5-1475 Upper Gage Avenue, Hamilton, ON

Randall, Hamilton · MLS® X14086474

$489,000
For Sale
Just listed todayNo offer date stated
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3Bedrooms
3Bathrooms
2Parking
1200-1399Sq ft

About this home

Welcome to this well maintained three-bedroom townhome. Natural light illuminates the functional floor plan, creating a polished, move-in-ready atmosphere ideal for both relaxing and entertaining. Featuring one full bathroom and two convenient half baths, this residence has been updated with fresh interior paint and stylish new flooring throughout key areas, including the main stairs and the inviting basement recreation room. Offering comfort and exceptional functionality across three levels. Perfectly situated in a prime neighbourhood. This home provides effortless access to schools, public transit, local parks, and everyday amenities.

Key facts

Property type
Condo Townhouse, 2-Storey
MLS®
X14086474
Bedrooms
3
Bathrooms
3 (2 half)
Size
1200-1399 sq ft
Cross streets
Stone Church
Parking
2 parking
Basement
Full, Partial Basement
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Poured Concrete
Roof
Asphalt Shingle
Maintenance
$601/mo
Exposure
South
Property tax
$3,210 / 2026
Listing brokerage
ROYAL LEPAGE STATE REALTY

Rooms

BedroomSecond2.95 × 4.01 m
BedroomSecond2.67 × 2.95 m
RecreationBasement5.74 × 3.61 m
KitchenMain2.87 × 2.72 m
Dining RoomMain2.87 × 2.57 m
FoyerMain1.65 × 5.38 m
Living RoomMain5.74 × 3.96 m
BathroomSecond2.97 × 1.57 m

4 Pc Bath

Primary BedroomSecond3.96 × 3.61 m
BathroomSecond1.67 × 1.73 m

2 Pc Ensuite

BathroomMain1.02 × 1.73 m

2 Pc Bath

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read
What sellers nearby are askingCurrently listed nearby · asking prices
$458kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

Per square foot, these ask about $417/sqft; this home lists at $376/sqft. Size is part of the price story, not just the sticker.

The 3 closest active listings nearby.

See all comparable homes
489kThis home525k430k420kThis home vs active comparables

Sold price trend

Median sold price for condo townhouses in Hamilton: $545K in September 2026, down 7% from a year ago, on 430 closings in 12 months.

Oct 25Sep 26

Line: median sold price, each month averaged with its neighbours and weighted by closings. Bars: closings that month. Hamilton as a whole: the neighbourhood alone has too few closings for a line of its own.

Month by month
MonthMedian soldClosings
October 2025$555K40
November 2025$620K35
December 2025$525K21
January 2026$587K29
February 2026$588K28
March 2026$545K38
April 2026$615K36
May 2026$595K47
June 2026$551K44
July 2026$547K44
August 2026$533K34
September 2026$545K34

Neighbourhood & location

Randall, Hamilton, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Quinndale
$464K
Stoney Creek Mountain
$616K
Falkirk
$420K
Vincent
$477K
McQuesten
$534K

Typical asking price of active listings of the same type, per area (outliers removed). Hamilton.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$2,229/mo
$109KIncome needed
4.5×Price ÷ income
$514Weekly cost
$6,255Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

72%mortgage
Mortgage $2,229Property tax $268Condo fee $601Total carry $3,097

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 17, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$2,163per month

Mortgage amount $391,200 · 4.49% over 25 years

$97,800Down payment (20.0%)
$391,200Loan before insurance
$0CMHC premium
$3,032Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$2,163
Property tax
$268
Condo / maintenance fees
$601
Heating
$0
Estimated monthly cost
$3,032

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$6,255
Estimated closing costs
$6,255

Plus your down payment of $97,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$2,618/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$257,704Total interest paid
$648,904Total of all payments
Principal $391,200 Interest $257,704
YearPrincipalInterestBalance
1$8,730$17,226$382,470
2$9,126$16,830$373,344
3$9,541$16,415$363,803
4$9,974$15,982$353,829
5$10,427$15,529$343,403
6$10,900$15,056$332,502
7$11,395$14,561$321,107
8$11,912$14,044$309,195
9$12,453$13,503$296,742
10$13,019$12,937$283,723
11$13,610$12,346$270,113
12$14,228$11,728$255,886
13$14,874$11,082$241,012
14$15,549$10,407$225,463
15$16,255$9,701$209,208
16$16,993$8,963$192,215
17$17,765$8,191$174,450
18$18,571$7,385$155,879
19$19,414$6,542$136,464
20$20,296$5,660$116,168
21$21,217$4,739$94,951
22$22,181$3,775$72,770
23$23,188$2,768$49,582
24$24,241$1,715$25,341
25$25,341$615$0

At the end of your 5-year term

Total paid over the term
$129,781
Principal paid down
$47,797
Interest paid
$81,983
Balance remaining
$343,403

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$4,100/mo
$49,200Gross annual rent
6.7%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

10.1%
Gross yield
− Property tax $3,210− Condo fees $7,212− Insurance $600− Vacancy & upkeep $5,412Net operating income $32,766

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of ROYAL LEPAGE STATE REALTY. MLS®/PropTx.

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