114 Chaumont Drive, Hamilton, ON

Stoney Creek Mountain, Hamilton · MLS® X13779618

$999,000
For Sale
Listed 8 days agoNo offer date stated
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4Bedrooms
3Bathrooms
2Garage · 6 parking
2000-2500Sq ft

About this home

In short

  • Experience elevated living in this exceptional Stoney Creek Mountain residence, where sophisticated finishes, thoughtful design, and exceptional entertaining spaces...
  • From the moment you enter, the impressive foyer and soaring 9-foot ceilings create a striking first impression, while rich hardwood flooring, California shutters, and...
  • The impressive primary retreat offers a generous walk-in closet and a luxurious five-piece ensuite, creating a private space to unwind at the end of the day.
  • A separate entrance also provides excellent flexibility for an in-law suite or additional living space.

Experience elevated living in this exceptional Stoney Creek Mountain residence, where sophisticated finishes, thoughtful design, and exceptional entertaining spaces come together seamlessly. From the moment you enter, the impressive foyer and soaring 9-foot ceilings create a striking first impression, while rich hardwood flooring, California shutters, and integrated in-ceiling speakers add an unmistakable sense of quality throughout. Designed for both elegant entertaining and everyday comfort, the main level offers beautifully defined living and dining areas, a cozy gas fireplace, main-floor laundry, and a bright chef-inspired kitchen featuring premium appliances, quartz countertops, a sophisticated stone backsplash, breakfast bar, and direct French-door access to the backyard. Upstairs, four spacious bedrooms provide room for the entire family, complemented by two full bathrooms, including a convenient Jack-and-Jill arrangement. The impressive primary retreat offers a generous walk-in closet and a luxurious five-piece ensuite, creating a private space to unwind at the end of the day. The fully finished lower level extends the home's living and entertaining potential with a generous recreation area, custom wet bar, built-in wine cooler, quartz surfaces, dramatic stone feature wall, electric fireplace, and abundant pot lighting. A separate entrance also provides excellent flexibility for an in-law suite or additional living space. The outdoor living experience is equally impressive, featuring a custom composite deck, dedicated gas BBQ hookup, beautifully crafted cabana, and a stunning hot tub with integrated lighting that transforms the backyard into an inviting year-round retreat. Nestled in the sought-after Stoney Creek Mountain community, this remarkable home is conveniently surrounded by excellent schools, parks, shopping, dining, and major highway access. A distinguished property offering luxury, functionality, and exceptional attention to detail throughout.

Key facts

Property type
Detached, 2-Storey
MLS®
X13779618
Bedrooms
4
Bathrooms
3 (1 half)
Size
2000-2500 sq ft
Lot
35.18 × 110.15 ft
Cross streets
Highland Rd E & Upper Centennial Pkwy
Parking
2 garage · 6 parking (attached)
Driveway
Private Double
Basement
Full, Separate Entrance, Finished
Heating
Forced Air
A/C
Central Air
Exterior
Brick, Stone
Foundation
Poured Concrete
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$6,397 / 2025
Days on market
8
Listing brokerage
EXP REALTY

Rooms

OtherSecond2.13 × 1.88 m

Walk-In Closet(s)

BreakfastMain3.66 × 2.16 m
OtherBasement3.86 × 2.06 m

Wet Bar

BedroomSecond4.09 × 3.00 m
Living RoomMain3.89 × 4.83 m
RecreationBasement7.57 × 6.50 m
BedroomSecond4.67 × 3.71 m
BathroomSecond3.00 × 2.44 m

3 Pc Bath

Dining RoomMain5.33 × 3.89 m
BathroomMain2.13 × 0.99 m

2 Pc Bath

Primary BedroomSecond4.37 × 5.69 m
LaundryMain2.41 × 1.98 m
Family RoomSecond3.38 × 6.45 m
KitchenMain3.66 × 4.73 m
BathroomSecond3.10 × 3.05 m

5 Pc Ensuite

FoyerMain2.01 × 2.79 m
BedroomSecond3.10 × 3.61 m
Our TakeTeam Asgarian · Broker
A small discount is typical
$975Klikely sale price

Listed at $999,000. Going by how homes in Stoney Creek Mountain and the wider GTA have actually closed against their asking prices (about 98%, 22 local closings in 90 days), the likely sale price is near $975K, if it sells. A realistic range is $913K to $1.10M.

Independent value check: $1.12M. Without looking at the asking price, our model values the home itself about 12% above the ask (homes like it typically land between $1.05M and $1.18M).

