434 Westmount Avenue, Toronto, ON

Oakwood Village, Toronto · MLS® C13123178

$1,370,000
For Sale
Listed 159 days agoNo offer date statedSitting longer than typical
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3+1Bedrooms
3Bathrooms
1Garage · 4 parking
1100-1500Sq ft

About this home

In short

  • Welcome To This Stunning 3-Bedroom, 3-Bathroom Detached Home Offering A Warm And Inviting Ambiance, This Home Is Nestled In One Of Torontos Most Desirable Neighbourhoods.
  • Offering A Thoughtfully Crafted Layout That Seamlessly Blends Style And Function Plus A Fully Finished Basement With A Separate Entrance And Kitchenette, This...
  • The Bright, Open-Concept Main Floor Features Hardwood Flooring, Pot Lights, And A Contemporary Kitchen Equipped With Stainless Steel Appliances .
  • The Finished Basement Includes A Kitchenette, 3-Piece Bath, And Above-Grade Windows, Perfect For In-Law Accommodation Or Rental Potential.
  • Step Outside To Your Large, West-Facing Deck And Private Garden/Play Area Ideal For Entertaining Or Relaxing.

Welcome To This Stunning 3-Bedroom, 3-Bathroom Detached Home Offering A Warm And Inviting Ambiance, This Home Is Nestled In One Of Torontos Most Desirable Neighbourhoods. Offering A Thoughtfully Crafted Layout That Seamlessly Blends Style And Function Plus A Fully Finished Basement With A Separate Entrance And Kitchenette, This Residence Combines Original Character With Modern Conveniences.The Bright, Open-Concept Main Floor Features Hardwood Flooring, Pot Lights, And A Contemporary Kitchen Equipped With Stainless Steel Appliances . Upstairs, Three Spacious Bedrooms And An Updated Full Bathroom Provide Comfortable Family Living. The Finished Basement Includes A Kitchenette, 3-Piece Bath, And Above-Grade Windows, Perfect For In-Law Accommodation Or Rental Potential. Step Outside To Your Large, West-Facing Deck And Private Garden/Play Area Ideal For Entertaining Or Relaxing. Additional Highlights Include A Built-In Garage, Private Driveway With Parking For Up To Five Vehicles, Low-Maintenance Landscaping, And A Charming Covered Front Porch. Perfectly Situated With Easy Access To The Upcoming Eglinton Crosstown LRT, Allen Road, Local Parks, Schools, And Vibrant Shops And Restaurants Along Dufferin And Rogers Road. Don't Miss This Incredible Opportunity. Please see the attached list of renovations that were completed within the past year. Your Dream Home Is Just A Showing Away. Lets Turn Dreams Into Keys Today!

Key facts

Property type
Detached, 2-Storey
MLS®
C13123178
Bedrooms
3+1 (4 total)
Bathrooms
3
Size
1100-1500 sq ft
Lot
25 × 120 ft
Cross streets
Dufferin St & Rogers Rd
Parking
1 garage · 4 parking (built-in)
Basement
Separate Entrance, Walk-Out
Kitchens
2 (1 + 1)
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Unknown
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$4,735 / 2025
Days on market
159
Listing brokerage
ROYAL LEPAGE URBAN REALTY

Rooms

FoyerMain1.01 × 1.96 m

Hardwood Floor

KitchenLower2.35 × 3.11 m

tile floor · stainless steel appl

KitchenMain5.41 × 2.76 m

hardwood floor · overlooks dining · sliding doors

BedroomLower1.99 × 2.98 m

hardwood floor · above grade window

Living RoomMain4.67 × 3.42 m

hardwood floor · combined w/dining · w/o to balcony

Living RoomLower2.91 × 2.09 m

hardwood floor · above grade window

Bedroom 3Second3.52 × 3.99 m

hardwood floor · large window

Dining RoomMain5.41 × 2.73 m

hardwood floor · combined w/living · open concept

Bedroom 2Second2.74 × 4.45 m

hardwood floor · large closet · window

Primary BedroomSecond3.62 × 4.45 m

hardwood floor · large window

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read

The assigned public school is Fairbank Public School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

Sold price trend

Median sold price for detached homes in Oakwood Village: $1.12M in September 2026, up 9% from a year ago, on 97 closings in 11 months.

