178 Athenia Drive, Hamilton, ON

Stoney Creek, Hamilton · MLS® X13777870

$644,500
For Sale
Listed 9 days agoNo offer date stated
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3+1Bedrooms
2Bathrooms
1Garage · 4 parking
1100-1500Sq ft

About this home

In short

  • Welcome To An Incredible Opportunity In The Heart Of One Of Stoney Creek's Most Desirable And Prestigious Neighbourhoods.
  • This Rarely Offered Detached (Link-Style) Home Sits On A Generous 36 X 110 Ft Lot, Surrounded By Mature Trees And Luxury Residences, Offering Nearly 2,300 Sq Ft Of...
  • While It Could Benefit From Some TLC, It's Priced Accordingly And Loaded With Potential.
  • The Basement Includes A Separate Entrance, Offering Endless Flexibility - Create A Rental Suite, In-Law Setup, Or Extended Living Space For Guests Or Older Children.
  • Located Just Minutes From Everything - Only A 2-Minute Walk To Public Transit, A 7-Minute Walk To Local Elementary Schools, And 10 Minutes To The Future Confederation...

Welcome To An Incredible Opportunity In The Heart Of One Of Stoney Creek's Most Desirable And Prestigious Neighbourhoods. This Rarely Offered Detached (Link-Style) Home Sits On A Generous 36 X 110 Ft Lot, Surrounded By Mature Trees And Luxury Residences, Offering Nearly 2,300 Sq Ft Of Living Space Potential For The Right Buyer. Whether You're An End-User Looking To Personalize Your Dream Home Or An Investor Searching For Value In A Prime Location, This Property Has The Bones, Layout, And Setting To Support Your Vision. While It Could Benefit From Some TLC, It's Priced Accordingly And Loaded With Potential. The Home Features A Bright And Spacious Eat-In Kitchen With Skylights That Flood The Space With Natural Light - The Perfect Place For Morning Coffee Or Casual Family Meals. Step Out To A Walk-Out Deck Overlooking A Large, Fully Fenced Backyard, Ideal For Entertaining, Play, Pets, Or Peaceful Gardening. Upstairs, You'll Find Three Generously Sized Bedrooms, Each Offering Excellent Closet Space And Natural Light, Making This Home Ideal For A Growing Family. A Freshly Paved Driveway And Convenient Carport Add To The Curb Appeal And Functionality, Providing Ample Parking Year-Round. The Basement Includes A Separate Entrance, Offering Endless Flexibility - Create A Rental Suite, In-Law Setup, Or Extended Living Space For Guests Or Older Children. The Layout Easily Supports Multi-Generational Living Or Income-Generating Opportunities. Located Just Minutes From Everything - Only A 2-Minute Walk To Public Transit, A 7-Minute Walk To Local Elementary Schools, And 10 Minutes To The Future Confederation GO Station- This Home Offers Exceptional Convenience. You're Also Surrounded By Nature, With Countless Trails, Parks, And Scenic Waterfalls Just Minutes Away, Perfect For Weekend Hikes, Dog Walks, Or Exploring With The Kids. Shopping, Dining, Highway Access, And Community Amenities Are All Close At Hand, Making This The Ideal Blend Of Suburban Peace And Urban Accessibility.

Key facts

Property type
Detached, Bungalow
MLS®
X13777870
Bedrooms
3+1 (4 total)
Bathrooms
2 (1 half)
Size
1100-1500 sq ft
Lot
35.65 × 110 ft
Cross streets
MUD ST W & WINTERBERRY DR
Parking
1 garage · 4 parking (carport)
Driveway
Available, Private
Basement
Finished, Separate Entrance
Heating
Forced Air
A/C
Central Air
Exterior
Brick, Vinyl Siding
Foundation
Concrete Block, Poured Concrete
Roof
Asphalt Rolled
Sewer
Sewer
Property tax
$4,685 / 2026
Days on market
9
Listing brokerage
RE/MAX ESCARPMENT REALTY INC.

Rooms

RecreationLower5.87 × 5.00 m

side door · above grade window · vinyl floor

LaundryLower9.85 × 4.44 m

laundry sink · separate room · unfinished

BedroomMain2.90 × 3.12 m

large closet · large window · laminate

KitchenMain2.60 × 3.30 m

open concept · combined w/dining · skylight

BedroomMain3.71 × 3.10 m

large closet · large window · laminate

BathroomLower2.15 × 2.22 m

2 pc bath · separate room · tile floor

Dining RoomMain2.70 × 3.30 m

open concept · combined w/kitchen · skylight

Primary BedroomMain4.80 × 3.50 m

large closet · w/o to deck · laminate

BedroomLower5.87 × 2.41 m

large closet · above grade window · vinyl floor

BathroomMain2.34 × 3.12 m

4 pc bath · soaking tub · tile floor

Living RoomMain5.49 × 3.80 m

open concept · combined w/dining · laminate

Our TakeTeam Asgarian · Broker
A small discount is typical
$629Klikely sale price

Listed at $644,500. Going by how homes in Stoney Creek Mountain and the wider GTA have actually closed against their asking prices (about 98%, 22 local closings in 90 days), the likely sale price is near $629K, if it sells. A realistic range is $589K to $709K.

