12 Whitaker Avenue, Toronto, ON
Niagara, Toronto · MLS® C13729338
About this home
In short
- Tremendous upside and development potential with this end-of-row freehold property with laneway in one of Downtown's absolute best locations.
- Property being sold "as-is, where-is".
- An application to the Committee of Adjustments has been made for a 50 foot long 3-storey family home with full basement and parking at the back and separate entrance...
- A short walk to Trinity-Bellwoods Park, Ossington Strip, Stanley Park, King & Queen West, Financial District, Gardener and Billy Bishop City Airport.
Tremendous upside and development potential with this end-of-row freehold property with laneway in one of Downtown's absolute best locations!! Property being sold "as-is, where-is". An application to the Committee of Adjustments has been made for a 50 foot long 3-storey family home with full basement and parking at the back and separate entrance to the lower level from ther front (3 bed, 4 bath 1,700SF above grade + 600SF basement). Application has not been approved yet. Across the street from one of Downtown's most expensive homes to have sold. A short walk to Trinity-Bellwoods Park, Ossington Strip, Stanley Park, King & Queen West, Financial District, Gardener and Billy Bishop City Airport!
Key facts
- Property type
- Townhouse, 2-Storey
- MLS®
- C13729338
- Bedrooms
- 2
- Bathrooms
- 1
- Size
- 700-1100 sq ft
- Lot
- 12 × 80 ft
- Cross streets
- King / Bathurst
- Parking
- 1 parking
- Driveway
- Lane
- Basement
- Unfinished
- Heating
- Forced Air
- A/C
- None
- Exterior
- Vinyl Siding
- Foundation
- Brick
- Roof
- Asphalt Rolled
- Sewer
- Sewer
- Property tax
- $5,445 / 2025
- Days on market
- 48
- Listing brokerage
- HARVEY KALLES REAL ESTATE LTD.
No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.
Considering this property? Request a written price readThe assigned public school is Niagara Street Junior Public School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.
Nothing closely matching this home is listed nearby right now, so these are the nearest townhouse listings on the market.
Per square foot, these ask about $851/sqft; this home lists at $888/sqft. Size is part of the price story, not just the sticker.
The 4 closest active listings nearby.
See all comparable homesNeighbourhood & location
Niagara, Toronto, ON
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How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Toronto.
Get the full neighbourhood report (schools, parks, transit & safety) →
The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).
School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.
Also nearby: 12 more schools within 2.5 km
Not the assigned catchment: schools a family here could reach, with EQAO results where published.
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.
Mortgage amount $639,200 · 4.49% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $3,534
- Property tax
- $454
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $3,988
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $12,455
- Toronto municipal land transfer tax
- $12,455
- Estimated closing costs
- $24,910
Plus your down payment of $159,800. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $212,055
- Principal paid down
- $78,098
- Interest paid
- $133,956
- Balance remaining
- $561,102
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of HARVEY KALLES REAL ESTATE LTD.. MLS®/PropTx.