List price
$913KBelow recent closings$1.10MAbove recent closings

Total price vs nearby homes. Likely closing about $975K, from 22 recent closings in this pocket.

The market behind the math:

22sold nearby · 90 days
$880Kmedian sold price
97%of asking, on average
−1%prices vs a year ago
~37 dayshomes like this take to sell
8days on market so far
$3,164/moest. rent · 33 leases
3.8%gross yield on the ask
Balanced market
Buyer's marketSeller's market

About 3 months of inventory: 22 detached homes for sale in the area against 22 closings in the last 90 days. Under two months favours sellers, over four favours buyers.

This home
Below area avgAbove area avg

Price per square foot: this home lists at $444/sqft against an area asking average of $446/sqft.

How this estimate is builtthe short version

This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood.

It never sees the asking price. The 22 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $963K. Condition and finishes remain an in-person call.

What the listing highlights4 points to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Separate entrance / basement suite: rental or in-law income potential, if it is legally registered and retrofit-compliant. Income potential
  • Tall ceilings: they transform how a home feels, worth confirming the actual heights room to room. Worth verifying
  • Primary suite: a key comfort and resale feature. Lifestyle
  • Hardwood floors: quality hardwood is durable and broadly desirable. Lifestyle
Read this with carewhy it’s an estimate, not an appraisal

Below comparable homes on total price, yet the price per square foot ($444/sqft) is in line with the area, which usually points to a smaller or more efficient layout.

Based on 22 comparable homes that sold in Stoney Creek Mountain over the past two years, from 252 closings there.

Neighbourhood & location

Stoney Creek Mountain, Hamilton, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Stoney Creek
$850K
Delta
$700K
Raleigh
$500K
Crown Point
$470K
Gibson
$600K

Typical asking price of active listings of the same type, per area (outliers removed). Hamilton.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$4,553/mo
$194KIncome needed
5.1×Price ÷ income
$1,051Weekly cost
$16,455Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

90%mortgage
Mortgage $4,553Property tax $533Total carry $5,086

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.39%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.24% via Ratehub.ca (as of September 23, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$4,375per month

Mortgage amount $799,200 · 4.39% over 25 years

$199,800Down payment (20.0%)
$799,200Loan before insurance
$0CMHC premium
$4,908Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$4,375
Property tax
$533
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$4,908

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$16,455
Estimated closing costs
$16,455

Plus your down payment of $199,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.39%Qualifying rate
$5,300/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$513,184Total interest paid
$1,312,384Total of all payments
Principal $799,200 Interest $513,184
YearPrincipalInterestBalance
1$18,085$34,410$781,115
2$18,888$33,608$762,228
3$19,726$32,770$742,502
4$20,601$31,894$721,900
5$21,516$30,980$700,385
6$22,471$30,025$677,914
7$23,468$29,028$654,447
8$24,509$27,986$629,937
9$25,597$26,898$604,340
10$26,733$25,762$577,607
11$27,920$24,576$549,687
12$29,159$23,337$520,529
13$30,453$22,043$490,076
14$31,804$20,691$458,271
15$33,216$19,279$425,055
16$34,690$17,805$390,365
17$36,230$16,266$354,136
18$37,838$14,658$316,298
19$39,517$12,978$276,781
20$41,271$11,225$235,510
21$43,102$9,393$192,408
22$45,015$7,480$147,392
23$47,013$5,482$100,379
24$49,100$3,396$51,279
25$51,279$1,216$0

At the end of your 5-year term

Total paid over the term
$262,477
Principal paid down
$98,815
Interest paid
$163,662
Balance remaining
$700,385

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
From 33 whole-home leases in Stoney Creek Mountain$3,164/mo
$37,968Gross annual rent
2.6%Cap rate after taxes and upkeep
$2,934 to $3,408Typical rent range
~18 daysTo find a tenant, on average

The suite is real income here: basements rent in Stoney Creek Mountain (11 of 78 recent detached leases were basement units, around $1,800 a month). The figure above is the whole house on one lease; rented as two units, the suite alone brings about $1,800 a month on top of the upper floors. Permitted use is worth confirming with the city.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

The last 33 whole-home leases in Stoney Creek Mountain signed at a median of $3,258 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $3,164. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.

3.8%
Gross yield
− Property tax $6,397− Insurance $1,400− Vacancy & upkeep $4,176Net operating income $25,995

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of EXP REALTY. MLS®/PropTx.

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