434 Westmount Avenue, Toronto, ON
Oakwood Village, Toronto · MLS® C13123178
About this home
Welcome To This Stunning 3-Bedroom, 3-Bathroom Detached Home Offering A Warm And Inviting Ambiance, This Home Is Nestled In One Of Torontos Most Desirable Neighbourhoods. Offering A Thoughtfully Crafted Layout That Seamlessly Blends Style And Function Plus A Fully Finished Basement With A Separate Entrance And Kitchenette, This Residence Combines Original Character With Modern Conveniences.The Bright, Open-Concept Main Floor Features Hardwood Flooring, Pot Lights, And A Contemporary Kitchen Equipped With Stainless Steel Appliances . Upstairs, Three Spacious Bedrooms And An Updated Full Bathroom Provide Comfortable Family Living. The Finished Basement Includes A Kitchenette, 3-Piece Bath, And Above-Grade Windows, Perfect For In-Law Accommodation Or Rental Potential. Step Outside To Your Large, West-Facing Deck And Private Garden/Play Area Ideal For Entertaining Or Relaxing. Additional Highlights Include A Built-In Garage, Private Driveway With Parking For Up To Five Vehicles, Low-Maintenance Landscaping, And A Charming Covered Front Porch. Perfectly Situated With Easy Access To The Upcoming Eglinton Crosstown LRT, Allen Road, Local Parks, Schools, And Vibrant Shops And Restaurants Along Dufferin And Rogers Road. Don't Miss This Incredible Opportunity. Please see the attached list of renovations that were completed within the past year. Your Dream Home Is Just A Showing Away. Lets Turn Dreams Into Keys Today!
Key facts
- Property type
- Detached, 2-Storey
- MLS®
- C13123178
- Bedrooms
- 4 (3 + 1)
- Bathrooms
- 3
- Size
- 1100-1500
- Lot
- 25 × 120 ft
- Cross streets
- Dufferin St & Rogers Rd
- Parking
- 1 garage · 4 parking (built-in)
- Basement
- Separate Entrance, Walk-Out
- Kitchens
- 2 (1 + 1)
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Brick
- Foundation
- Unknown
- Roof
- Asphalt Shingle
- Sewer
- Sewer
- Property tax
- $4,735 / 2025
- Days on market
- 72
- Listing brokerage
- ROYAL LEPAGE URBAN REALTY
Rooms
Hardwood Floor
tile floor · stainless steel appl
hardwood floor · overlooks dining · sliding doors
hardwood floor · above grade window
hardwood floor · combined w/dining · w/o to balcony
hardwood floor · above grade window
hardwood floor · large window
hardwood floor · combined w/living · open concept
hardwood floor · large closet · window
hardwood floor · large window
Listed at $1,370,000, and my independent estimate is about 28% above what comparable homes suggest.
In Oakwood Village lately, sellers get about 99% of asking; homes sell in ~20 days.
Total price vs nearby homes. Fair value about $1.07M, median of 60 comparables.
- Walk-out basement. Extra light, usable space, and income potential, so the estimate is a conservative floor for it.
How this estimate is builtthe short version
I take the 60 most comparable recent sales nearby and adjust each one to this home for the real differences (size, beds, baths, garage, and standout features), then use the median, which is steadier than leaning on any single sale.
It’s grounded in recent closing prices, not asking prices. Lot, condition, and finishes are my in-person call, and the city (MPAC) assessment points to about $986K, a close match.
What the listing highlights5 points to weigh
Claims from the listing, worth confirming in person. I can book you a private showing.
- Separate entrance / basement suite: rental or in-law income potential, if it is legally registered and retrofit-compliant. Income potential
- Finished basement: added living space, worth checking ceiling height and that the work was permitted. Value driver
- Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled. Value driver
- Premium lot / gardens: lot size and privacy hold value and cannot be changed, verify frontage, depth, and any easements. Value driver
- Open-concept layout: modern, sought-after flow. Lifestyle
Schools & getting aroundcatchment and transit
The assigned public school is Fairbank Public School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.
On location, it is moderately walkable, so some daily errands are within reach and for the rest you will likely drive. Eversfield Road is about a 1-minute walk away.
Based on 60 comparable homes that recently sold nearby.
The closest active listings by size, beds, and price, so you can see what this home is up against.
The 4 closest active listings nearby.
See all comparable homesThis home lists 12% above the area average of $945/sqft.
71 days longer than the Toronto average (1 days).
View comparable listingsPrice per square foot vs the area average.
Neighbourhood & location
Oakwood Village, Toronto, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
Getting around
Somewhat WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from OpenStreetMap contributors.
Some errands on foot, but most trips need a car.
🚉 Nearest transit: Eversfield Road, about 69 m away
Within a 15-minute (1.5 km) walk.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Toronto.
Get the full neighbourhood report (schools, parks, transit & safety) →
The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).
School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 24, 2026); conventional rates run a little higher.
Mortgage amount $1,096,000 · 4.14% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $5,849
- Property tax
- $395
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $6,243
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $23,875
- Toronto municipal land transfer tax
- $23,875
- Estimated closing costs
- $47,750
Plus your down payment of $274,000. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $350,920
- Principal paid down
- $139,576
- Interest paid
- $211,344
- Balance remaining
- $956,424
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of ROYAL LEPAGE URBAN REALTY. MLS®/PropTx.