91 Candlewood Drive, Hamilton, ON

Stoney Creek Mountain, Hamilton · MLS® X13165122

$1,198,000
For Sale
Listed 123 days agoNo offer date statedSitting longer than typical
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3+2Bedrooms
3Bathrooms
2Garage · 6 parking
1500-2000Sq ft

About this home

In short

  • Experience the perfect blend of space, versatility, and upscale bungalow living in this impressive executive residence offering over 3,200 sq ft of finished living...
  • Step inside to soaring vaulted ceilings, rich hardwood flooring, and an airy open-concept layout flooded with natural light from oversized windows throughout.
  • Retreat to the private primary suite featuring a walk-in closet and 4-piece ensuite, while two additional bedrooms, a full bath, and convenient main-floor laundry...
  • The fully finished walk-out basement lives like a second home - offering incredible flexibility with its own kitchen, dining area, expansive family room, two...

Experience the perfect blend of space, versatility, and upscale bungalow living in this impressive executive residence offering over 3,200 sq ft of finished living space on a premium pie-shaped lot. Designed with flexibility in mind, this home presents an exceptional opportunity for multi-generational living, growing families, or buyers seeking income potential through a beautifully finished walk-out lower level. Step inside to soaring vaulted ceilings, rich hardwood flooring, and an airy open-concept layout flooded with natural light from oversized windows throughout. The main level is thoughtfully designed for both everyday comfort and entertaining, featuring an elegant dining area, a spacious living room anchored by a cozy gas fireplace, and a beautifully appointed kitchen complete with breakfast peninsula and ample prep space. Retreat to the private primary suite featuring a walk-in closet and 4-piece ensuite, while two additional bedrooms, a full bath, and convenient main-floor laundry complete the upper level. The fully finished walk-out basement lives like a second home - offering incredible flexibility with its own kitchen, dining area, expansive family room, two generously sized bedrooms, 3-piece bath, second laundry area, and separate access to the outdoors. Ideal for extended family, guests, or future in-law suite potential. Additional highlights include a double car garage, dual basement entry points, and a location that places you moments from shopping, restaurants, parks, schools, and everyday amenities. A rare offering that delivers the comfort of bungalow living with the space and functionality today's buyers are searching for. Motivated Seller!

Key facts

Property type
Detached, Bungalow
MLS®
X13165122
Bedrooms
3+2 (5 total)
Bathrooms
3
Size
1500-2000 sq ft
Lot
33.33 × 119.88 ft
Cross streets
Rymal & Upper Centennial
Parking
2 garage · 6 parking (attached)
Driveway
Private
Basement
Separate Entrance, Apartment, Finished with Walk-Out
Kitchens
2 (1 + 1)
Heating
Forced Air
A/C
Central Air
Exterior
Brick, Stone
Foundation
Poured Concrete
Roof
Asphalt Shingle
Sewer
Sewer
Pool
Above Ground
Property tax
$6,400 / 2025
Days on market
123
Listing brokerage
ROYAL LEPAGE CERTIFIED REALTY

Rooms

KitchenMain5.80 × 3.20 m
LaundryMain1.80 × 1.20 m
Living RoomBasement7.90 × 6.10 m
Bedroom 5Basement3.00 × 3.20 m
Primary BedroomMain4.90 × 3.60 m
Bedroom 4Basement4.60 × 3.20 m
Bedroom 2Main3.00 × 2.70 m
KitchenBasement4.00 × 4.00 m
Living RoomMain5.80 × 5.20 m
Dining RoomBasement7.90 × 6.10 m
LaundryBasement4.00 × 1.80 m
Dining RoomMain3.80 × 3.20 m
Bedroom 3Main3.00 × 2.70 m
Our TakeTeam Asgarian · Broker
A small discount is typical
$1.17Mlikely sale price

Listed at $1,198,000. Going by how homes in Stoney Creek Mountain and the wider GTA have actually closed against their asking prices (about 98%, 22 local closings in 90 days), the likely sale price is near $1.17M, if it sells. A realistic range is $1.10M to $1.32M.

Independent value check: $1.13M. Without looking at the asking price, our model values the home itself about 6% below the ask (homes like it typically land between $1.06M and $1.18M).

Longer on the market than typical. 123 days on the market against about 42 for homes like it here, and asking 6% above where comparable closings put it.

List price
$1.10MBelow recent closings$1.32MAbove recent closings

Total price vs nearby homes. Likely closing about $1.17M, from 22 recent closings in this pocket.

The market behind the math:

22sold nearby · 90 days
$880Kmedian sold price
97%of asking, on average
−1%prices vs a year ago
~37 dayshomes like this take to sell
123days on market so far
$2,887/moest. rent · 33 leases
2.9%gross yield on the ask
Buyer's market
Buyer's marketSeller's market

About 4.9 months of inventory: 36 detached homes for sale in the area against 22 closings in the last 90 days. Under two months favours sellers, over four favours buyers.

