42 Hillgarden Drive, Hamilton, ON
Stoney Creek Mountain, Hamilton · MLS® X13688728
About this home
In short
- From the moment you arrive, the incredible pride of ownership shines through in this meticulously maintained, 4-bedroom family haven.
- You will find four peaceful, spacious bedrooms, including a generous primary retreat designed as your private oasis, complete with a walk-in closet and a dedicated 5-...
From the moment you arrive, the incredible pride of ownership shines through in this meticulously maintained, 4-bedroom family haven. Offered by its original owner, this home has been filled with love and care from day one-and it's completely ready for your family's next chapter. Step inside to a beautifully bright and welcoming layout designed for effortless everyday living and joyful entertaining. The heart of the home features a sunlit eat-in kitchen complete with generous cabinetry and ample granite counter space, making busy school mornings a breeze and casual weekend breakfasts a delight. Host unforgettable holiday dinners in the elegant formal dining room, then retreat to the cozy family room to unwind and share stories at the end of the day. For ultimate everyday convenience, you'll love the main-floor laundry room and the seamless inside entry from your double attached garage. Upstairs, the open staircase creates a beautiful architectural feature, keeping the entire home feeling connected and airy. You will find four peaceful, spacious bedrooms, including a generous primary retreat designed as your private oasis, complete with a walk-in closet and a dedicated 5- Piece ensuite bath. The Unfinished Spacious & High Basement is a blank canvas awaiting your imagination. Step out into your fully fenced backyard-a private, secure sanctuary where kids and pets can freely play, summer barbecues can come alive, and you can enjoy peaceful morning coffees in the sunshine. Nestled in a highly sought-after, established Stoney Creek community, you are just minutes away from top-rated schools, beautiful local parks, and all your everyday amenities. This isn't just a house; it's the place your family will call home for years to come.
Key facts
- Property type
- Detached, 2-Storey
- MLS®
- X13688728
- Bedrooms
- 4
- Bathrooms
- 3 (1 half)
- Size
- 2000-2500 sq ft
- Lot
- 43.28 × 106.86 ft
- Cross streets
- FIRST ROAD WEST
- Parking
- 2 garage · 6 parking (attached)
- Basement
- Full, Unfinished
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Brick
- Foundation
- Poured Concrete
- Roof
- Asphalt Shingle
- Sewer
- Sewer
- Property tax
- $6,689 / 2026
- Days on market
- 35
- Listing brokerage
- RE/MAX ESCARPMENT REALTY INC.
Rooms
plank · closet · window
plank · walk-in closet(s) · window
gas fireplace · sliding doors · plank
ceramic floor · backsplash · granite counters
plank · closet · window
hardwood floor · vaulted ceiling(s) · open concept
5 pc ensuite · bidet · soaking tub
ceramic floor · w/o to garage · window
vaulted ceiling(s) · ceramic floor · staircase
plank · closet · cathedral ceiling(s)
hardwood floor · formal rm · window
Listed at $929,900. Going by how homes in Stoney Creek Mountain and the wider GTA have actually closed against their asking prices (about 98%, 22 local closings in 90 days), the likely sale price is near $907K, if it sells. A realistic range is $850K to $1.02M.
Independent value check: $1.07M. Without looking at the asking price, our model values the home itself about 15% above the ask (homes like it typically land between $999K and $1.12M).
Total price vs nearby homes. Likely closing about $907K, from 22 recent closings in this pocket.
The market behind the math:
About 3 months of inventory: 22 detached homes for sale in the area against 22 closings in the last 90 days. Under two months favours sellers, over four favours buyers.
Price per square foot: this home lists at $413/sqft against an area asking average of $447/sqft.
How this estimate is builtthe short version
This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood.
It never sees the asking price. The 22 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $917K. Condition and finishes remain an in-person call.
What the listing highlights1 point to weigh
Claims from the listing, worth confirming in person. I can book you a private showing.
- Sold as-is / needs work: budget for renovation, the price should reflect the condition. Weigh carefully
Based on 22 comparable homes that sold in Stoney Creek Mountain over the past two years, from 252 closings there.
For sale
For sale
For sale
For sale
For sale
For sale
For saleThe closest active listings by size, beds, and price, so you can see what this home is up against.
Per square foot, these ask about $438/sqft; this home lists at $413/sqft. Size is part of the price story, not just the sticker.
The 5 closest of 7 active listings nearby.
See all comparable homesNeighbourhood & location
Stoney Creek Mountain, Hamilton, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Hamilton.
Get the full neighbourhood report (schools, parks, transit & safety) →
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 4.24% via Ratehub.ca (as of September 23, 2026); conventional rates run a little higher.
Mortgage amount $743,920 · 4.39% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $4,072
- Property tax
- $557
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $4,629
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $15,073
- Estimated closing costs
- $15,073
Plus your down payment of $185,980. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $244,322
- Principal paid down
- $91,980
- Interest paid
- $152,341
- Balance remaining
- $651,940
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersThe last 33 whole-home leases in Stoney Creek Mountain signed at a median of $3,258 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $3,164. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX ESCARPMENT REALTY INC.. MLS®/PropTx.