88 Stanley Terrace, Toronto, ON

Niagara, Toronto · MLS® C11937795

$1,250,000
For Sale
Listed 634 days agoNo offer date statedSitting longer than typical
Request a showing
◎ Directions
4+1Bedrooms
5Bathrooms
1Garage
1100-1500Sq ft

About this home

In short

  • Visit REALTOR website for additional information.
  • Beautifully renovated home situated in one of Toronto's most desirable central locations.
  • Step outside to your private backyard oasis-an idyllic space for outdoor dining, gardening, or simply unwinding in the fresh air.

Visit REALTOR website for additional information. Beautifully renovated home situated in one of Toronto's most desirable central locations. This spacious property spans several thoughtfully designed levels, offering ample room for both relaxed living and entertaining. This property is currently being used as a short-term rental with it's large bedrooms, but can be converted back to a single family home. Step outside to your private backyard oasis-an idyllic space for outdoor dining, gardening, or simply unwinding in the fresh air. Located in a vibrant and sought-after neighbourhood, this home offers access to a wealth of amenities including trendy cafes, boutiques, parks, and highly rated schools. With excellent public transit options and major roadways nearby, commuting is a breeze. Whether you're strolling through nearby green spaces or enjoying the proximity to Toronto's bustling downtown core, this home offers the perfect balance of convenience and serenity.

Key facts

Property type
Townhouse, Other
MLS®
C11937795
Bedrooms
4+1 (5 total)
Bathrooms
5
Size
1100-1500 sq ft
Lot
15.75 × 63 ft
Cross streets
Queen and Bathurst
Parking
1 garage (attached)
Driveway
None
Basement
Finished
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Poured Concrete, Stone
Roof
Asphalt Shingle, Shingles
Sewer
Sewer
Property tax
$5,880 / 2024
Days on market
634
Listing brokerage
PG DIRECT REALTY LTD.

Rooms

Bedroom 3Second3.29 × 3.38 m
Primary BedroomSecond4.67 × 4.65 m
FoyerMain1.21 × 1.84 m
KitchenMain3.29 × 2.28 m

Eat-in Kitchen

Bedroom 2Lower3.16 × 2.52 m
Bedroom 5Third3.27 × 3.38 m
Bedroom 4Third3.64 × 4.72 m
Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read

The assigned public school is Niagara Street Junior Public School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

What sellers nearby are askingCurrently listed nearby in Niagara · asking prices
$1.11Mavg asking

Nothing closely matching this home is listed nearby right now, so these are the nearest townhouse listings on the market.

Per square foot, these ask about $833/sqft; this home lists at $962/sqft. Size is part of the price story, not just the sticker.

The 4 closest active listings nearby.

See all comparable homes
1.25MThis home1.35M1.08M1.20M799kThis home vs active comparables

Neighbourhood & location

Niagara, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Palmerston-Little Italy
$1.30M
Dovercourt-Wallace Emerson-Junction
$987K
Cabbagetown-South St. James Town
$1.55M
Playter Estates-Danforth
$1.35M
South Riverdale
$1.49M

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Niagara Street Junior Public School
82%
Niagara Street Junior Public SchoolPublic · Elementary · 0.2 km awayAbove the GTA average · 82% meet the provincial standard
Also nearby: 12 more schools within 2.5 km
Charles G Fraser Junior Public School · Public elementary0.5 km · 74% at standard
Givins/Shaw Junior Public School · Public elementary0.6 km · 81% at standard
Msgr Fraser College (Southwest) · Catholic secondary0.8 km
ALPHA Alternative Junior School · Public elementary1.0 km
Oasis Alternative Secondary School · Public secondary1.0 km
Pope Francis Catholic School · Catholic elementary1.2 km · 67% at standard
Ossington/Old Orchard Junior Public School · Public elementary1.3 km · 88% at standard
St Francis of Assisi Catholic School · Catholic elementary1.4 km · 80% at standard
Ogden Junior Public School · Public elementary1.4 km · 69% at standard
The Grove Community School · Public elementary1.4 km
Bishop Macdonell Catholic School · Catholic elementary1.4 km · 82% at standard
Kensington Community School School Junior · Public elementary1.4 km · 97% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$5,697/mo
$236KIncome needed
5.3×Price ÷ income
$1,315Weekly cost
$42,950Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

92%mortgage
Mortgage $5,697Property tax $490Total carry $6,187

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$5,529per month

Mortgage amount $1,000,000 · 4.49% over 25 years

$250,000Down payment (20.0%)
$1,000,000Loan before insurance
$0CMHC premium
$6,019Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$5,529
Property tax
$490
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$6,019

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$21,475
Toronto municipal land transfer tax
$21,475
Estimated closing costs
$42,950

Plus your down payment of $250,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$6,692/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$658,751Total interest paid
$1,658,751Total of all payments
Principal $1,000,000 Interest $658,751
YearPrincipalInterestBalance
1$22,316$44,034$977,684
2$23,329$43,021$954,355
3$24,388$41,962$929,967
4$25,496$40,855$904,472
5$26,653$39,697$877,818
6$27,863$38,487$849,955
7$29,128$37,222$820,827
8$30,451$35,899$790,376
9$31,834$34,517$758,542
10$33,279$33,071$725,263
11$34,790$31,560$690,474
12$36,369$29,981$654,104
13$38,021$28,329$616,083
14$39,747$26,603$576,336
15$41,552$24,798$534,784
16$43,438$22,912$491,346
17$45,411$20,939$445,935
18$47,472$18,878$398,463
19$49,628$16,722$348,835
20$51,881$14,469$296,954
21$54,237$12,113$242,717
22$56,699$9,651$186,017
23$59,274$7,076$126,744
24$61,965$4,385$64,779
25$64,779$1,572$0

At the end of your 5-year term

Total paid over the term
$331,750
Principal paid down
$122,182
Interest paid
$209,569
Balance remaining
$877,818

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,300/mo
$27,600Gross annual rent
1.4%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

2.2%
Gross yield
− Property tax $5,880− Insurance $1,400− Vacancy & upkeep $3,036Net operating income $17,284

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of PG DIRECT REALTY LTD.. MLS®/PropTx.

CallRequest a showing