10 Atlas Street, Hamilton, ON

Stoney Creek Mountain, Hamilton · MLS® X13773156

$875,000
For Sale
Listed 11 days agoNo offer date stated
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3+1Bedrooms
4Bathrooms
1.5Garage · 4.5 parking
1500-2000Sq ft

About this home

In short

  • Offered for sale for the first time, this home has been proudly owned by its original owners for over 40 years.
  • The main level has hardwood and tile flooring, with laminate throughout the second floor.
  • The completely finished basement provides even more living space, including a fourth bedroom and two-piece bathroom, ideal for guests or extended family.
  • Enjoy the four-season sunroom, added in 2013, overlooking the fully fenced backyard.
  • Located on a bus route and close to Catholic and public schools, churches, shopping and two municipal parks, this home offers comfort, space and everyday convenience.

Offered for sale for the first time, this home has been proudly owned by its original owners for over 40 years. Welcome to 10 Atlas Street, a spacious home offering plenty of room to live, relax and entertain in a convenient Stoney Creek neighbourhood. The open main floor features a generous eat-in kitchen, separate dining room, plantation shutters and convenient main-floor laundry. No carpet! The main level has hardwood and tile flooring, with laminate throughout the second floor. Upstairs, you'll find three comfortable bedrooms and two bathrooms, including a four-piece ensuite. The completely finished basement provides even more living space, including a fourth bedroom and two-piece bathroom, ideal for guests or extended family. Enjoy the four-season sunroom, added in 2013, overlooking the fully fenced backyard. Concrete and wood patio areas provide plenty of space for outdoor dining and summer entertaining. The home also offers a 1.5-car attached garage and a roof replaced in 2018. Located on a bus route and close to Catholic and public schools, churches, shopping and two municipal parks, this home offers comfort, space and everyday convenience.

Key facts

Property type
Detached, 2-Storey
MLS®
X13773156
Bedrooms
3+1 (4 total)
Bathrooms
4 (2 half)
Size
1500-2000 sq ft
Lot
45.11 × 101.71 ft
Cross streets
Mud Street & Paramount Drive
Parking
1.5 garage · 4.5 parking (built-in)
Driveway
Private Triple
Basement
Full
Heating
Forced Air
A/C
Central Air
Exterior
Brick, Aluminum Siding
Foundation
Concrete
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$5,274 / 2026
Days on market
11
Listing brokerage
ROYAL LEPAGE STATE REALTY

Rooms

KitchenMain5.44 × 3.61 m
Dining RoomMain1.02 × 0.00 m
Living RoomMain4.98 × 3.35 m
BathroomSecond1.00 × 1.00 m

4 Pc Ensuite

LaundryMain1.50 × 1.50 m
BathroomSecond1.00 × 1.00 m

3 Pc Bath

Family RoomMain5.16 × 3.78 m
BathroomMain1.00 × 1.00 m

2 Pc Bath

BedroomSecond4.85 × 3.05 m
BedroomSecond5.36 × 3.61 m
BathroomLower1.00 × 1.00 m

2 Pc Bath

BedroomLower5.66 × 3.45 m
BedroomSecond3.10 × 2.95 m
Our TakeTeam Asgarian · Broker
A small discount is typical
$854Klikely sale price

Listed at $875,000. Going by how homes in Stoney Creek Mountain and the wider GTA have actually closed against their asking prices (about 98%, 22 local closings in 90 days), the likely sale price is near $854K, if it sells. A realistic range is $800K to $962K.

Independent value check: $911K. Without looking at the asking price, our model values the home itself about 4% above the ask (homes like it typically land between $853K and $954K).

List price
$800KBelow recent closings$962KAbove recent closings

Total price vs nearby homes. Likely closing about $854K, from 22 recent closings in this pocket.

The market behind the math:

22sold nearby · 90 days
$880Kmedian sold price
97%of asking, on average
−1%prices vs a year ago
~37 dayshomes like this take to sell
11days on market so far
$2,964/moest. rent · 26 leases
4.1%gross yield on the ask
Balanced market
Buyer's marketSeller's market

About 2.2 months of inventory: 16 detached homes for sale in the area against 22 closings in the last 90 days. Under two months favours sellers, over four favours buyers.

This home
Below area avgAbove area avg

Price per square foot: this home lists at $500/sqft against an area asking average of $470/sqft.

How this estimate is builtthe short version

This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood.

It never sees the asking price. The 22 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $789K. Condition and finishes remain an in-person call.

What the listing highlights3 points to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Finished basement: added living space, worth checking ceiling height and that the work was permitted. Value driver
  • Hardwood floors: quality hardwood is durable and broadly desirable. Lifestyle
  • Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment. Value driver

Based on 22 comparable homes that sold in Stoney Creek Mountain over the past two years, from 252 closings there.

Neighbourhood & location

Stoney Creek Mountain, Hamilton, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Delta
$700K
Raleigh
$500K
Crown Point
$470K
Stoney Creek
$850K
Gibson
$600K

Typical asking price of active listings of the same type, per area (outliers removed). Hamilton.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$3,988/mo
$170KIncome needed
5.2×Price ÷ income
$920Weekly cost
$13,975Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

90%mortgage
Mortgage $3,988Property tax $440Total carry $4,427

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.39%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.24% via Ratehub.ca (as of September 23, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$3,832per month

Mortgage amount $700,000 · 4.39% over 25 years

$175,000Down payment (20.0%)
$700,000Loan before insurance
$0CMHC premium
$4,271Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$3,832
Property tax
$440
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$4,271

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$13,975
Estimated closing costs
$13,975

Plus your down payment of $175,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.39%Qualifying rate
$4,642/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$449,486Total interest paid
$1,149,486Total of all payments
Principal $700,000 Interest $449,486
YearPrincipalInterestBalance
1$15,840$30,139$684,160
2$16,543$29,436$667,617
3$17,277$28,702$650,339
4$18,044$27,935$632,295
5$18,845$27,134$613,450
6$19,681$26,298$593,769
7$20,555$25,425$573,214
8$21,467$24,512$551,747
9$22,420$23,560$529,327
10$23,415$22,565$505,912
11$24,454$21,525$481,458
12$25,539$20,440$455,918
13$26,673$19,307$429,246
14$27,857$18,123$401,389
15$29,093$16,886$372,296
16$30,384$15,595$341,912
17$31,733$14,247$310,179
18$33,141$12,838$277,038
19$34,612$11,367$242,426
20$36,148$9,831$206,278
21$37,752$8,227$168,525
22$39,428$6,551$129,097
23$41,178$4,802$87,919
24$43,005$2,974$44,914
25$44,914$1,065$0

At the end of your 5-year term

Total paid over the term
$229,897
Principal paid down
$86,550
Interest paid
$143,347
Balance remaining
$613,450

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
From 26 whole-home leases in Stoney Creek Mountain$2,964/mo
$35,568Gross annual rent
2.9%Cap rate after taxes and upkeep
$2,616 to $3,174Typical rent range
~18 daysTo find a tenant, on average

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

The last 26 whole-home leases in Stoney Creek Mountain signed at a median of $2,933 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $2,964. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.

4.1%
Gross yield
− Property tax $5,274− Insurance $1,400− Vacancy & upkeep $3,912Net operating income $24,981

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of ROYAL LEPAGE STATE REALTY. MLS®/PropTx.

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