4 Midhurst Heights, Hamilton, ON

Stoney Creek Mountain, Hamilton · MLS® X13479690

$999,000
For Sale
Listed 91 days agoNo offer date stated
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4Bedrooms
3Bathrooms
2Garage · 4 parking
2000-2500Sq ft

About this home

In short

  • Welcome to 4 Midhurst Heights - a beautifully maintained 4-bedroom, all-brick detached homewith a double car garage, set on a premium corner lot in one of Stoney...
  • Built in 2019 and offering approximately 2,050 sq. ft. above grade, this bright and spacioushome features a carpet-free interior, an open-concept main floor, a large...
  • Upstairs, you'll find four generously sized bedrooms, including a primary retreat with a walkin closet and private ensuite featuring a soaker tub and separate shower.
  • Set on a premium corner lot with a 98-foot depth and plenty of parking, this all-brick familyhome is moments from schools, parks, trails, shopping, and restaurants...

Welcome to 4 Midhurst Heights - a beautifully maintained 4-bedroom, all-brick detached homewith a double car garage, set on a premium corner lot in one of Stoney Creek Mountain's mostdesirable family-friendly communities. With green space at the rear and no direct neighboursbehind, this home delivers a rare blend of privacy, comfort, and modern living. Built in 2019 and offering approximately 2,050 sq. ft. above grade, this bright and spacioushome features a carpet-free interior, an open-concept main floor, a large family room, and afunctional eat-in kitchen that flows into the breakfast area with a walkout to the backyard.The well-designed layout suits both everyday family life and entertaining with ease. Upstairs, you'll find four generously sized bedrooms, including a primary retreat with a walkin closet and private ensuite featuring a soaker tub and separate shower. Upper-level laundryadds an extra layer of convenience to daily routines. Set on a premium corner lot with a 98-foot depth and plenty of parking, this all-brick familyhome is moments from schools, parks, trails, shopping, and restaurants, with quick access totransit, the Red Hill Valley Parkway, Lincoln Alexander Parkway, and the QEW. Don't miss this exceptional opportunity to own a modern family home in one of Stoney Creek'smost sought-after neighbourhoods.

Key facts

Property type
Detached, 2-Storey
MLS®
X13479690
Bedrooms
4
Bathrooms
3 (1 half)
Size
2000-2500 sq ft
Lot
30.94 × 98.63 ft
Cross streets
Bradshaw Drive & Midhurst Heights
Parking
2 garage · 4 parking (attached)
Basement
Unfinished
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Concrete Block
Roof
Shingles
Sewer
Sewer
Property tax
$5,800 / 2025
Days on market
91
Listing brokerage
CENTURY 21 INNOVATIVE REALTY INC.

Rooms

Primary BedroomSecond4.75 × 4.42 m

Walk-In Closet(s)

Family RoomMain3.78 × 5.99 m

Open Concept

Dining RoomMain3.96 × 2.90 m

W/O To Deck

Bedroom 4Second3.05 × 3.15 m
KitchenMain3.96 × 2.69 m

Stainless Steel Appl

Bedroom 2Second3.66 × 3.96 m

Large Closet

Bedroom 3Second3.05 × 3.35 m
Our TakeTeam Asgarian · Broker
A small discount is typical
$975Klikely sale price

Listed at $999,000. Going by how homes in Stoney Creek Mountain and the wider GTA have actually closed against their asking prices (about 98%, 22 local closings in 90 days), the likely sale price is near $975K, if it sells. A realistic range is $913K to $1.10M.

Independent value check: $1.01M. Without looking at the asking price, our model values the home itself in line with the ask (homes like it typically land between $949K and $1.06M).

List price
$913KBelow recent closings$1.10MAbove recent closings

Total price vs nearby homes. Likely closing about $975K, from 22 recent closings in this pocket.

The market behind the math:

22sold nearby · 90 days
$880Kmedian sold price
97%of asking, on average
−1%prices vs a year ago
~37 dayshomes like this take to sell
91days on market so far
$3,129/moest. rent · 38 leases
3.8%gross yield on the ask
Balanced market
Buyer's marketSeller's market

About 3 months of inventory: 22 detached homes for sale in the area against 22 closings in the last 90 days. Under two months favours sellers, over four favours buyers.

This home
Below area avgAbove area avg

Price per square foot: this home lists at $444/sqft against an area asking average of $446/sqft.

  • Corner lot. Two street frontages: more to landscape, shovel and mow, and more exposure to traffic, wind and headlights at night. Buyers price that against an interior lot on the same street, so I read this one on the cautious side and confirm the setting in person.
How this estimate is builtthe short version

This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood.

It never sees the asking price. The 22 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $887K. Condition and finishes remain an in-person call.

What the listing highlights3 points to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Primary suite: a key comfort and resale feature. Lifestyle
  • Open-concept layout: modern, sought-after flow. Lifestyle
  • Corner lot: more light and frontage, sometimes at the cost of privacy. Weigh carefully

Based on 22 comparable homes that sold in Stoney Creek Mountain over the past two years, from 252 closings there.

Neighbourhood & location

Stoney Creek Mountain, Hamilton, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Stoney Creek
$850K
Delta
$700K
Crown Point
$470K
Raleigh
$500K
Gibson
$600K

Typical asking price of active listings of the same type, per area (outliers removed). Hamilton.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$4,553/mo
$193KIncome needed
5.2×Price ÷ income
$1,051Weekly cost
$16,455Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

90%mortgage
Mortgage $4,553Property tax $483Total carry $5,036

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.39%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.24% via Ratehub.ca (as of September 23, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$4,375per month

Mortgage amount $799,200 · 4.39% over 25 years

$199,800Down payment (20.0%)
$799,200Loan before insurance
$0CMHC premium
$4,858Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$4,375
Property tax
$483
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$4,858

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$16,455
Estimated closing costs
$16,455

Plus your down payment of $199,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.39%Qualifying rate
$5,300/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$513,184Total interest paid
$1,312,384Total of all payments
Principal $799,200 Interest $513,184
YearPrincipalInterestBalance
1$18,085$34,410$781,115
2$18,888$33,608$762,228
3$19,726$32,770$742,502
4$20,601$31,894$721,900
5$21,516$30,980$700,385
6$22,471$30,025$677,914
7$23,468$29,028$654,447
8$24,509$27,986$629,937
9$25,597$26,898$604,340
10$26,733$25,762$577,607
11$27,920$24,576$549,687
12$29,159$23,337$520,529
13$30,453$22,043$490,076
14$31,804$20,691$458,271
15$33,216$19,279$425,055
16$34,690$17,805$390,365
17$36,230$16,266$354,136
18$37,838$14,658$316,298
19$39,517$12,978$276,781
20$41,271$11,225$235,510
21$43,102$9,393$192,408
22$45,015$7,480$147,392
23$47,013$5,482$100,379
24$49,100$3,396$51,279
25$51,279$1,216$0

At the end of your 5-year term

Total paid over the term
$262,477
Principal paid down
$98,815
Interest paid
$163,662
Balance remaining
$700,385

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
From 38 whole-home leases in Stoney Creek Mountain$3,129/mo
$37,548Gross annual rent
2.6%Cap rate after taxes and upkeep
$2,934 to $3,396Typical rent range
~18 daysTo find a tenant, on average

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

The last 38 whole-home leases in Stoney Creek Mountain signed at a median of $3,258 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $3,129. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.

3.8%
Gross yield
− Property tax $5,800− Insurance $1,400− Vacancy & upkeep $4,130Net operating income $26,218

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of CENTURY 21 INNOVATIVE REALTY INC.. MLS®/PropTx.

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