78 Glen Valley Drive, Hamilton, ON

Vincent, Hamilton · MLS® X13574900

$714,900
For Sale
Listed 1 day ago
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3Bedrooms
2Bathrooms
1Garage · 5 parking
1100-1500Sq Ft

About this home

Welcome to **78 Glen Valley Drive**, a spacious and versatile 4-level backsplit offering approximately **1,740 sq. ft. of finished living space**,ideally situated in the highly desirable **Greenhill** neighbourhood just off Country Club Drive. Combining comfort, flexibility, and outstandingfuture potential, this home is an excellent opportunity for families, investors, or those seeking multi-generational living. Designed withfunctionality in mind, the home features **three generously sized bedrooms** plus a dedicated office that can easily be converted into a**fourth bedroom**, providing the flexibility to accommodate your family's evolving needs. The recently updated bathroom boasts a modernwalk-in shower, adding a fresh and contemporary touch. The walk-out lower level presents exceptional potential for a future **in-law suite orduplex conversion** (buyer to verify all approvals and permitted uses), making this an attractive option for those looking to maximize theproperty's versatility and long-term value. A spacious cold cellar offers abundant storage for seasonal items, preserves, or a wine collection.Outside, the oversized concrete driveway provides ample parking for multiple vehicles, while the property enjoys beautiful views of the NiagaraEscarpment. Commuters will appreciate being just **two minutes from the Red Hill Valley Parkway**, offering convenient access throughoutHamilton, Burlington, Niagara, and the GTA. Located in the sought-after Greenhill community, close to parks, excellent schools, shopping, andeveryday amenities, **78 Glen Valley Drive** is a fantastic opportunity to own a well-maintained home offering generous living space, incredibleflexibility, and exceptional future potential in one of Hamilton's most desirable neighbourhoods.

Key facts

Property type
Detached, Backsplit 4
MLS®
X13574900
Bedrooms
3
Bathrooms
2
Size
1100-1500
Lot
70 × 111 ft
Cross streets
greenhill and country club
Parking
1 garage · 5 parking (attached)
Basement
Finished with Walk-Out
Heating
Forced Air
A/C
Central Air
Exterior
Aluminum Siding, Brick
Foundation
Concrete Block
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$5,355 / 2026
Days on market
1
Listing brokerage
EXP REALTY

Rooms

FoyerMain4.27 × 1.80 m
Family RoomLower6.93 × 3.94 m
BathroomLower2.02 × 1.54 m
OfficeLower2.77 × 2.62 m
Dining RoomMain3.76 × 2.87 m
BedroomSecond4.11 × 3.02 m
BathroomSecond3.03 × 2.43 m
Cold Room/CantinaBasement5.18 × 1.04 m
Bedroom 3Second2.77 × 3.00 m
KitchenMain4.93 × 3.40 m
Bedroom 2Second3.81 × 2.67 m
Moe’s TakeTeam Asgarian · Broker
In the wider range
$709Kest. value

Listed at $714,900, this home is within the range of a wider set of listings, but with few close matches nearby, so worth confirming with a precise CMA. The number above is my independent estimate of value, not the asking price.

There are only a few closely comparable homes right here, so this is a broad read from wider listings in the area. Ask me for a precise CMA before relying on it.

Based on 5 similar homes nearby, adjusted for size, beds, and baths.Median of 5 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $811K, a bit higher.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, listed at $800K
  • Bedrooms −$30K
  • Adjusts to $770K

That comparable adjusts to $770K; the $709K estimate above is the median of all 5 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.

On location, this is a more car-dependent spot, so buyers here typically drive. Transit is limited nearby. Worth weighing if transit access matters to you.

List price
$670KGreat deal$770KOverpriced

Total price vs nearby homes. Fair value about $709K, median of 5 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment.
  • Value driver
Comparable listingsCurrently listed nearby in Vincent · asking prices
$804kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

11 PINARD Street$700k304 St Andrews Drive$739k164 Hanover Place$800k23 Hildegard Drive$979k

The 4 closest active listings nearby.

See all comparable homes
715kThis home700k739k800k979kThis home vs active comparables
Live market pulseActive comparables in Vincent · median list $800K
$550this home / sqft
5active listings nearby
1days on market

This home lists 14% below the area average of $643/sqft.

1 days faster than the Hamilton average (2 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Vincent, Hamilton, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

0/ 100

Car-DependentA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Almost all errands require a car.

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Stoney Creek
$917K
Delta
$729K
Homeside
$593K
Parkview
$500K
Gibson
$670K

Typical asking price of active listings of the same type, per area (outliers removed). Hamilton.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$3,258/mo
$143KIncome needed
5.0×Price ÷ income
$752Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

88%mortgage
Mortgage $3,258Property tax $446Total carry $3,705

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$3,052per month

Mortgage amount $571,920 · 4.14% over 25 years

$142,980Down payment (20.0%)
$571,920Loan before insurance
$0CMHC premium
$3,498Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$3,052
Property tax
$446
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$3,498

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$10,773
Estimated closing costs
$10,773

Plus your down payment of $142,980. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$3,707/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$343,673Total interest paid
$915,593Total of all payments
Principal $571,920 Interest $343,673
YearPrincipalInterestBalance
1$13,398$23,226$558,522
2$13,959$22,665$544,563
3$14,542$22,081$530,021
4$15,151$21,473$514,870
5$15,784$20,839$499,086
6$16,445$20,179$482,641
7$17,133$19,491$465,509
8$17,849$18,775$447,660
9$18,596$18,028$429,064
10$19,374$17,250$409,690
11$20,184$16,440$389,506
12$21,028$15,596$368,478
13$21,908$14,716$346,570
14$22,824$13,800$323,746
15$23,779$12,845$299,967
16$24,773$11,850$275,194
17$25,810$10,814$249,384
18$26,889$9,734$222,495
19$28,014$8,610$194,481
20$29,186$7,438$165,295
21$30,407$6,217$134,888
22$31,678$4,945$103,210
23$33,004$3,620$70,206
24$34,384$2,240$35,822
25$35,822$801$0

At the end of your 5-year term

Total paid over the term
$183,119
Principal paid down
$72,834
Interest paid
$110,284
Balance remaining
$499,086

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,300/mo
$27,600Gross annual rent
2.5%Est. cap rate

Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

3.9%
Gross yield
− Property tax $5,355− Insurance $1,400− Vacancy & upkeep $3,036Net operating income $17,809

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of EXP REALTY. MLS®/PropTx.

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