Independent value check: $856K. Without looking at the asking price, our model values the home itself about 33% above the ask (homes like it typically land between $802K and $897K).

List price
$589KBelow recent closings$709KAbove recent closings

Total price vs nearby homes. Likely closing about $629K, from 22 recent closings in this pocket.

The market behind the math:

22sold nearby · 90 days
$880Kmedian sold price
97%of asking, on average
−1%prices vs a year ago
~37 dayshomes like this take to sell
9days on market so far
$2,410/moest. rent · 13 leases
4.5%gross yield on the ask
Buyer's market
Buyer's marketSeller's market

About 4.9 months of inventory: 36 detached homes for sale in the area against 22 closings in the last 90 days. Under two months favours sellers, over four favours buyers.

This home
Below area avgAbove area avg

Price per square foot: this home lists at $496/sqft against an area asking average of $492/sqft.

  • Separate-entrance basement apartment features. A finished 1 bed basement apartment with a separate entrance. A self-contained space for extended family, guests or potential income. Basements do rent in Stoney Creek Mountain: 11 of the 78 detached leases here lately were basement units, around $1,800 a month. That makes the suite real income. Second-suite retrofit status is not verified. A buyer intending to rent should confirm requirements with the Town of Hamilton.
How this estimate is builtthe short version

This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood.

It never sees the asking price. The 22 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $764K. Condition and finishes remain an in-person call.

What the listing highlights3 points to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Separate entrance / basement suite: rental or in-law income potential, if it is legally registered and retrofit-compliant. Income potential
  • Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment. Value driver
  • Sold as-is / needs work: budget for renovation, the price should reflect the condition. Weigh carefully
Read this with carewhy it’s an estimate, not an appraisal

Below comparable homes on total price, yet the price per square foot ($496/sqft) is in line with the area, which usually points to a smaller or more efficient layout.

There were not many closely comparable homes right in Stoney Creek, so I widened the search to the surrounding area.

Based on 22 comparable homes that sold in Stoney Creek Mountain over the past two years, from 252 closings there.

What sellers nearby are askingCurrently listed nearby · asking prices
$966kavg asking

Nothing closely matching this home is listed nearby right now, so these are the nearest detached listings on the market. Homes like this one have recently closed around $856K, which is where my estimate comes from.

Per square foot, these ask about $772/sqft; this home lists at $496/sqft. Size is part of the price story, not just the sticker.

The 3 closest active listings nearby.

See all comparable homes
645kThis home750k950k1.20MThis home vs active comparables

Neighbourhood & location

Stoney Creek, Hamilton, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Delta
$700K
Raleigh
$500K
Crown Point
$470K
Gibson
$600K
Stoney Creek
$726K

Typical asking price of active listings of the same type, per area (outliers removed). Hamilton.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$2,937/mo
$129KIncome needed
5.0×Price ÷ income
$678Weekly cost
$9,365Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

88%mortgage
Mortgage $2,937Property tax $390Total carry $3,328

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.39%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.24% via Ratehub.ca (as of September 22, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$2,822per month

Mortgage amount $515,600 · 4.39% over 25 years

$128,900Down payment (20.0%)
$515,600Loan before insurance
$0CMHC premium
$3,213Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$2,822
Property tax
$390
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$3,213

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$9,365
Estimated closing costs
$9,365

Plus your down payment of $128,900. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.39%Qualifying rate
$3,419/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$331,078Total interest paid
$846,678Total of all payments
Principal $515,600 Interest $331,078
YearPrincipalInterestBalance
1$11,667$22,200$503,933
2$12,185$21,682$491,747
3$12,726$21,141$479,021
4$13,291$20,576$465,731
5$13,881$19,986$451,850
6$14,497$19,370$437,353
7$15,140$18,727$422,213
8$15,812$18,055$406,401
9$16,514$17,353$389,887
10$17,247$16,620$372,640
11$18,012$15,855$354,628
12$18,812$15,056$335,817
13$19,647$14,221$316,170
14$20,518$13,349$295,652
15$21,429$12,438$274,222
16$22,380$11,487$251,842
17$23,373$10,494$228,469
18$24,411$9,456$204,058
19$25,494$8,373$178,564
20$26,626$7,241$151,938
21$27,807$6,060$124,131
22$29,041$4,826$95,089
23$30,330$3,537$64,759
24$31,677$2,191$33,082
25$33,082$785$0

At the end of your 5-year term

Total paid over the term
$169,336
Principal paid down
$63,750
Interest paid
$105,586
Balance remaining
$451,850

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
From 13 whole-home leases in Stoney Creek Mountain$2,410/mo
$28,920Gross annual rent
3.0%Cap rate after taxes and upkeep
$2,213 to $2,587Typical rent range
~18 daysTo find a tenant, on average

The suite is real income here: basements rent in Stoney Creek Mountain (11 of 78 recent detached leases were basement units, around $1,800 a month). The figure above is the whole house on one lease; rented as two units, the suite alone brings about $1,800 a month on top of the upper floors. Permitted use is worth confirming with the city.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

The last 13 whole-home leases in Stoney Creek Mountain signed at a median of $2,765 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $2,410. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.

4.5%
Gross yield
− Property tax $4,685− Insurance $1,400− Vacancy & upkeep $3,181Net operating income $19,654

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX ESCARPMENT REALTY INC.. MLS®/PropTx.

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