28 Conway Avenue, Toronto, ON

Oakwood Village, Toronto · MLS® C14080820

$1,495,000
For Sale
Listed 4 days agoNo offer date stated
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3+1Bedrooms
3Bathrooms
1Garage
1100-1500Sq ft

About this home

In short

  • This is the one you have been waiting for.
  • A stunning, renovated, detached 3+1 bed charmer just steps from the shops, cafes and restaurants of St.
  • All the original character is still here, but the old radiators are gone in favour of a gas furnace and central air conditioning, plus a main floor bathroom addition...
  • Inside you will find real hardwood flooring, soaring 10' ceilings and thoughtful updates across nearly 2000 square feet of sun-filled living space.
  • This highly coveted location features an extra deep lot with a private fenced yard, a detached garage off the laneway and zoning for a laneway home with room for...

This is the one you have been waiting for. A stunning, renovated, detached 3+1 bed charmer just steps from the shops, cafes and restaurants of St. Clair West Village. All the original character is still here, but the old radiators are gone in favour of a gas furnace and central air conditioning, plus a main floor bathroom addition - three upgrades that are rare finds on these streets. Inside you will find real hardwood flooring, soaring 10' ceilings and thoughtful updates across nearly 2000 square feet of sun-filled living space. This highly coveted location features an extra deep lot with a private fenced yard, a detached garage off the laneway and zoning for a laneway home with room for 2-car parking and a generous suite above. The lower level has its own separate entrance and is set up as a one-bedroom apartment with a kitchen, bathroom, laundry and living room. Between the lower level and laneway zoning, 28 Conway offers 2 potential streams of additional income, or room for the whole family to grow. With a covered front porch, a 2-level deck off the kitchen and second floor rear bedroom, a stone patio and greenspace front & back, there is a ton of year-round outdoor enjoyment on offer rain or shine. Homes like this, in this neighbourhood, rarely come to market. Move right in with confidence. Pre-list home inspection available.

Key facts

Property type
Detached, 2-Storey
MLS®
C14080820
Bedrooms
3+1 (4 total)
Bathrooms
3 (1 half)
Size
1100-1500 sq ft
Lot
20 × 157 ft
Cross streets
Oakwood
Parking
1 garage (detached)
Driveway
Lane
Basement
Apartment, Finished, Full, Separate Entrance, Walk-Up
Kitchens
2 (1 + 1)
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Block, Brick
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$5,763 / 2026
Days on market
4
Listing brokerage
KELLER WILLIAMS EDGE REALTY

Rooms

Dining RoomBasement2.41 × 1.47 m

combined w/kitchen · vinyl floor

RecreationBasement5.66 × 2.32 m

open concept · vinyl floor

Bedroom 2Second3.44 × 3.04 m

double closet · hardwood floor · w/o to sundeck

Primary BedroomSecond4.92 × 3.93 m

closet organizers · hardwood floor · bay window

BathroomGround1.43 × 0.92 m

2 Pc Bath

BedroomSecond3.74 × 3.16 m

double closet · hardwood floor

Dining RoomGround4.93 × 4.74 m

hardwood floor · open concept · combined w/living

Utility RoomBasement2.30 × 1.38 m
Bedroom 4Basement4.00 × 2.29 m

large closet · vinyl floor

KitchenBasement3.35 × 1.62 m

combined w/dining · vinyl floor

BathroomBasement1.85 × 1.73 m

4 Pc Bath

KitchenGround3.82 × 3.47 m

granite counters · stainless steel appl · w/o to deck

Living RoomGround2.66 × 2.65 m

hardwood floor · open concept · combined w/dining

BathroomSecond2.34 × 1.66 m

4 Pc Bath

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read

The assigned public school is Oakwood Collegiate Institute. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

Neighbourhood & location

Oakwood Village, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Dovercourt-Wallace Emerson-Junction
$1.25M
Leaside
$2.15M
Stonegate-Queensway
$2.25M
St. Andrew-Windfields
$4.10M
Banbury-Don Mills
$5.50M

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Rawlinson Community School
63%
Rawlinson Community SchoolPublic · Elementary · 0.2 km awayBelow the GTA average · 63% meet the provincial standard
Also nearby: 12 more schools within 2.5 km
St Alphonsus Catholic School · Catholic elementary0.6 km · 74% at standard
Stella Maris Catholic School · Catholic elementary0.6 km · 76% at standard
McMurrich Junior Public School · Public elementary0.8 km · 81% at standard
Winona Drive Senior Public School · Public elementary0.9 km
Humewood Community School · Public elementary1.0 km · 75% at standard
Regal Road Junior Public School · Public elementary1.0 km · 73% at standard
D'Arcy McGee Catholic School · Catholic elementary1.1 km · 48% at standard
St Mary of the Angels Catholic School · Catholic elementary1.1 km · 76% at standard
St John Bosco Catholic School · Catholic elementary1.2 km · 65% at standard
St Bruno/St. Raymond Catholic School · Catholic elementary1.4 km · 56% at standard
J R Wilcox Community School · Public elementary1.4 km · 72% at standard
Fairbank Public School · Public elementary1.6 km · 59% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$6,814/mo
$277KIncome needed
5.4×Price ÷ income
$1,572Weekly cost
$52,750Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

93%mortgage
Mortgage $6,814Property tax $480Total carry $7,294

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$6,613per month

Mortgage amount $1,196,000 · 4.49% over 25 years

$299,000Down payment (20.0%)
$1,196,000Loan before insurance
$0CMHC premium
$7,093Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$6,613
Property tax
$480
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$7,093

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$26,375
Toronto municipal land transfer tax
$26,375
Estimated closing costs
$52,750

Plus your down payment of $299,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$8,004/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$787,867Total interest paid
$1,983,867Total of all payments
Principal $1,196,000 Interest $787,867
YearPrincipalInterestBalance
1$26,690$52,665$1,169,310
2$27,901$51,453$1,141,409
3$29,168$50,186$1,112,241
4$30,493$48,862$1,081,748
5$31,877$47,478$1,049,871
6$33,324$46,030$1,016,546
7$34,838$44,517$981,709
8$36,419$42,935$945,290
9$38,073$41,282$907,217
10$39,802$39,553$867,415
11$41,609$37,746$825,806
12$43,498$35,857$782,309
13$45,473$33,882$736,836
14$47,538$31,817$689,298
15$49,696$29,659$639,602
16$51,952$27,402$587,650
17$54,311$25,044$533,339
18$56,777$22,578$476,562
19$59,355$20,000$417,207
20$62,050$17,305$355,157
21$64,867$14,487$290,289
22$67,813$11,542$222,477
23$70,891$8,463$151,585
24$74,110$5,244$77,475
25$77,475$1,880$0

At the end of your 5-year term

Total paid over the term
$396,773
Principal paid down
$146,129
Interest paid
$250,644
Balance remaining
$1,049,871

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,300/mo
$27,600Gross annual rent
1.2%Cap rate after taxes and upkeep

Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

1.8%
Gross yield
− Property tax $5,763− Insurance $1,400− Vacancy & upkeep $3,036Net operating income $17,401

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of KELLER WILLIAMS EDGE REALTY. MLS®/PropTx.

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