Oct 25Sep 26

Line: median sold price, each month averaged with its neighbours and weighted by closings. Bars: closings that month.

Month by month
MonthMedian soldClosings
October 2025$913K10
November 2025$1.07M9
January 2026$1.20M9
February 2026$1.18M6
March 2026$1.35M8
April 2026$1.41M10
May 2026$1.28M9
June 2026$1.13M11
July 2026$1.10M9
August 2026$1.24M8
September 2026$1.12M8

Neighbourhood & location

Oakwood Village, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Dovercourt-Wallace Emerson-Junction
$1.25M
Leaside
$2.15M
Stonegate-Queensway
$2.25M
Banbury-Don Mills
$5.50M
Islington-City Centre West
$1.54M

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Fairbank Public School
59%
Fairbank Public SchoolPublic · Elementary · 0.9 km awayBelow the GTA average · 59% meet the provincial standard
Frank Oke Secondary SchoolEQAO results not published
Also nearby: 12 more schools within 2.5 km
St John Bosco Catholic School · Catholic elementary0.4 km · 65% at standard
Rawlinson Community School · Public elementary0.6 km · 63% at standard
Stella Maris Catholic School · Catholic elementary0.8 km · 76% at standard
St Clare Catholic School · Catholic elementary0.9 km · 72% at standard
Fairbank Memorial Community School · Public elementary1.0 km · 66% at standard
St Thomas Aquinas Catholic School · Catholic elementary1.0 km · 74% at standard
F H Miller Junior Public School · Public elementary1.1 km · 78% at standard
Oakwood Collegiate Institute · Public secondary1.2 km · 66% at standard
J R Wilcox Community School · Public elementary1.2 km · 72% at standard
St Alphonsus Catholic School · Catholic elementary1.2 km · 74% at standard
St Nicholas of Bari Catholic School · Catholic elementary1.3 km · 59% at standard
Humewood Community School · Public elementary1.4 km · 75% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$6,244/mo
$253KIncome needed
5.4×Price ÷ income
$1,441Weekly cost
$47,750Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

94%mortgage
Mortgage $6,244Property tax $395Total carry $6,639

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$6,060per month

Mortgage amount $1,096,000 · 4.49% over 25 years

$274,000Down payment (20.0%)
$1,096,000Loan before insurance
$0CMHC premium
$6,455Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$6,060
Property tax
$395
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$6,455

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$23,875
Toronto municipal land transfer tax
$23,875
Estimated closing costs
$47,750

Plus your down payment of $274,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$7,335/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$721,992Total interest paid
$1,817,992Total of all payments
Principal $1,096,000 Interest $721,992
YearPrincipalInterestBalance
1$24,458$48,262$1,071,542
2$25,569$47,151$1,045,973
3$26,729$45,990$1,019,244
4$27,943$44,777$991,301
5$29,212$43,508$962,089
6$30,538$42,182$931,551
7$31,925$40,795$899,626
8$33,374$39,345$866,252
9$34,890$37,830$831,362
10$36,474$36,246$794,889
11$38,130$34,590$756,759
12$39,861$32,859$716,898
13$41,671$31,049$675,227
14$43,563$29,157$631,664
15$45,541$27,179$586,124
16$47,608$25,111$538,515
17$49,770$22,950$488,745
18$52,030$20,690$436,715
19$54,392$18,327$382,323
20$56,862$15,858$325,461
21$59,444$13,276$266,018
22$62,143$10,577$203,875
23$64,964$7,756$138,911
24$67,914$4,806$70,997
25$70,997$1,722$0

At the end of your 5-year term

Total paid over the term
$363,598
Principal paid down
$133,911
Interest paid
$229,687
Balance remaining
$962,089

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,300/mo
$27,600Gross annual rent
1.3%Cap rate after taxes and upkeep

Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

2.0%
Gross yield
− Property tax $4,735− Insurance $1,400− Vacancy & upkeep $3,036Net operating income $18,429

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of ROYAL LEPAGE URBAN REALTY. MLS®/PropTx.

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