405-11 Rebecca Street, Hamilton, ON
Beasley, Hamilton · MLS® X13803558
About this home
In short
- Welcome to the trendy industrial one-bedroom loft on the penthouse floor in the heart of Hamilton's historical downtown area.
- This unique open concept modern unit has 16' ceilings, 10'7 windows and exposed ducts.
- Several units on this floor have made the most of the soaring ceilings by adding loft spaces, offering inspiration for this unit's potential, subject to any required...
- With a walk score of 100, clearly, you're in the heart of it all.
Welcome to the trendy industrial one-bedroom loft on the penthouse floor in the heart of Hamilton's historical downtown area. This unique open concept modern unit has 16' ceilings, 10'7 windows and exposed ducts. Several units on this floor have made the most of the soaring ceilings by adding loft spaces, offering inspiration for this unit's potential, subject to any required approvals. This loft is steps away from the King William St. and James St. N. restaurants, the TD coliseum, the Hamilton Farmer's Market, GO Transit (West Harbour and Hunter Stations), parks, grocery stores, the royal botanical gardens, access to the Bruce trail, the bay front, central public library and St. Joseph's and The General Hospital. With a walk score of 100, clearly, you're in the heart of it all!
Key facts
- Property type
- Condo Apartment, 1 Storey/Apt
- MLS®
- X13803558
- Bedrooms
- 1
- Bathrooms
- 1
- Size
- 500-599 sq ft
- Cross streets
- Rebecca and Hughson
- Parking
- 0 parking
- Basement
- None
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Stone, Stucco (Plaster)
- Roof
- Asphalt Rolled
- Maintenance
- $552/mo
- Exposure
- West
- Property tax
- $2,928 / 2026
- Days on market
- 4
- Listing brokerage
- KELLER WILLIAMS COMPLETE REALTY
Rooms
Listed at $299,900. Going by how homes in Beasley and the wider GTA have actually closed against their asking prices (about 97%, 5 local closings in 90 days), the likely sale price is near $290K, if it sells. A realistic range is $273K to $314K.
Independent value check: no figure for this home. Going only by the sales record, our model lands more than 25% above the ask. At that distance an automated figure has rarely been close to the eventual sale price, so we are not printing one. The usual reason is something the record cannot show: the home's condition, or an asking price set as a starting point for offers.
Total price vs nearby homes. Likely closing about $290K, from 5 recent closings in this pocket.
The market behind the math:
About 3 months of inventory: 5 condo apartment homes for sale in the area against 5 closings in the last 90 days. Under two months favours sellers, over four favours buyers.
Price per square foot: this home lists at $546/sqft against an area asking average of $605/sqft.
How this estimate is builtthe short version
This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood and this building.
It never sees the asking price. The 5 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $272K. Condition and finishes remain an in-person call.
What the listing highlights2 points to weigh
Claims from the listing, worth confirming in person. I can book you a private showing.
- Tall ceilings: they transform how a home feels, worth confirming the actual heights room to room. Worth verifying
- Open-concept layout: modern, sought-after flow. Lifestyle
Based on 6 homes sold in this building over the past two years, from 50 closings in Beasley.
The closest active listings by size, beds, and price, so you can see what this home is up against.
Per square foot, these ask about $605/sqft; this home lists at $546/sqft. Size is part of the price story, not just the sticker.
The 5 closest active listings nearby.
See all comparable homesNeighbourhood & location
Beasley, Hamilton, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Hamilton.
Get the full neighbourhood report (schools, parks, transit & safety) →
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 4.24% via Ratehub.ca (as of September 23, 2026); conventional rates run a little higher.
Mortgage amount $239,920 · 4.39% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $1,313
- Property tax
- $244
- Condo / maintenance fees
- $552
- Heating
- $0
- Estimated monthly cost
- $2,109
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $2,974
- Estimated closing costs
- $2,974
Plus your down payment of $59,980. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $78,796
- Principal paid down
- $29,664
- Interest paid
- $49,131
- Balance remaining
- $210,256
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersThe last 5 whole-home leases in Beasley signed at a median of $1,880 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $1,750. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of KELLER WILLIAMS COMPLETE REALTY. MLS®/PropTx.