What to Know Before Buying Your First Home in Toronto
A start-to-finish guide to buying your first home in Toronto: savings accounts, down payments, pre-approval, fixed vs variable, the offer, conditions and closing costs.
Read moreWith Moe Asgarian & Vahid Homatash
Free · Seminar · Wednesday, September 23, 2026
First-Time Home Buyer Seminar
A free evening for anyone buying their first home in the GTA. What it really costs, how the offer works, where first-time buyers lose money, and time for your questions. With Moe Asgarian and Vahid Homatash.
FreeAdmission
Reserve a seatOur newcomer and first-time buyer seminar at RBC, July 2024: Moe and Ryan with the bank's mortgage specialist, and a room that stayed for the questions.
- When
- Wednesday, September 23, 2026, 6:00 p.m. to 8:00 p.m.
- Where
- RE/MAX Hallmark Realty, Head Office, 1090 Don Mills Rd, Suite 500, North York, ON M3C 3R6
- Cost
- Free
- Reserve by
- Sunday, September 20
What you will learn
The evening, in plain language
- 01
How much home you can actually afford
The number that matters is your monthly life, not the bank's maximum. We walk through it with real GTA figures.
- 02
Pre-approval, and what it does not promise
What a pre-approval locks in, what it leaves open, and the paperwork to have ready before you fall for a house.
- 03
The money on the table for first-time buyers
The FHSA, the RRSP Home Buyers' Plan, the land transfer tax rebates and the insured-mortgage rules, and how they stack.
- 04
Condo, townhouse or house: what your budget really buys
Where first purchases land across North York, York Region and the east end right now, and the trade-offs each one carries.
- 05
The offer, from deposit to conditions
Price, deposit, closing date, irrevocable time and conditions: the five parts of an offer and which ones protect you.
- 06
Closing costs and the lawyer's job
The cheques nobody warns you about, and what your lawyer is actually doing between the offer and the keys.
- 07
The mistakes we see every month
Overpaying out of emotion, skipping the inspection, stretching to the maximum. How to buy a home that scores a ten.
Who is speaking
Ask the people who do this every week
A talk first, then the floor is yours. Bring the question you have been afraid to ask.
Start here
Read and watch before you come
The ground we will cover on the evening, from Moe’s channel and the blog. Come with the basics and we can spend the time on your questions.
Reserve your seat
Free, and it takes a minute
One or two seats per reply. Need more than that? Email info@teamasgarian.com and we will do our best.
- Parking
- Free parking on site. Doors open at 5:30 p.m.
- Accessibility
- The building has step-free access and an elevator to the fifth floor.
- What to bring
- Your questions. Pen and paper if you like taking notes. Water and something sweet are on us.
Please note: the evening is filmed and photographed for Team Asgarian’s channel and social media. By attending you may appear in that footage.
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