10 Penwood Crescent, Toronto, ON

Banbury-Don Mills, Toronto · MLS® C13048670

$5,499,000
For Sale
Listed 155 days agoNo offer date statedSitting longer than typical
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4+1Bedrooms
5Bathrooms
3Garage · 11 parking
5,000Sq ft

About this home

In short

  • An iconic showcase of refined design, upgraded and perfectly positioned in the prestigious Windfields neighbourhood, this exceptional residence offers unparalleled...
  • The main floor is designed for elegant entertaining, featuring formal living and dining areas, a sunken family room, a chef's kitchen with servery, and walk-outs to a...
  • A three-car garage and circular driveway accommodating 8+ vehicles provide ultimate convenience, while proximity to top schools, 401/404/DVP, and the exclusive...

An iconic showcase of refined design, upgraded and perfectly positioned in the prestigious Windfields neighbourhood, this exceptional residence offers unparalleled privacy and a seamless connection to the natural beauty of Windfields Park. Bold Brutalist architecture creates a dramatic, light-filled interior with floor-to-ceiling picture windows on every level, adorned with custom Belgian linen window coverings. An expansive second-floor sundeck provides sweeping park views and is accessible from all four bedrooms, while the lower level opens effortlessly to lush rear gardens. The main floor is designed for elegant entertaining, featuring formal living and dining areas, a sunken family room, a chef's kitchen with servery, and walk-outs to a flagstone patio and shimmering concrete pool. A sculptural open-riser staircase enhances the flow of natural light throughout the home. The lower level offers a luxurious retreat with a fifth bedroom, wet bar, recreation room with wood-burning fireplace, sauna, and floor-to-ceiling garden views with walk-up access to the patio. A three-car garage and circular driveway accommodating 8+ vehicles provide ultimate convenience, while proximity to top schools, 401/404/DVP, and the exclusive Granite Club ensure unparalleled lifestyle ease. A rare urban sanctuary, this home combines dramatic design, refined luxury, and a serene parkside setting for a truly extraordinary living experience.

Key facts

Property type
Detached, 2-Storey
MLS®
C13048670
Bedrooms
4+1 (5 total)
Bathrooms
5
Size
5,000 sq ft
Lot
73.46 × 125 ft
Cross streets
Bayview/York Mills
Parking
3 garage · 11 parking (built-in)
Driveway
Circular Drive, Private
Basement
Finished with Walk-Out, Walk-Up
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Concrete, Poured Concrete
Roof
Flat, Asphalt Rolled
Sewer
Sewer
Pool
Inground, Outdoor
Property tax
$24,636 / 2025
Days on market
155
Listing brokerage
RE/MAX REALTRON BARRY COHEN HOMES INC.

Rooms

Dining RoomMain6.02 × 3.73 m

hardwood floor · overlooks pool · open concept

FoyerMain3.46 × 3.16 m

tile floor · above grade window

Primary BedroomSecond6.94 × 4.30 m

w/w closet · 5 pc ensuite · w/o to sundeck

PantryMain4.91 × 3.41 m

stainless steel sink · b/i fridge · tile floor

Living RoomMain6.23 × 4.41 m

hardwood floor · fireplace · overlooks dining

Bedroom 4Second5.55 × 3.01 m

broadloom · double closet · w/o to sundeck

Family RoomMain6.74 × 5.57 m

hardwood floor · fireplace · w/o to patio

Bedroom 5Basement3.75 × 4.65 m

b/i closet · window · laminate

LaundryBasement5.32 × 3.67 m

b/i shelves · laundry sink

Powder RoomMain2.01 × 1.68 m
KitchenMain5.20 × 5.07 m

renovated · centre island · overlooks pool

Bedroom 2Second5.55 × 3.01 m

4 pc ensuite · double closet · w/o to sundeck

RecreationLower10.12 × 7.41 m

wet bar · fireplace · w/o to patio

Bedroom 3Second5.55 × 3.01 m

broadloom · double closet · w/o to sundeck

Our TakeTeam Asgarian · Broker
No automatic estimate

This home is in the largest size bracket the board records (5,000 sq ft and up). Comparable-sales math compares homes by size, and too few homes this large sell nearby to compare it fairly, so no automatic estimate is shown. The largest homes in Banbury-Don Mills (3,500 sq ft and up) have sold between $1.68M and $7.50M over the last two years (35 sales).

