28 Ternhill Crescent, Toronto, ON
Banbury-Don Mills, Toronto · MLS® C13703314
About this home
In short
- This is a combination of Luxury and comfort, quiet family friendly crs No Tru Traffic.
- The gourmet kitchen is a chefs dream, complete with built-in top of the line appliances(Subzero/Wolf, oversized Islnd with Dble sink) and a sleek built-in coffee bar...
- Main level also offers a spacious Family rm Flowing Into the Gourmet Kitchen Equipped With State-of-the-art Appliances.
- The finished/Walk-Out basement includes oversized windows, a huge fmly rm & Rec rm with a wet bar plus a guest/nanny bedrm with 4pc ensuite and closet.
- Fully fenced private backyard with 2 Patio areas,Can Fit a 12'X30' Pool or maybe bigger Nestled in One Of The Most Prestigious Neighborhoods, Banbury-Don Mills...
This is a combination of Luxury and comfort, quiet family friendly crs No Tru Traffic. East/West Lot= Day round ample of Natural Sunlight on BOTH sides,4+1 Spacious Bedrms, All with Ensuite Bathrms. Over 5100 sft of living space. Exclusive Office space overlooking backyard with B/I shelving for a peaceful work from home.19' Height Foyer with B/I closets and Custom Millwork opens to Living Rm with Gas Fireplace and large windows. It is connected to the Beautifully designed Dining Area with custom wine rack and cabinetry. The gourmet kitchen is a chefs dream, complete with built-in top of the line appliances(Subzero/Wolf, oversized Islnd with Dble sink) and a sleek built-in coffee bar for coffee lovers and serving guests, perfect for entertaining or daily living. From the kitchen Extend your living space outside to the Elevated back deck with a clear neighborhood skyline view. Main level also offers a spacious Family rm Flowing Into the Gourmet Kitchen Equipped With State-of-the-art Appliances.It's a true showcase of signature style. On the 2nd flr The primary suite serves as a tranquil private space with stunning-hotel style closets and make up station & lavish ensuite. Every bedrm has its own private ensuite, the lndry rm is conveniently located on the 2nd flr the Primary Suite serves as a tranquil private space with stunning-hotel style closets and make up station & lavish ensuite. Every Bedrm has its own private Ensuite Bathrm. The finished/Walk-Out basement includes oversized windows, a huge fmly rm & Rec rm with a wet bar plus a guest/nanny bedrm with 4pc ensuite and closet. A mudrm with custom cabinetry and tons of storage with direct access from garage provides year round convenience.Fully fenced private backyard with 2 Patio areas,*Can Fit a 12'X30' Pool or maybe bigger* Nestled in One Of The Most Prestigious Neighborhoods, Banbury-Don Mills, Family-friendlyCrs,Safe.
Key facts
- Property type
- Detached, 2-Storey
- MLS®
- C13703314
- Bedrooms
- 4+1 (5 total)
- Bathrooms
- 6 (1 half)
- Size
- 3500-5000 sq ft
- Lot
- 60.06 × 116.18 ft
- Cross streets
- Leslie st & Lawrence
- Parking
- 2 garage · 6 parking (built-in)
- Basement
- Separate Entrance, Finished with Walk-Out, Finished
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Brick
- Foundation
- Poured Concrete
- Roof
- Asphalt Shingle
- Sewer
- Sewer
- Property tax
- $17,321 / 2025
- Days on market
- 38
- Listing brokerage
- RE/MAX REALTRON REALTY INC.
Rooms
hardwood floor · gas fireplace · b/i shelves
hardwood floor · combined w/dining · fireplace
hardwood floor · b/i appliances · w/o to deck
hardwood floor · b/i bookcase · overlooks backyard
4 pc ensuite · hardwood floor · walk-in closet(s)
b/i shelves · large window · walk-out
b/i closet · access to garage · ceramic floor
porcelain floor · closet
laundry sink · b/i closet · tile floor
5 pc ensuite · walk-in closet(s) · his and hers closets
4 pc ensuite · large window · closet
4 pc ensuite · hardwood floor · walk-in closet(s)
hardwood floor · overlooks backyard
hardwood floor · b/i shelves · pantry
4 pc ensuite · walk-in closet(s) · hardwood floor
wet bar · pot lights
Listed at $3,448,000. Going by how homes in Banbury-Don Mills and the wider GTA have actually closed against their asking prices (about 96%, 21 local closings in 90 days), the likely sale price is near $3.31M, if it sells. A realistic range is $3.10M to $3.73M.
