I got there
Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.
- Closest comparable, listed at $849K
- Bathrooms +$15K
- Adjusts to $864K
That comparable adjusts to $864K; the $991K estimate above is the median of all 6 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.
On location, it is moderately walkable, so some daily errands are within reach and for the rest you will likely drive. Greenhill at Greenhill Centre is about a 3-minute walk away.
Total price vs nearby homes. Fair value about $991K, median of 6 comparables.
What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.
- Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled.
- Upscale kitchen: a genuine value driver, verify the appliances, stone, and finishes in person.
- Pool: lifestyle appeal, but adds maintenance, insurance, and resale is mixed.
- Value driver
- Weigh carefully
The closest active listings by size, beds, and price, so you can see what this home is up against.
The 5 closest of 6 active listings nearby.
See all comparable homesThis home lists 18% below the area average of $679/sqft.
19 days longer than the Hamilton average (2 days).
View comparable listingsPrice per square foot vs the area average.
Neighbourhood & location
Vincent, Hamilton, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
Getting around
WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.
Many errands can be done on foot; a car still helps.
🚉 Nearest transit: Greenhill at Greenhill Centre, about 259 m away
Within a 15-minute (1.5 km) walk.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Hamilton.
Get the full neighbourhood report (schools, parks, transit & safety) →
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.
Mortgage amount $783,200 · 4.14% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $4,179
- Property tax
- $539
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $4,718
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $16,055
- Estimated closing costs
- $16,055
Plus your down payment of $195,800. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $250,767
- Principal paid down
- $99,741
- Interest paid
- $151,026
- Balance remaining
- $683,459
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of AIMHOME REALTY INC.. MLS®/PropTx.