39 Rippleton Road, Toronto, ON
Banbury-Don Mills, Toronto · MLS® C13078946
About this home
In short
- Welcome to ""LUXURIOUS"" Custom-Built, just over 1yr only(RARELY-LIVED)---39 Rippleton Rd, ideally located prestigious banbury neighbourhoodThis impressive home...
- This home is a stunning blend of timeless architecture with a majestic facade, natural stone and brick exterior and striking interiors with a private ELEVATORTHIS...
- This home offers spaciously-designed, open concept living/dining rooms, and the home's elegant-posture & airy atmosphere.
- The dream gourmet kitchen offers a top-of-the-line appliance(SUBZERO & WOLF BRAND), stunning large 2 centre islands with waterfall marble stone & pot filler, indirect...
- The fully finished walk-out basement includes heated floors thru-out, a large recreation room area with wet bar, a 2nd laundry room.
**Welcome to ""LUXURIOUS"" Custom-Built, just over 1yr only(RARELY-LIVED)---39 Rippleton Rd, ideally located prestigious banbury neighbourhood**This impressive home offers approximately 7000Sf living space including a lower level(4,672Sf for 1st/2nd floors) with an**ELEVATOR**backyard with unobstructed view(park-like setting). This home is a stunning blend of timeless architecture with a majestic facade, natural stone and brick exterior and striking interiors with a private ELEVATOR****THIS HOME COMBINES Timeless Beauty, Contemporary Sophistication****The main floor office provides a refined retreat and soaring ceilings(approximately 14ft) draw your eye upward. This home offers spaciously-designed, open concept living/dining rooms, and the home's elegant-posture & airy atmosphere. The dream gourmet kitchen offers a top-of-the-line appliance(SUBZERO & WOLF BRAND), stunning large 2 centre islands with waterfall marble stone & pot filler, indirect lightings and seamless flow into a spacious breakfast area leading to the sundeck-open view of backyard. The family room is perfect for entertaining and family gathering place. The gorgeous primary suite offers a heated/spa-like ensuite and a walk-in closet. The additional bedrooms feature all own ensuites for privacy and convenience, walk-in closets, hardwood flooring, and large windows. Upstairs, the functional laundry room area(2nd floor).The fully finished walk-out basement includes heated floors thru-out, a large recreation room area with wet bar, a 2nd laundry room. The backyard of the home features a large sundeck and fully fenced yard, offering open view(park-like setting) for privacy. Just steps from Edwards Gardens, Sunnybrook Park, Shops at Don Mills, Banbury Community Centre, Parks-----Zoned for top public schools and close to Toronto's top private schools
Key facts
- Property type
- Detached, 2-Storey
- MLS®
- C13078946
- Bedrooms
- 4+1 (5 total)
- Bathrooms
- 6 (1 half)
- Size
- 3500-5000 sq ft
- Lot
- 68 × 105.97 ft
- Cross streets
- W.Leslie St/N.Lawrence Ave
- Parking
- 2 garage · 6 parking (built-in)
- Driveway
- Private
- Basement
- Finished with Walk-Out, Separate Entrance
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Stone
- Foundation
- Other
- Roof
- Shingles
- Sewer
- Sewer
- Property tax
- $25,541 / 2025
- Days on market
- 148
- Listing brokerage
- KELLER WILLIAMS REFERRED URBAN REALTY
Rooms
centre island · b/i appliances · built-in speakers
3 pc ensuite · pot lights · hardwood floor
Laundry Sink
tile floor · window · pot lights
gas fireplace · built-in speakers · pot lights
heated floor · fireplace · walk-out
hardwood floor · window floor to ceiling · b/i bookcase
laundry sink · skylight
hardwood floor · indirect lights · pot lights
heated floor · window
gas fireplace · built-in speakers · b/i shelves
6 pc ensuite · built-in speakers · wall sconce lighting
4 pc ensuite · hardwood floor · walk-in closet(s)
combined w/kitchen · w/o to sundeck · south view
3 pc ensuite · hardwood floor · walk-in closet(s)
Listed at $5,088,000. Going by how homes in Banbury-Don Mills and the wider GTA have actually closed against their asking prices (about 96%, 21 local closings in 90 days), the likely sale price is near $4.89M, if it sells. A realistic range is $4.58M to $5.51M.
