4-899 Stone Church Road, Hamilton, ON
Quinndale, Hamilton · MLS® X13777446
About this home
In short
- Welcome to this bright and beautiful END-UNIT townhome, offering a spacious, fully finished layout from top to bottom.
- The finished basement features an elegant kitchenette, a 3-piece bathroom with shower, new windows, updated flooring, and plenty of additional living space.
- The main level has been upgraded with vinyl flooring (2024), while the kitchen features stainless steel appliances, including a stove and range hood (2024).
- Additional updates include basement flooring and kitchenette (2023), shower addition (2023), Dishwasher brand new LG STUDIO LINE and a new dryer (2026).
- Even better, high-speed internet and cable TV are included in the monthly condo fees, offering approximately $150+ in monthly value.
Welcome to this bright and beautiful END-UNIT townhome, offering a spacious, fully finished layout from top to bottom! The finished basement features an elegant kitchenette, a 3-piece bathroom with shower, new windows, updated flooring, and plenty of additional living space. Both the main level and basement have been freshly painted and feature new pot lights, creating a bright and inviting atmosphere throughout.The main level has been upgraded with vinyl flooring (2024), while the kitchen features stainless steel appliances, including a stove and range hood (2024). Additional updates include basement flooring and kitchenette (2023), shower addition (2023), Dishwasher brand new LG STUDIO LINE and a new dryer (2026). Enjoy the convenience of a garage with inside entry and easy access to major highways, shopping, schools, and everyday amenities.Even better, high-speed internet and cable TV are included in the monthly condo fees, offering approximately $150+ in monthly value. Maintenance fees also include building insurance and maintenance, landscaping, parking, property management, roof, snow removal, water, windows, and doors.A beautifully updated home in a family-friendly complex-move in and enjoy!
Key facts
- Property type
- Condo Townhouse, 2-Storey
- MLS®
- X13777446
- Bedrooms
- 3+1 (4 total)
- Bathrooms
- 2
- Size
- 1000-1199 sq ft
- Cross streets
- Stone Church and Upper Gage Ave.
- Parking
- 1 garage · 2 parking (attached)
- Basement
- Finished
- Kitchens
- 2 (1 + 1)
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Brick
- Maintenance
- $694/mo
- Exposure
- East
- Property tax
- $3,158 / 2025
- Days on market
- 10
- Listing brokerage
- CENTURY 21 PEOPLE`S CHOICE REALTY INC.
Listed at $399,999, about 39% below our estimate of $653K (homes like it typically land between $607K and $686K). A gap this wide is more often a limit of an automated estimate than a fact about the home, so treat the figure as a starting point, not a verdict.
Total price vs nearby homes. Fair value about $653K, learned from recent GTA sales.
The market behind the math:
Price per square foot: this home lists at $364/sqft against an area asking average of $386/sqft.
How this estimate is builtthe short version
This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood and this building.
It never sees the asking price. The 31 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $459K. Condition and finishes remain an in-person call.
What the listing highlights3 points to weigh
Claims from the listing, worth confirming in person. I can book you a private showing.
- Finished basement: added living space, worth checking ceiling height and that the work was permitted. Value driver
- Addition / added square footage: more space lifts value when it is permitted and well integrated, verify the permits. Value driver
- Recent major systems: lower near-term capital costs, ask for the ages and any warranties. Value driver
Read this with carewhy it’s an estimate, not an appraisal
Below comparable homes on total price, yet the price per square foot ($364/sqft) is in line with the area, which usually points to a smaller or more efficient layout.
There were not many closely comparable homes right in Quinndale, so I widened the search to the surrounding area.
Based on 31 comparable homes that sold in Quinndale over the past two years, from 33 closings there.
The closest active listings by size, beds, and price, so you can see what this home is up against.
Per square foot, these ask about $404/sqft; this home lists at $364/sqft. Size is part of the price story, not just the sticker.
The 4 closest active listings nearby.
See all comparable homesNeighbourhood & location
Quinndale, Hamilton, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Hamilton.
Get the full neighbourhood report (schools, parks, transit & safety) →
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 4.24% via Ratehub.ca (as of September 22, 2026); conventional rates run a little higher.
Mortgage amount $319,999 · 4.39% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $1,752
- Property tax
- $263
- Condo / maintenance fees
- $694
- Heating
- $0
- Estimated monthly cost
- $2,709
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $4,475
- Estimated closing costs
- $4,475
Plus your down payment of $80,000. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $105,096
- Principal paid down
- $39,566
- Interest paid
- $65,530
- Balance remaining
- $280,434
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of CENTURY 21 PEOPLE`S CHOICE REALTY INC.. MLS®/PropTx.