82 Second Road, Hamilton, ON

Stoney Creek Mountain, Hamilton · MLS® X13522304

$1,030,000
For Sale
Listed 80 days agoNo offer date stated
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4Bedrooms
3Bathrooms
2Garage · 6 parking
2500-3000Sq ft

About this home

In short

  • Welcome home to this beautifully maintained 3+1 bedroom family home, thoughtfully built by the original builder for his own family with quality craftsmanship and...
  • The main floor offers the convenience of a spacious primary bedroom complete with a private ensuite and main-floor laundry, making it an ideal option for...
  • Hardwood flooring extends throughout the main-floor family room and primary bedroom, while the generous room sizes provide comfortable living for the whole family.
  • The unfinished basement with 8-foot ceilings offers endless potential to create additional living space tailored to your needs.
  • Located in a highly desirable, family-friendly neighbourhood on the Stoney Creek Mountain, you'll enjoy being close to schools, parks, playgrounds, walking trails...

Welcome Home! Welcome home to this beautifully maintained 3+1 bedroom family home, thoughtfully built by the original builder for his own family with quality craftsmanship and purpose in every detail. Offering an exceptional layout and pride of ownership throughout, this home was designed with both functionality and longevity in mind. The main floor offers the convenience of a spacious primary bedroom complete with a private ensuite and main-floor laundry, making it an ideal option for multi-generational living, aging in place, or those seeking one-level living. Prefer additional living space? The main-floor bedroom could also serve as a home office, guest suite, or nanny suite.Hardwood flooring extends throughout the main-floor family room and primary bedroom, while the generous room sizes provide comfortable living for the whole family.Upstairs, you'll find spacious bedrooms, including a second bedroom featuring its own walk-in closet and private ensuite bathroom-a rare and desirable feature that's perfect for older children, guests, or extended family. The unfinished basement with 8-foot ceilings offers endless potential to create additional living space tailored to your needs. A stunning custom chandelier creates an elegant first impression in the front foyer, and the thoughtful design and meticulous care throughout the home are evident in every room. Located in a highly desirable, family-friendly neighbourhood on the Stoney Creek Mountain, you'll enjoy being close to schools, parks, playgrounds, walking trails, conservation areas, shopping, restaurants, and everyday amenities. With quick access to the Red Hill Valley Parkway, Lincoln M. Alexander Parkway, and the QEW, commuting is both convenient and efficient. Book your private showing today!

Key facts

Property type
Detached, 2-Storey
MLS®
X13522304
Bedrooms
4
Bathrooms
3
Size
2500-3000 sq ft
Lot
50 × 141.08 ft
Cross streets
Highland Rd W
Parking
2 garage · 6 parking (attached)
Driveway
Inside Entry, Private Double
Basement
Full
Heating
Forced Air
A/C
Central Air
Exterior
Brick, Stone
Foundation
Unknown
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$7,899 / 2026
Days on market
80
Listing brokerage
RE/MAX HALLMARK REALTY LTD.

Rooms

Living RoomMain3.45 × 4.83 m
Dining RoomMain3.45 × 3.78 m
Bedroom 2Second3.28 × 4.42 m
FoyerMain3.45 × 2.77 m
Primary BedroomSecond4.93 × 4.65 m

5 pc ensuite · walk-in closet(s)

Bedroom 3Second3.25 × 3.33 m
BathroomSecond3.38 × 2.82 m

5 Pc Ensuite

LaundryMain2.57 × 2.18 m
BathroomSecond1.65 × 2.90 m

4 Pc Bath

KitchenMain3.58 × 3.96 m
BreakfastMain3.76 × 3.96 m
Family RoomMain5.56 × 3.96 m
Bedroom 4Main4.90 × 3.28 m

semi ensuite · 3 pc ensuite

BathroomMain2.72 × 2.11 m

3 pc bath · semi ensuite

Our TakeTeam Asgarian · Broker
A small discount is typical
$1.00Mlikely sale price

Listed at $1,030,000. Going by how homes in Stoney Creek Mountain and the wider GTA have actually closed against their asking prices (about 98%, 22 local closings in 90 days), the likely sale price is near $1.00M, if it sells. A realistic range is $942K to $1.13M.

