Real Estate Investing and Renting in Toronto
Picking the property, finding the tenant, and knowing the rules.
An investment property in Toronto has to work on two levels: what it costs you to hold each month, and what it is likely to be worth when you sell. Ontario's tenancy rules sit between the two. Moe Asgarian covers choosing a property, cash flow versus appreciation, finding a good tenant, short-term rental rules, and renting a home yourself.
Landlords, Rentals and Investment
- Five Keys to Spotting a Good Investment Property
How do you know if a property is worth buying? These five factors separate a smart investment from an expensive mistake in the Toronto market.
- How to Rent a Home in Toronto: The 3 Documents Landlords Want
For most newcomers, the Toronto housing journey starts with renting. Here are the three documents you need to land a good condo or home.
- How to Rent Out Your First Home in Toronto
Renting out your first condo or house comes down to finding the right tenant. Here's how I vet applicants, from income and employment to credit and references.
- How to Fill Out a Toronto Lease Agreement (Without an Agent)
Renting out your place to someone you already know? Moe Asgarian walks through the Ontario Residential Tenancy Agreement line by line so you sign a lease that actually protects you later.
- Rents in Toronto Came Down
For the first time since the pandemic began, rents in Canada have fallen. Here is what the latest reports show for Toronto and why the trend may continue.
- Short-Term Rentals in Toronto: Everything You Need to Know for 2025
Moe Asgarian breaks down Toronto's short-term rental rules for 2025: registration, the new $375 fee, the 28-day rule, night limits, and what you can and can't rent out.
- Four Ways to Invest in Today's Toronto Housing Market
A slow market still hides good opportunities if you move carefully. Four that stand out right now, for first-time condo buyers, sellers, assignment hunters, and move-up buyers.
- Cash Flow or Capital Gain: Which Is Better for Investing?
Should you invest in Toronto real estate for rental cash flow or for price growth? The right answer depends on where you are in your journey.
- How to Find a Good Tenant in Toronto
Being a landlord in Toronto is not easy. Last year there were about 50,000 complaints over unpaid rent. Here are the checks I use to avoid a bad tenant.
- Power of Sale in Toronto: Four Things Buyers Should Know
Power of sale listings in the GTA have jumped fivefold in three years. Here is what the term really means, how it differs from foreclosure, and what to check before you buy one.
Frequently asked questions
What makes a good investment property in the GTA?
One that tenants want and that the next buyer will want too. That usually means a practical layout, transit or a major employer nearby, fees and taxes that leave room in the rent, and a building or street with a steady sales history. A low price alone is not the test.
Should I invest for cash flow or for appreciation?
In much of the GTA the two pull against each other: the areas with the strongest long-term growth tend to have the thinnest monthly cash flow. Decide which one you need first. Someone who cannot cover a shortfall every month should not buy a property that depends on one.
How do I find a good tenant in Ontario?
Use the standard Ontario lease, ask for a rental application, check credit and employment, and call the previous landlord rather than only the current one. Take your time. Under Ontario's tenancy rules, choosing carefully at the start is far easier than fixing a bad choice later.
Talk it through with Moe
Tell us what you are weighing up and get straight, no-pressure advice, in English or Farsi.
Book a Consultation