21 Kirkdale Crescent, Toronto, ON
Banbury-Don Mills, Toronto · MLS® C12985148
About this home
In short
- Spacious luxury residence located in the prestigious C13 Banbury-Don Mills neighbourhood, surrounded by parks, ravines, and scenic bicycle trails.
- Enjoy an indoor pool and a professionally finished nanny/in-law suite with separate entrance, easily convertible back to a recreation room.
- Two story grand foyer with skylight and soaring ceilings.
- Minutes to highways, Midtown, and approximately 20 minutes to Downtown Toronto.
Spacious luxury residence located in the prestigious C13 Banbury-Don Mills neighbourhood, surrounded by parks, ravines, and scenic bicycle trails. Just a few minutes' walk to Edwards Gardens and close to the Bridle Path. Features an extra-wide frontage with a circular drive-through driveway and a three-car garage with direct interior access.Enjoy an indoor pool and a professionally finished nanny/in-law suite with separate entrance, easily convertible back to a recreation room. Two story grand foyer with skylight and soaring ceilings.Situated within top-ranking school districts, including Windfields Middle School, York Mills Collegiate Institute, French, Catholic, and private schools. One of Toronto's most desirable neighbourhoods. Minutes to highways, Midtown, and approximately 20 minutes to Downtown Toronto.
Key facts
- Property type
- Detached, 2-Storey
- MLS®
- C12985148
- Bedrooms
- 5+2 (7 total)
- Bathrooms
- 5 (1 half)
- Size
- 3500-5000 sq ft
- Lot
- 75 × 114.71 ft
- Cross streets
- Lawrence E & Leslie St
- Parking
- 3 garage · 12 parking (attached)
- Driveway
- Circular Drive
- Basement
- Apartment, Walk-Up, Finished
- Kitchens
- 2 (1 + 1)
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Brick
- Foundation
- Block
- Roof
- Asphalt Shingle
- Sewer
- Sewer
- Pool
- Indoor
- Property tax
- $17,487 / 2026
- Days on market
- 172
- Listing brokerage
- HOMELIFE LANDMARK REALTY INC.
Rooms
breakfast area · b/i oven
Fireplace
6 pc ensuite · walk-in closet(s) · combined w/sitting
bay window · fireplace · hardwood floor
Listed at $3,599,000. Going by how homes in Banbury-Don Mills and the wider GTA have actually closed against their asking prices (about 96%, 21 local closings in 90 days), the likely sale price is near $3.46M, if it sells. A realistic range is $3.24M to $3.90M.
Independent value check: no figure for this home. Going only by the sales record, our model lands more than 25% below the ask. At that distance an automated figure has rarely been close to the eventual sale price, so we are not printing one. The usual reason is something the record cannot show: a rebuild, a second unit, or a lot or setting unlike the homes around it.
Longer on the market than typical. 172 days on the market against about 34 for homes like it here, and asking 26% above where comparable closings put it.
Total price vs nearby homes. Likely closing about $3.46M, from 21 recent closings in this pocket.
The market behind the math:
About 3 months of inventory: 21 detached homes for sale in the area against 21 closings in the last 90 days. Under two months favours sellers, over four favours buyers.
Price per square foot: this home lists at $847/sqft against an area asking average of $1,276/sqft.
- basement apartment features. A finished 2 bed basement apartment with a second kitchen. A self-contained space for extended family, guests or potential income. In Banbury-Don Mills basements rarely rent out (7 of 155 recent detached leases were basement units), so buyers here treat a suite as family or nanny space rather than income. Value it for the living space, not the rent. Second-suite retrofit status is not verified. A buyer intending to rent should confirm requirements with the City of Toronto.
- Inground pool. Priced into the comparison on the assumption it is clean and modern. A pool costs more to build than resale pays back, and condition is the in-person call.
How this estimate is builtthe short version
This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood.
It never sees the asking price. The 21 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $2.82M. Condition and finishes remain an in-person call.
What the listing highlights3 points to weigh
Claims from the listing, worth confirming in person. I can book you a private showing.
- Separate entrance / basement suite: rental or in-law income potential, if it is legally registered and retrofit-compliant. Income potential
- Pool: lifestyle appeal, but adds maintenance, insurance, and resale is mixed. Weigh carefully
- Tall ceilings: they transform how a home feels, worth confirming the actual heights room to room. Worth verifying
Schools & getting aroundcatchment and transit
Its public catchment (York Mills Collegiate Institute) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.
Read this with carewhy it’s an estimate, not an appraisal
Priced above comparable homes overall, but the price per square foot ($847/sqft) is below the area, so you are paying for extra space rather than a premium.
The listing states size as a wide range, so the size adjustment is approximate and this estimate is a rough read. I can confirm exact square footage to tighten it.
There were not many closely comparable homes right in Banbury-Don Mills, so I widened the search to the surrounding area.
Based on 21 comparable homes that sold in Banbury-Don Mills over the past two years, from 167 closings there.
Nothing closely matching this home is listed nearby right now, so these are the nearest detached listings on the market. Homes like this one have recently closed around $2.85M, which is where my estimate comes from.
Per square foot, these ask about $913/sqft; this home lists at $847/sqft. Size is part of the price story, not just the sticker.
The 4 closest active listings nearby.
See all comparable homesNeighbourhood & location
Banbury-Don Mills, Toronto, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Toronto.
Get the full neighbourhood report (schools, parks, transit & safety) →
The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).
School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.
Also nearby: 7 more schools within 2.5 km
Not the assigned catchment: schools a family here could reach, with EQAO results where published.
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Homes over $1.5M can't be insured, so 20% down or more is required.
Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of September 30, 2026); conventional rates run a little higher.
Mortgage amount $2,879,200 · 4.49% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $15,920
- Property tax
- $1,457
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $17,377
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $76,450
- Toronto municipal land transfer tax
- $82,440
- Estimated closing costs
- $158,890
Plus your down payment of $719,800. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $955,175
- Principal paid down
- $351,785
- Interest paid
- $603,390
- Balance remaining
- $2,527,415
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
About the suite: in Banbury-Don Mills basements rarely rent out (7 of 155 recent detached leases were basement units), so the figure above does not count it as income. Buyers here use a suite as family or nanny space.
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersThe last 14 whole-home leases in Banbury-Don Mills signed at a median of $6,642 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $7,099. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of HOMELIFE LANDMARK REALTY INC.. MLS®/PropTx.