4-899 Stone Church Road, Hamilton, ON

Quinndale, Hamilton · MLS® X13843966

$488,990
For Sale
Listed 15 days agoNo offer date stated
Request a showing
◎ Directions
3Bedrooms
2Bathrooms
1Garage · 2 parking
1000-1199Sq ft

About this home

In short

  • End-unit townhome offering an open-concept main floor with updated flooring, pot lights and brand-new LG Studio dishwasher.
  • Upstairs features 3 exceptionally spacious bedrooms with room for king-size beds plus dressers, complemented by west-facing windows providing beautiful afternoon...
  • Finished lower-level studio adds valuable living space with kitchenette, full 3-piece bathroom, enclosed laundry and recently replaced windows-ideal for adult...
  • Enjoy a private fenced backyard with patio, front lawn for gardening, with brand new outside stairway, inside entry to garage, driveway parking and visitor parking...
  • Excellent Hamilton Mountain location with everyday amenities approximately 5 minutes away, plus approximately 5-minute access to the LINC.

End-unit townhome offering an open-concept main floor with updated flooring, pot lights and brand-new LG Studio dishwasher. Upstairs features 3 exceptionally spacious bedrooms with room for king-size beds plus dressers, complemented by west-facing windows providing beautiful afternoon warmth, lowering heating costs in the winters. Finished lower-level studio adds valuable living space with kitchenette, full 3-piece bathroom, enclosed laundry and recently replaced windows-ideal for adult children, extended family gatherings, guests, home office. Enjoy a private fenced backyard with patio, front lawn for gardening, with brand new outside stairway, inside entry to garage, driveway parking and visitor parking right across. $694 condo fee includes water, Rogers Xfinity internet and cable, snow removal, landscaping, leaf removal and applicable roof/window exterior maintenance. All Covered for extreme convenience- not just Water. Excellent Hamilton Mountain location with everyday amenities approximately 5 minutes away, plus approximately 5-minute access to the LINC. More finished, flexible and usable space.

Key facts

Property type
Condo Townhouse, 2-Storey
MLS®
X13843966
Bedrooms
3
Bathrooms
2
Size
1000-1199 sq ft
Cross streets
Stone Chruch and Upper Gage
Parking
1 garage · 2 parking (attached)
Basement
Full, Finished
Heating
Forced Air
A/C
Central Air
Exterior
Brick Front
Roof
Asphalt Shingle
Maintenance
$694/mo
Exposure
East
Property tax
$3,158 / 2025
Days on market
15
Listing brokerage
RE/MAX REAL ESTATE CENTRE INC.

Rooms

FoyerMain2.70 × 4.20 m
Dining RoomMain2.70 × 2.40 m
Bedroom 2Second3.20 × 3.90 m
KitchenMain2.60 × 2.60 m
Primary BedroomSecond4.80 × 3.20 m
Living RoomMain3.10 × 4.40 m
RecreationBasement5.70 × 4.00 m
Bedroom 3Second2.40 × 3.60 m
Our TakeTeam Asgarian · Broker
Ask and recent sales differ
$648Kautomated estimate, from recent sales

Listed at $488,990, about 25% below our estimate of $648K (homes like it typically land between $603K and $681K).

List price
$489KBelow our range$681KAbove our range

Total price vs nearby homes. Fair value about $648K, learned from recent GTA sales.

The market behind the math:

15days on market so far
This home
Below area avgAbove area avg

Price per square foot: this home lists at $445/sqft against an area asking average of $396/sqft.

How this estimate is builtthe short version

This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood and this building.

It never sees the asking price. The 31 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $445K. Condition and finishes remain an in-person call.

What the listing highlights1 point to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Open-concept layout: modern, sought-after flow. Lifestyle
Read this with carewhy it’s an estimate, not an appraisal

Below comparable homes on total price, yet the price per square foot ($445/sqft) is above the area, which usually points to a smaller or more efficient layout.

There were not many closely comparable homes right in Quinndale, so I widened the search to the surrounding area.

Based on 31 comparable homes that sold in Quinndale over the past two years, from 32 closings there.

What sellers nearby are askingCurrently listed nearby in Quinndale · asking prices
$451kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

Per square foot, these ask about $427/sqft; this home lists at $445/sqft. Size is part of the price story, not just the sticker.

The 4 closest active listings nearby.

See all comparable homes
489kThis home445k470k420k469kThis home vs active comparables

Sold price trend

Median sold price for condo townhouses in Hamilton: $545K in September 2026, down 7% from a year ago, on 430 closings in 12 months.

Oct 25Sep 26

Line: median sold price, each month averaged with its neighbours and weighted by closings. Bars: closings that month. Hamilton as a whole: the neighbourhood alone has too few closings for a line of its own.

Month by month
MonthMedian soldClosings
October 2025$555K40
November 2025$620K35
December 2025$525K21
January 2026$587K29
February 2026$588K28
March 2026$545K38
April 2026$615K36
May 2026$595K47
June 2026$551K44
July 2026$547K44
August 2026$533K34
September 2026$545K34

Neighbourhood & location

Quinndale, Hamilton, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Templemead
$430K
Stoney Creek Mountain
$616K
Falkirk
$425K
Vincent
$477K
McQuesten
$533K

Typical asking price of active listings of the same type, per area (outliers removed). Hamilton.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$2,229/mo
$110KIncome needed
4.4×Price ÷ income
$514Weekly cost
$6,255Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

70%mortgage
Mortgage $2,229Property tax $263Condo fee $694Total carry $3,186

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 16, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$2,163per month

Mortgage amount $391,192 · 4.49% over 25 years

$97,798Down payment (20.0%)
$391,192Loan before insurance
$0CMHC premium
$3,120Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$2,163
Property tax
$263
Condo / maintenance fees
$694
Heating
$0
Estimated monthly cost
$3,120

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$6,255
Estimated closing costs
$6,255

Plus your down payment of $97,798. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$2,618/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$257,698Total interest paid
$648,890Total of all payments
Principal $391,192 Interest $257,698
YearPrincipalInterestBalance
1$8,730$17,226$382,462
2$9,126$16,830$373,336
3$9,540$16,415$363,796
4$9,974$15,982$353,822
5$10,426$15,529$343,396
6$10,900$15,056$332,496
7$11,395$14,561$321,101
8$11,912$14,043$309,189
9$12,453$13,503$296,736
10$13,018$12,937$283,717
11$13,610$12,346$270,108
12$14,227$11,728$255,880
13$14,873$11,082$241,007
14$15,549$10,407$225,458
15$16,255$9,701$209,203
16$16,993$8,963$192,211
17$17,764$8,191$174,446
18$18,571$7,385$155,875
19$19,414$6,542$136,461
20$20,296$5,660$116,166
21$21,217$4,739$94,949
22$22,180$3,775$72,769
23$23,187$2,768$49,581
24$24,240$1,715$25,341
25$25,341$615$0

At the end of your 5-year term

Total paid over the term
$129,778
Principal paid down
$47,796
Interest paid
$81,982
Balance remaining
$343,396

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$3,400/mo
$40,800Gross annual rent
5.0%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

8.3%
Gross yield
− Property tax $3,158− Condo fees $8,328− Insurance $600− Vacancy & upkeep $4,488Net operating income $24,226

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX REAL ESTATE CENTRE INC.. MLS®/PropTx.

CallRequest a showing