91 Candlewood Drive, Hamilton, ON

Stoney Creek Mountain, Hamilton · MLS® X13165122

$1,198,000
For Sale
Listed 59 days ago
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◎ Directions
5Bedrooms
3Bathrooms
2Garage · 6 parking
1500-2000Sq Ft
3 schools15 transit stops8 parks11 restaurantswithin 1.5 km

About this home

Experience the perfect blend of space, versatility, and upscale bungalow living in this impressive executive residence offering over 3,200 sq ft of finished living space on a premium pie-shaped lot. Designed with flexibility in mind, this home presents an exceptional opportunity for multi-generational living, growing families, or buyers seeking income potential through a beautifully finished walk-out lower level. Step inside to soaring vaulted ceilings, rich hardwood flooring, and an airy open-concept layout flooded with natural light from oversized windows throughout. The main level is thoughtfully designed for both everyday comfort and entertaining, featuring an elegant dining area, a spacious living room anchored by a cozy gas fireplace, and a beautifully appointed kitchen complete with breakfast peninsula and ample prep space. Retreat to the private primary suite featuring a walk-in closet and 4-piece ensuite, while two additional bedrooms, a full bath, and convenient main-floor laundry complete the upper level. The fully finished walk-out basement lives like a second home - offering incredible flexibility with its own kitchen, dining area, expansive family room, two generously sized bedrooms, 3-piece bath, second laundry area, and separate access to the outdoors. Ideal for extended family, guests, or future in-law suite potential. Additional highlights include a double car garage, dual basement entry points, and a location that places you moments from shopping, restaurants, parks, schools, and everyday amenities. A rare offering that delivers the comfort of bungalow living with the space and functionality today's buyers are searching for. Motivated Seller!

Key facts

Property type
Detached, Bungalow
MLS®
X13165122
Bedrooms
5 (3 + 2)
Bathrooms
3
Size
1500-2000
Lot
33.33 × 119.88 ft
Cross streets
Rymal & Upper Centennial
Parking
2 garage · 6 parking (attached)
Driveway
Private
Basement
Separate Entrance, Apartment, Finished with Walk-Out
Kitchens
2 (1 + 1)
Heating
Forced Air
A/C
Central Air
Exterior
Brick, Stone
Foundation
Poured Concrete
Roof
Asphalt Shingle
Sewer
Sewer
Pool
Above Ground
Property tax
$6,400 / 2025
Days on market
59
Listing brokerage
ROYAL LEPAGE CERTIFIED REALTY

Rooms

KitchenMain5.80 × 3.20 m
LaundryMain1.80 × 1.20 m
Living RoomBasement7.90 × 6.10 m
Bedroom 5Basement3.00 × 3.20 m
Primary BedroomMain4.90 × 3.60 m
Bedroom 4Basement4.60 × 3.20 m
Bedroom 2Main3.00 × 2.70 m
KitchenBasement4.00 × 4.00 m
Living RoomMain5.80 × 5.20 m
Dining RoomBasement7.90 × 6.10 m
LaundryBasement4.00 × 1.80 m
Dining RoomMain3.80 × 3.20 m
Bedroom 3Main3.00 × 2.70 m
Moe’s TakeTeam Asgarian · Broker
Worth a personal read

Heads up: the asking price here sits well above what comparable listings suggest. That can point to premium finishes, a bigger lot, or simply an ambitious ask, so it is worth a close look before you offer. I would not put an automatic figure on this one. Tell me you are interested and I will pull the most comparable recent sales and give you a straight answer on what it will really take.

On location, this is a very walkable address with everyday errands close by. Rymal at 2260 Rymal is about a 2-minute walk away. Walkable, transit-friendly spots tend to hold value and widen your resale pool.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Walk-out basement: natural light and strong in-law or income potential.
  • Tall ceilings: they transform how a home feels, worth confirming the actual heights room to room.
  • Premium lot / gardens: lot size and privacy hold value and cannot be changed, verify frontage, depth, and any easements.
  • Primary suite: a key comfort and resale feature.
  • Open-concept layout: modern, sought-after flow.
  • Income potential
  • Worth verifying
  • Value driver
  • Lifestyle
Comparable listingsCurrently listed nearby · asking prices
$997kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

318 10th Concession Road E$1.20M85 Lavina Crescent$849k226 Bel Air Avenue$745k27 Karendale Crescent$1.59M816 Dunn Avenue$600k

The 5 closest active listings nearby.

See all comparable homes
1.20MThis home1.20M849k745k1.59M600kThis home vs active comparables
Live market pulseActive comparables in Stoney Creek Mountain · median list $1.10M
$685this home / sqft
25active listings nearby
59days on market
26sold nearby · 90 days
$960Kmedian sold price
97%of asking, on average

This home lists 31% above the area average of $521/sqft.

56 days longer than the Hamilton average (3 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Stoney Creek Mountain, Hamilton, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

69/ 100

Very WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Most daily errands can be done on foot.

🚉 Nearest transit: Rymal at 2260 Rymal, about 162 m away

15 transit stops1 grocery11 dining8 parks

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Stoney Creek
$947K
Binbrook
$870K
Delta
$729K
Homeside
$527K
Hamilton Beach
$1.45M

Typical asking price of active listings of the same type, per area (outliers removed). Hamilton.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$5,460/mo
$229KIncome needed
5.2×Price ÷ income
$1,260Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

91%mortgage
Mortgage $5,460Property tax $533Total carry $5,993

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 21, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$5,114per month

Mortgage amount $958,400 · 4.14% over 25 years

$239,600Down payment (20.0%)
$958,400Loan before insurance
$0CMHC premium
$5,648Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$5,114
Property tax
$533
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$5,648

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$20,435
Estimated closing costs
$20,435

Plus your down payment of $239,600. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$6,212/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$575,913Total interest paid
$1,534,313Total of all payments
Principal $958,400 Interest $575,913
YearPrincipalInterestBalance
1$22,452$38,921$935,948
2$23,391$37,981$912,557
3$24,370$37,003$888,187
4$25,389$35,984$862,798
5$26,451$34,922$836,348
6$27,557$33,815$808,790
7$28,710$32,663$780,080
8$29,911$31,462$750,169
9$31,162$30,211$719,007
10$32,465$28,907$686,542
11$33,823$27,549$652,719
12$35,238$26,134$617,480
13$36,712$24,660$580,768
14$38,248$23,125$542,521
15$39,848$21,525$502,673
16$41,514$19,858$461,159
17$43,251$18,122$417,908
18$45,060$16,313$372,848
19$46,945$14,428$325,903
20$48,908$12,464$276,995
21$50,954$10,418$226,040
22$53,086$8,287$172,955
23$55,306$6,067$117,649
24$57,619$3,753$60,029
25$60,029$1,343$0

At the end of your 5-year term

Total paid over the term
$306,863
Principal paid down
$122,052
Interest paid
$184,810
Balance remaining
$836,348

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$3,150/mo
$37,800Gross annual rent
2.2%Est. cap rate

Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

3.2%
Gross yield
− Property tax $6,400− Insurance $1,400− Vacancy & upkeep $4,158Net operating income $25,842

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of ROYAL LEPAGE CERTIFIED REALTY. MLS®/PropTx.

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