Independent value check: $4.26M. Without looking at the asking price, our model values the home itself about 16% below the ask (homes like it typically land between $3.99M and $4.46M).
Why $4.26M. The typical detached home sold in Banbury-Don Mills over the past year went for about $2.30M (83 sales). What sets this one apart:
- ▲ Raises it stronglyIts tax bill, which follows the city's own assessment, is $25,541 a year; the typical home sold here pays about $11,900.
- ▲ Raises it stronglyIt is 3,500 to 5,000 sq ft; the typical home sold here is 2,500 to 3,000.
- ▲ Raises it4+1 bedrooms and 6 baths, against 4+1 and 4 typically.
- ▲ Raises itThe listing describes it as fully renovated or newly built.
Longer on the market than typical. 148 days on the market against about 34 for homes like it here, and asking 20% above where comparable closings put it.
Total price vs nearby homes. Likely closing about $4.89M, from 21 recent closings in this pocket.
The market behind the math:
About 2.9 months of inventory: 20 detached homes for sale in the area against 21 closings in the last 90 days. Under two months favours sellers, over four favours buyers.
Price per square foot: this home lists at $1,197/sqft against an area asking average of $1,012/sqft.
- Walk-out basement apartment features. A finished 1 bed walk-out basement apartment with a separate entrance. A self-contained space for extended family, guests or potential income. In Banbury-Don Mills basements rarely rent out (7 of 155 recent detached leases were basement units), so buyers here treat a suite as family or nanny space rather than income. Value it for the living space, not the rent. Second-suite retrofit status is not verified. A buyer intending to rent should confirm requirements with the City of Toronto.
How this estimate is builtthe short version
This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood.
It never sees the asking price. The 21 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $2.76M. Condition and finishes remain an in-person call.
What the listing highlights5 points to weigh
Claims from the listing, worth confirming in person. I can book you a private showing.
- Walk-out basement: natural light and strong in-law or income potential. Income potential
- Upscale kitchen: a genuine value driver, verify the appliances, stone, and finishes in person. Value driver
- Heated floors: comfort and a premium-finish signal. Lifestyle
- Tall ceilings: they transform how a home feels, worth confirming the actual heights room to room. Worth verifying
- Primary suite: a key comfort and resale feature. Lifestyle
Schools & getting aroundcatchment and transit
Its public catchment (York Mills Collegiate Institute) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.
Read this with carewhy it’s an estimate, not an appraisal
The listing states size as a wide range, so the size adjustment is approximate and this estimate is a rough read. I can confirm exact square footage to tighten it.
Based on 21 comparable homes that sold in Banbury-Don Mills over the past two years, from 167 closings there.
For sale
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For saleThe closest active listings by size, beds, and price, so you can see what this home is up against.
Per square foot, these ask about $1,098/sqft; this home lists at $1,197/sqft. Size is part of the price story, not just the sticker.
The 5 closest of 8 active listings nearby.
See all comparable homesNeighbourhood & location
Banbury-Don Mills, Toronto, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Toronto.
Get the full neighbourhood report (schools, parks, transit & safety) →
The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).
School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.
Also nearby: 9 more schools within 2.5 km
Not the assigned catchment: schools a family here could reach, with EQAO results where published.
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Homes over $1.5M can't be insured, so 20% down or more is required.
Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of September 30, 2026); conventional rates run a little higher.
Mortgage amount $4,070,400 · 4.49% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $22,506
- Property tax
- $2,128
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $24,634
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $113,675
- Toronto municipal land transfer tax
- $146,315
- Estimated closing costs
- $259,990
Plus your down payment of $1,017,600. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $1,350,356
- Principal paid down
- $497,328
- Interest paid
- $853,029
- Balance remaining
- $3,573,072
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
About the suite: in Banbury-Don Mills basements rarely rent out (7 of 155 recent detached leases were basement units), so the figure above does not count it as income. Buyers here use a suite as family or nanny space.
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersThe last 23 whole-home leases in Banbury-Don Mills signed at a median of $6,537 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $7,068. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of KELLER WILLIAMS REFERRED URBAN REALTY. MLS®/PropTx.