35 Gerald Crescent, Hamilton, ON
Stoney Creek Mountain, Hamilton · MLS® X13805662
About this home
In short
- Welcome to this private ravine retreat in the heart of Stoney Creek Mountain's sought-after Valley Park community.
- Tucked away on a quiet, family-friendly crescent, this spacious 4 bedroom, 2.5 bath home combines comfortable family living with an incredible backyard setting...
- Upstairs, escape to an impressive primary bedroom retreat complete with a walk-in closet, private sitting area and 4-piece ensuite, plus three additional bedrooms and...
- Relax on the covered rear deck, enjoy summer days around the on-ground pool, or simply take in the peaceful, private surroundings of the stunning ravine setting.
- Major updates include roof shingles (2020), furnace & A/C (2022), pool pump (2022), solar pool heater (2023) and pool liner (2026).
Welcome to this private ravine retreat in the heart of Stoney Creek Mountain's sought-after Valley Park community! Tucked away on a quiet, family-friendly crescent, this spacious 4 bedroom, 2.5 bath home combines comfortable family living with an incredible backyard setting overlooking a lush ravine and Felker's Creek. The bright, functional main floor features separate formal living and dining rooms, a welcoming family room with wood-burning fireplace, convenient main floor laundry and a large eat-in kitchen with upgraded stainless steel appliances and plenty of counter and cabinet space. Upstairs, escape to an impressive primary bedroom retreat complete with a walk-in closet, private sitting area and 4-piece ensuite, plus three additional bedrooms and 5-piece main bath for family, guests or home-office needs. The fully finished lower level expands your living and entertaining options with a spacious recreation room, hobby room, wet bar and cold storage room. Step outside and discover what truly sets this property apart. Relax on the covered rear deck, enjoy summer days around the on-ground pool, or simply take in the peaceful, private surroundings of the stunning ravine setting. The fully fenced yard creates a fantastic space for entertaining, children and pets, while the covered front porch adds even more outdoor living space. Complete with a 1.5-car garage with inside entry and parking for up to 5 vehicles. Major updates include roof shingles (2020), furnace & A/C (2022), pool pump (2022), solar pool heater (2023) and pool liner (2026). An exceptional location close to schools, parks, trails, shopping, restaurants, entertainment and highway access - with the privacy and natural setting that are increasingly hard to find.
Key facts
- Property type
- Detached, 2-Storey
- MLS®
- X13805662
- Bedrooms
- 4
- Bathrooms
- 3 (1 half)
- Size
- 2000-2500 sq ft
- Lot
- 40.03 × 110.4 ft
- Cross streets
- Paramount Dr. / Winterberry Dr.
- Parking
- 1.5 garage · 5 parking (attached)
- Driveway
- Private Double
- Basement
- Finished, Full
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Brick
- Foundation
- Poured Concrete
- Roof
- Asphalt Shingle
- Sewer
- Sewer
- Pool
- On Ground
- Property tax
- $6,239 / 2026
- Days on market
- 3
- Listing brokerage
- RE/MAX ESCARPMENT REALTY INC.
Rooms
4 pc ensuite · walk-in closet(s)
Wet Bar
Fireplace
4 Pc Ensuite
5 Pc Bath
Listed at $924,900. Going by how homes in Stoney Creek Mountain and the wider GTA have actually closed against their asking prices (about 98%, 22 local closings in 90 days), the likely sale price is near $902K, if it sells. A realistic range is $846K to $1.02M.
Independent value check: $1.07M. Without looking at the asking price, our model values the home itself about 16% above the ask (homes like it typically land between $1.00M and $1.12M).
Total price vs nearby homes. Likely closing about $902K, from 22 recent closings in this pocket.
The market behind the math:
About 3 months of inventory: 22 detached homes for sale in the area against 22 closings in the last 90 days. Under two months favours sellers, over four favours buyers.
Price per square foot: this home lists at $411/sqft against an area asking average of $447/sqft.
- Ravine / green setting. This home is described as backing onto a ravine or green setting. The ravine backing is priced into the comparison. How much it is really worth depends on whether the house sits on table land with the slope well behind it, or drops away right behind it, and that part is my in-person call.
How this estimate is builtthe short version
This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood.
It never sees the asking price. The 22 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $960K. Condition and finishes remain an in-person call.
What the listing highlights4 points to weigh
Claims from the listing, worth confirming in person. I can book you a private showing.
- Ravine lot: privacy and premium value, but confirm the buildable area and any conservation limits. Worth verifying
- Pool: lifestyle appeal, but adds maintenance, insurance, and resale is mixed. Weigh carefully
- Primary suite: a key comfort and resale feature. Lifestyle
- Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment. Value driver
Based on 22 comparable homes that sold in Stoney Creek Mountain over the past two years, from 252 closings there.
For sale
For sale
For sale
For sale
For sale
For sale
For saleThe closest active listings by size, beds, and price, so you can see what this home is up against.
Per square foot, these ask about $438/sqft; this home lists at $411/sqft. Size is part of the price story, not just the sticker.
The 5 closest of 7 active listings nearby.
See all comparable homesNeighbourhood & location
Stoney Creek Mountain, Hamilton, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Hamilton.
Get the full neighbourhood report (schools, parks, transit & safety) →
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 4.24% via Ratehub.ca (as of September 23, 2026); conventional rates run a little higher.
Mortgage amount $739,920 · 4.39% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $4,050
- Property tax
- $520
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $4,570
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $14,973
- Estimated closing costs
- $14,973
Plus your down payment of $184,980. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $243,008
- Principal paid down
- $91,486
- Interest paid
- $151,522
- Balance remaining
- $648,434
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersThe last 33 whole-home leases in Stoney Creek Mountain signed at a median of $3,258 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $3,164. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX ESCARPMENT REALTY INC.. MLS®/PropTx.