23 Hildegard Drive, Hamilton, ON
Vincent, Hamilton · MLS® X13496660
About this home
In short
- Nestled within the stunning backdrop of Niagara Escarpment, this hidden gem is one of the GTA's best-kept secrets just 45 minutes to downtown Toronto, yet surrounded...
- Completely renovated top to bottom in 2021, this home was gutted and rebuilt under permit, with all new electrical (2022), plumbing (2022), HVAC (2022), and windows...
- Featuring Panasonic ultra-silent exhaust fans in all four bathrooms, EV Charger, custom designed kitchen, comfort and quality were at the heart of every upgrade.
- Green Acres Outdoor Pool just 5 minutes away.
- A short 10 minute drive to Van Wagners Beach, Confederation Park, and the ever-popular Wild Waterworks and the best restaurants on the beach like Barangas, Baci and...
Nestled within the stunning backdrop of Niagara Escarpment, this hidden gem is one of the GTA's best-kept secrets just 45 minutes to downtown Toronto, yet surrounded by the natural beauty and tranquility rarely found this close to the city. Completely renovated top to bottom in 2021, this home was gutted and rebuilt under permit, with all new electrical (2022), plumbing (2022), HVAC (2022), and windows (2022) for your peace of mind. Featuring Panasonic ultra-silent exhaust fans in all four bathrooms, EV Charger, custom designed kitchen, comfort and quality were at the heart of every upgrade. Step outside and you're immediately immersed in a vibrant, active lifestyle. Steps away from Little Davis Falls, Red Hill Valley Trail, Bruce Trail and scenic hiking and biking trails winding through the escarpment. In the winter, enjoy the tobogganing hill at Water Reservoir Park steps away! Golf enthusiasts will love the proximity to Kings Forest and Glendale Golf Clubs, while families will enjoy nearby Father Sean O'Sullivan Park, offering fields and courts for every sport imaginable, plus a splash pad for summer fun. You're also spoiled for entertainment and wellness options: Valley Park & Stoney Creek Rec Centres with pools, saunas, hot tubs, libraries, and pickleball. Green Acres Outdoor Pool just 5 minutes away. A short 10 minute drive to Van Wagners Beach, Confederation Park, and the ever-popular Wild Waterworks and the best restaurants on the beach like Barangas, Baci and Hutch's. Glendale Shopping Plaza steps away with a convenience store with a nice wine and beer selection now. This is more than a home its a lifestyle. A rare opportunity to live in a truly upgraded space surrounded by nature, recreation, and city access.
Key facts
- Property type
- Detached, 2-Storey
- MLS®
- X13496660
- Bedrooms
- 2+2 (4 total)
- Bathrooms
- 4 (1 half)
- Size
- 1500-2000 sq ft
- Lot
- 60 × 100 ft
- Cross streets
- Quigley and Greenhill
- Parking
- 2 garage · 6 parking (built-in)
- Driveway
- Private Double, Available
- Basement
- Apartment, Finished with Walk-Out, Walk-Out
- Kitchens
- 2 (1 + 1)
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Aluminum Siding, Brick
- Foundation
- Concrete
- Roof
- Asphalt Shingle
- Sewer
- Sewer
- Property tax
- $6,464 / 2025
- Days on market
- 88
- Listing brokerage
- AIMHOME REALTY INC.
Rooms
3 Pc Bath
b/i closet · his and hers closets · combined w/br
2 Pc Bath
Walk-Out
3 Pc Bath
5 Pc Ensuite
Listed at $979,000, about 11% below our estimate of $1.09M (homes like it typically land between $1.03M and $1.15M).
Total price vs nearby homes. Fair value about $1.09M, learned from recent GTA sales.
The market behind the math:
Price per square foot: this home lists at $559/sqft against an area asking average of $555/sqft.
- Walk-out basement apartment features. A finished 2 bed walk-out basement apartment with a second kitchen. A self-contained space for extended family, guests or potential income. In Vincent basements rarely rent out (1 of 9 recent detached leases were basement units), so buyers here treat a suite as family or nanny space rather than income. Value it for the living space, not the rent. Second-suite retrofit status is not verified. A buyer intending to rent should confirm requirements with the Town of Hamilton.
How this estimate is builtthe short version
This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood.
It never sees the asking price. The 24 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $906K. Condition and finishes remain an in-person call.
What the listing highlights3 points to weigh
Claims from the listing, worth confirming in person. I can book you a private showing.
- Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled. Value driver
- Upscale kitchen: a genuine value driver, verify the appliances, stone, and finishes in person. Value driver
- Pool: lifestyle appeal, but adds maintenance, insurance, and resale is mixed. Weigh carefully
Read this with carewhy it’s an estimate, not an appraisal
Below comparable homes on total price, yet the price per square foot ($559/sqft) is in line with the area, which usually points to a smaller or more efficient layout.
There were not many closely comparable homes right in Vincent, so I widened the search to the surrounding area.
Based on 24 comparable homes that sold in Vincent over the past two years, from 39 closings there.
Nothing closely matching this home is listed nearby right now, so these are the nearest detached listings on the market. Homes like this one have recently closed around $1.09M, which is where my estimate comes from.
Per square foot, these ask about $791/sqft; this home lists at $559/sqft. Size is part of the price story, not just the sticker.
The 3 closest active listings nearby.
See all comparable homesNeighbourhood & location
Vincent, Hamilton, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Hamilton.
Get the full neighbourhood report (schools, parks, transit & safety) →
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 4.24% via Ratehub.ca (as of September 23, 2026); conventional rates run a little higher.
Mortgage amount $783,200 · 4.39% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $4,287
- Property tax
- $539
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $4,826
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $16,055
- Estimated closing costs
- $16,055
Plus your down payment of $195,800. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $257,222
- Principal paid down
- $96,837
- Interest paid
- $160,385
- Balance remaining
- $686,363
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
About the suite: in Vincent basements rarely rent out (1 of 9 recent detached leases were basement units), so the figure above does not count it as income. Buyers here use a suite as family or nanny space.
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersThe last 6 whole-home leases in Vincent signed at a median of $3,000 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $3,153. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of AIMHOME REALTY INC.. MLS®/PropTx.