Independent value check: $2.94M. Without looking at the asking price, our model values the home itself about 15% below the ask (homes like it typically land between $2.75M and $3.08M).
Why $2.94M. The typical detached home sold in Banbury-Don Mills over the past year went for about $2.30M (83 sales). What sets this one apart:
- ▲ Raises it stronglyIts tax bill, which follows the city's own assessment, is $17,321 a year; the typical home sold here pays about $11,900.
- ▲ Raises itIt is 3,500 to 5,000 sq ft; the typical home sold here is 2,500 to 3,000.
- ▲ Raises it slightly4+1 bedrooms and 6 baths, against 4+1 and 4 typically.
Total price vs nearby homes. Likely closing about $3.31M, from 21 recent closings in this pocket.
The market behind the math:
About 2.9 months of inventory: 20 detached homes for sale in the area against 21 closings in the last 90 days. Under two months favours sellers, over four favours buyers.
Price per square foot: this home lists at $811/sqft against an area asking average of $1,032/sqft.
- Walk-out basement apartment features. A finished 1 bed walk-out basement apartment with a separate entrance. A self-contained space for extended family, guests or potential income. In Banbury-Don Mills basements rarely rent out (7 of 155 recent detached leases were basement units), so buyers here treat a suite as family or nanny space rather than income. Value it for the living space, not the rent. Second-suite retrofit status is not verified. A buyer intending to rent should confirm requirements with the City of Toronto.
How this estimate is builtthe short version
This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood.
It never sees the asking price. The 21 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $2.74M. Condition and finishes remain an in-person call.
What the listing highlights4 points to weigh
Claims from the listing, worth confirming in person. I can book you a private showing.
- Walk-out basement: natural light and strong in-law or income potential. Income potential
- Upscale kitchen: a genuine value driver, verify the appliances, stone, and finishes in person. Value driver
- Pool: lifestyle appeal, but adds maintenance, insurance, and resale is mixed. Weigh carefully
- Premium lot / gardens: lot size and privacy hold value and cannot be changed, verify frontage, depth, and any easements. Value driver
Schools & getting aroundcatchment and transit
The assigned public school is Don Mills Middle School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.
Read this with carewhy it’s an estimate, not an appraisal
Priced above comparable homes overall, but the price per square foot ($811/sqft) is below the area, so you are paying for extra space rather than a premium.
The listing states size as a wide range, so the size adjustment is approximate and this estimate is a rough read. I can confirm exact square footage to tighten it.
Based on 21 comparable homes that sold in Banbury-Don Mills over the past two years, from 167 closings there.
For sale
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For saleThe closest active listings by size, beds, and price, so you can see what this home is up against.
Per square foot, these ask about $938/sqft; this home lists at $811/sqft. Size is part of the price story, not just the sticker.
The 5 closest of 8 active listings nearby.
See all comparable homesNeighbourhood & location
Banbury-Don Mills, Toronto, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Toronto.
Get the full neighbourhood report (schools, parks, transit & safety) →
The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).
School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.
Also nearby: 7 more schools within 2.5 km
Not the assigned catchment: schools a family here could reach, with EQAO results where published.
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Homes over $1.5M can't be insured, so 20% down or more is required.
Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of September 30, 2026); conventional rates run a little higher.
Mortgage amount $2,758,400 · 4.49% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $15,252
- Property tax
- $1,443
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $16,695
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $72,675
- Toronto municipal land transfer tax
- $77,155
- Estimated closing costs
- $149,830
Plus your down payment of $689,600. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $915,100
- Principal paid down
- $337,026
- Interest paid
- $578,074
- Balance remaining
- $2,421,374
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
About the suite: in Banbury-Don Mills basements rarely rent out (7 of 155 recent detached leases were basement units), so the figure above does not count it as income. Buyers here use a suite as family or nanny space.
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersThe last 21 whole-home leases in Banbury-Don Mills signed at a median of $6,537 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $7,068. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX REALTRON REALTY INC.. MLS®/PropTx.