Considering this property? Request a written price read

On schools, this address is zoned for York Mills Collegiate Institute, one of the higher-rated public schools in the area. A strong catchment tends to hold value and widen your resale pool, especially with family buyers.

What sellers nearby are askingCurrently listed nearby in Banbury-Don Mills · asking prices
$4.97Mavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

Per square foot, these ask about $1,169/sqft; this home lists at $1,100/sqft. Size is part of the price story, not just the sticker.

The 5 closest of 8 active listings nearby.

See all comparable homes
5.50MThis home4.69M5.29M5.09M4.99M4.79MThis home vs active comparables

Neighbourhood & location

Banbury-Don Mills, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

St. Andrew-Windfields
$8.80M
Willowdale West
$1.30M
Danforth Village-East York
$1.17M
Tam O'Shanter-Sullivan
$1.17M
High Park-Swansea
$2.20M

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near York Mills Collegiate Institute
88%
York Mills Collegiate InstitutePublic · Secondary · 1.0 km awayHigher-rated than most nearby · 88% meet the provincial standard
Park Lane Public SchoolEQAO results not published
Also nearby: 8 more schools within 2.5 km
Denlow Public School · Public elementary0.8 km · 90% at standard
Rippleton Public School · Public elementary1.1 km · 75% at standard
Windfields Middle School · Public elementary1.5 km · 91% at standard
Harrison Public School · Public elementary1.7 km · 82% at standard
St Andrew's Middle School · Public elementary1.7 km · 81% at standard
Owen Public School · Public elementary1.7 km · 59% at standard
Norman Ingram Public School · Public elementary1.9 km · 65% at standard
Dunlace Public School · Public elementary2.2 km · 69% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$25,063/mo
$1021KIncome needed
5.4×Price ÷ income
$5,784Weekly cost
$292,870Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

92%mortgage
Mortgage $25,063Property tax $2,053Total carry $27,116

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of September 30, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$24,324per month

Mortgage amount $4,399,200 · 4.49% over 25 years

$1,099,800Down payment (20.0%)
$4,399,200Loan before insurance
$0CMHC premium
$26,377Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$24,324
Property tax
$2,053
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$26,377

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$123,950
Toronto municipal land transfer tax
$168,920
Estimated closing costs
$292,870

Plus your down payment of $1,099,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$29,440/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$2,897,980Total interest paid
$7,297,180Total of all payments
Principal $4,399,200 Interest $2,897,980
YearPrincipalInterestBalance
1$98,171$193,716$4,301,029
2$102,629$189,258$4,198,400
3$107,289$184,599$4,091,111
4$112,160$179,727$3,978,951
5$117,252$174,635$3,861,699
6$122,576$169,311$3,739,123
7$128,142$163,746$3,610,981
8$133,960$157,927$3,477,022
9$140,042$151,845$3,336,980
10$146,400$145,487$3,190,579
11$153,048$138,840$3,037,531
12$159,997$131,891$2,877,535
13$167,261$124,626$2,710,274
14$174,855$117,032$2,535,418
15$182,795$109,093$2,352,624
16$191,094$100,793$2,161,530
17$199,771$92,117$1,961,759
18$208,841$83,046$1,752,918
19$218,323$73,564$1,534,595
20$228,236$63,651$1,306,359
21$238,599$53,288$1,067,760
22$249,432$42,455$818,328
23$260,757$31,130$557,571
24$272,597$19,290$284,974
25$284,974$6,913$0

At the end of your 5-year term

Total paid over the term
$1,459,436
Principal paid down
$537,501
Interest paid
$921,935
Balance remaining
$3,861,699

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
From 23 whole-home leases in Banbury-Don Mills$7,642/mo
$91,704Gross annual rent
1.0%Cap rate after taxes and upkeep
$7,247 to $9,252Typical rent range
~39 daysTo find a tenant, on average

About the suite: in Banbury-Don Mills basements rarely rent out (7 of 155 recent detached leases were basement units), so the figure above does not count it as income. Buyers here use a suite as family or nanny space.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

The last 23 whole-home leases in Banbury-Don Mills signed at a median of $6,537 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $7,642. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.

1.7%
Gross yield
− Property tax $24,636− Insurance $1,400− Vacancy & upkeep $10,087Net operating income $55,581

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX REALTRON BARRY COHEN HOMES INC.. MLS®/PropTx.

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