This home
Below area avgAbove area avg

Price per square foot: this home lists at $685/sqft against an area asking average of $473/sqft.

  • Walk-out basement apartment features. A finished 2 bed walk-out basement apartment with a separate entrance and a second kitchen. A self-contained space for extended family, guests or potential income. Basements do rent in Stoney Creek Mountain: 11 of the 78 detached leases here lately were basement units, around $1,800 a month. That makes the suite real income. Second-suite retrofit status is not verified. A buyer intending to rent should confirm requirements with the Town of Hamilton.
How this estimate is builtthe short version

This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood.

It never sees the asking price. The 22 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $950K. Condition and finishes remain an in-person call.

What the listing highlights5 points to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Walk-out basement: natural light and strong in-law or income potential. Income potential
  • Tall ceilings: they transform how a home feels, worth confirming the actual heights room to room. Worth verifying
  • Premium lot / gardens: lot size and privacy hold value and cannot be changed, verify frontage, depth, and any easements. Value driver
  • Primary suite: a key comfort and resale feature. Lifestyle
  • Open-concept layout: modern, sought-after flow. Lifestyle
Read this with carewhy it’s an estimate, not an appraisal

There were not many closely comparable homes right in Stoney Creek Mountain, so I widened the search to the surrounding area.

Based on 22 comparable homes that sold in Stoney Creek Mountain over the past two years, from 252 closings there.

What sellers nearby are askingCurrently listed nearby in Stoney Creek Mountain · asking prices
$981kavg asking

Nothing closely matching this home is listed nearby right now, so these are the nearest detached listings on the market. Homes like this one have recently closed around $1.13M, which is where my estimate comes from.

Per square foot, these ask about $436/sqft; this home lists at $685/sqft. Size is part of the price story, not just the sticker.

The 5 closest of 8 active listings nearby.

See all comparable homes
1.20MThis home1.05M999k999k930k925kThis home vs active comparables

Neighbourhood & location

Stoney Creek Mountain, Hamilton, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Stoney Creek
$850K
Delta
$700K
Raleigh
$500K
Crown Point
$470K
Gibson
$600K

Typical asking price of active listings of the same type, per area (outliers removed). Hamilton.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$5,460/mo
$229KIncome needed
5.2×Price ÷ income
$1,260Weekly cost
$20,435Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

91%mortgage
Mortgage $5,460Property tax $533Total carry $5,993

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.39%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.24% via Ratehub.ca (as of September 23, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$5,246per month

Mortgage amount $958,400 · 4.39% over 25 years

$239,600Down payment (20.0%)
$958,400Loan before insurance
$0CMHC premium
$5,779Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$5,246
Property tax
$533
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$5,779

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$20,435
Estimated closing costs
$20,435

Plus your down payment of $239,600. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.39%Qualifying rate
$6,356/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$615,410Total interest paid
$1,573,810Total of all payments
Principal $958,400 Interest $615,410
YearPrincipalInterestBalance
1$21,687$41,265$936,713
2$22,650$40,302$914,063
3$23,655$39,297$890,407
4$24,705$38,247$865,702
5$25,801$37,151$839,901
6$26,947$36,006$812,954
7$28,143$34,810$784,812
8$29,392$33,561$755,420
9$30,696$32,256$724,724
10$32,058$30,894$692,666
11$33,481$29,471$659,185
12$34,967$27,985$624,217
13$36,519$26,433$587,698
14$38,140$24,813$549,559
15$39,833$23,120$509,726
16$41,600$21,352$468,126
17$43,447$19,506$424,679
18$45,375$17,578$379,304
19$47,389$15,564$331,915
20$49,492$13,460$282,424
21$51,688$11,264$230,735
22$53,982$8,970$176,753
23$56,378$6,574$120,374
24$58,881$4,072$61,494
25$61,494$1,459$0

At the end of your 5-year term

Total paid over the term
$314,762
Principal paid down
$118,499
Interest paid
$196,263
Balance remaining
$839,901

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
From 33 whole-home leases in Stoney Creek Mountain$2,887/mo
$34,644Gross annual rent
1.9%Cap rate after taxes and upkeep
$2,591 to $3,139Typical rent range
~18 daysTo find a tenant, on average

The suite is real income here: basements rent in Stoney Creek Mountain (11 of 78 recent detached leases were basement units, around $1,800 a month). The figure above is the whole house on one lease; rented as two units, the suite alone brings about $1,800 a month on top of the upper floors. Permitted use is worth confirming with the city.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

The last 33 whole-home leases in Stoney Creek Mountain signed at a median of $2,898 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $2,887. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.

2.9%
Gross yield
− Property tax $6,400− Insurance $1,400− Vacancy & upkeep $3,811Net operating income $23,033

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of ROYAL LEPAGE CERTIFIED REALTY. MLS®/PropTx.

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