Independent value check: $1.28M. Without looking at the asking price, our model values the home itself about 24% above the ask (homes like it typically land between $1.20M and $1.34M).

List price
$942KBelow recent closings$1.13MAbove recent closings

Total price vs nearby homes. Likely closing about $1.00M, from 22 recent closings in this pocket.

The market behind the math:

22sold nearby · 90 days
$880Kmedian sold price
97%of asking, on average
−1%prices vs a year ago
~37 dayshomes like this take to sell
80days on market so far
$3,482/moest. rent · 20 leases
4.1%gross yield on the ask
Balanced market
Buyer's marketSeller's market

About 2.3 months of inventory: 17 detached homes for sale in the area against 22 closings in the last 90 days. Under two months favours sellers, over four favours buyers.

This home
Below area avgAbove area avg

Price per square foot: this home lists at $375/sqft against an area asking average of $431/sqft.

How this estimate is builtthe short version

This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood.

It never sees the asking price. The 22 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $1.04M. Condition and finishes remain an in-person call.

What the listing highlights4 points to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Finished basement: added living space, worth checking ceiling height and that the work was permitted. Value driver
  • Primary suite: a key comfort and resale feature. Lifestyle
  • Hardwood floors: quality hardwood is durable and broadly desirable. Lifestyle
  • Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment. Value driver

Based on 22 comparable homes that sold in Stoney Creek Mountain over the past two years, from 252 closings there.

Neighbourhood & location

Stoney Creek Mountain, Hamilton, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Delta
$700K
Raleigh
$500K
Stoney Creek
$850K
Crown Point
$470K
Gibson
$600K

Typical asking price of active listings of the same type, per area (outliers removed). Hamilton.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$4,694/mo
$204KIncome needed
5.0×Price ÷ income
$1,083Weekly cost
$17,075Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

88%mortgage
Mortgage $4,694Property tax $658Total carry $5,353

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.39%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.24% via Ratehub.ca (as of September 23, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$4,510per month

Mortgage amount $824,000 · 4.39% over 25 years

$206,000Down payment (20.0%)
$824,000Loan before insurance
$0CMHC premium
$5,169Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$4,510
Property tax
$658
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$5,169

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$17,075
Estimated closing costs
$17,075

Plus your down payment of $206,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.39%Qualifying rate
$5,465/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$529,109Total interest paid
$1,353,109Total of all payments
Principal $824,000 Interest $529,109
YearPrincipalInterestBalance
1$18,646$35,478$805,354
2$19,474$34,651$785,880
3$20,338$33,786$765,542
4$21,241$32,884$744,302
5$22,183$31,941$722,118
6$23,168$30,957$698,951
7$24,196$29,928$674,755
8$25,270$28,854$649,485
9$26,391$27,733$623,093
10$27,563$26,562$595,531
11$28,786$25,338$566,745
12$30,064$24,061$536,681
13$31,398$22,727$505,283
14$32,791$21,333$472,492
15$34,247$19,878$438,245
16$35,767$18,358$402,479
17$37,354$16,770$365,125
18$39,012$15,113$326,113
19$40,743$13,381$285,370
20$42,551$11,573$242,818
21$44,440$9,684$198,378
22$46,412$7,712$151,966
23$48,472$5,652$103,494
24$50,623$3,501$52,870
25$52,870$1,254$0

At the end of your 5-year term

Total paid over the term
$270,622
Principal paid down
$101,882
Interest paid
$168,740
Balance remaining
$722,118

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
From 20 whole-home leases in Stoney Creek Mountain$3,482/mo
$41,784Gross annual rent
2.7%Cap rate after taxes and upkeep
$3,253 to $3,758Typical rent range
~18 daysTo find a tenant, on average

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

The last 20 whole-home leases in Stoney Creek Mountain signed at a median of $3,353 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $3,482. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.

4.1%
Gross yield
− Property tax $7,899− Insurance $1,400− Vacancy & upkeep $4,596Net operating income $27,889

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX HALLMARK REALTY LTD.. MLS®/PropTx.

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