31 Whitehorn Crescent, Toronto, ON

Don Valley Village, Toronto · MLS® C13158134

$1,498,000
For Sale
Listed 113 days agoNo offer date stated
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5+1Bedrooms
3Bathrooms
2Garage · 6 parking
2500-3000Sq ft

About this home

In short

  • Bright and Spacious 5-Bedrooms Detached House sitting on 50ft x120 ft Lot.
  • It features a Double Garage and a long driveway that accommodates an additional Foru(4) cars.
  • The current owner has resided here for 32 years.
  • It offers easy access to TTC, Highway 404, Seneca College, and a Plaza that includes a Supermarket, Restaurants, and Banks.
  • New Roof Shingle with Contractor Warranty.

Bright and Spacious 5-Bedrooms Detached House sitting on 50ft x120 ft Lot. Located in the Highly Coveted Seneca Hill Community. It features a Double Garage and a long driveway that accommodates an additional Foru(4) cars. The current owner has resided here for 32 years. The sunlit Dining Room and Family Room provide a warm and inviting space for entertaining. The upgraded Kitchen, equipped with a south-facing window, enhances the Kitchen and Breakfast area, making it a delightful place to enjoy meals. The property is within walking distance to Schools and a Park. It offers easy access to TTC, Highway 404, Seneca College, and a Plaza that includes a Supermarket, Restaurants, and Banks. Additionally, it is conveniently located within walking distance to TTC along Finch and Don Mills, with schools nearby. This is a wonderful opportunity not to be missed. The oversized basement includes a normally finished area, allowing the buyer to customize it according to their preferences. New Roof Shingle with Contractor Warranty!!

Key facts

Property type
Detached, 2-Storey
MLS®
C13158134
Bedrooms
5+1 (6 total)
Bathrooms
3 (1 half)
Size
2500-3000 sq ft
Lot
50 × 120 ft
Cross streets
Don Mills/Finch
Parking
2 garage · 6 parking (attached)
Driveway
Private
Basement
Finished
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Concrete
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$8,023 / 2025
Days on market
113
Listing brokerage
LANDSTARS 360 REALTY INC.

Rooms

Bedroom 4Second4.10 × 3.89 m

hardwood floor · double closet · large window

BedroomBasement0.00 × 0.00 m

Broadloom

Bedroom 3Second3.54 × 3.26 m

hardwood floor · double closet · large window

RecreationBasement11.00 × 10.50 m

Broadloom

Bedroom 5Second3.91 × 2.80 m

hardwood floor · double closet · closet organizers

Family RoomGround5.50 × 3.70 m

hardwood floor · south view · brick fireplace

Primary BedroomSecond5.50 × 3.87 m

hardwood floor · 4 pc ensuite · walk-in closet(s)

KitchenGround4.27 × 3.44 m

ceramic floor · granite counters · overlooks pool

Bedroom 2Second4.43 × 3.73 m

hardwood floor · double closet · closet organizers

Dining RoomGround4.27 × 3.60 m

hardwood floor · south view · combined w/living

Living RoomGround6.15 × 3.65 m

hardwood floor · large window · combined w/dining

Our TakeTeam Asgarian · Broker
In line
$1.50Mest. value

Listed at $1,498,000 with no offer date, so the ask is the seller’s number, and homes priced this way sell close to it. My read is $1.50M, typically $1.40M to $1.63M. Comparable closings on their own put this home around $1.50M, which agrees with the ask, so this is a firm read.

Second read, from the city assessment: $1.53M. Similar homes sold in line with their assessments, and this one lands close to the comparable-sales figure, which is what a firm read looks like.

List price
$1.40MBelow recent closings$1.63MAbove recent closings

Total price vs nearby homes. Fair value about $1.50M, median of 21 comparables.

The market behind the math:

20sold nearby · 90 days
$1.15Mmedian sold price
96%of asking, on average
−15%prices vs a year ago
~34 dayshomes like this take to sell
113days on market so far
$4,524/moest. rent · 5 leases
3.6%gross yield on the ask
Seller's market
Buyer's marketSeller's market

About 0.8 months of inventory: 5 detached homes for sale in the area against 20 closings in the last 90 days. Under two months favours sellers, over four favours buyers.

This home
Below area avgAbove area avg

Price per square foot: this home lists at $545/sqft against an area asking average of $682/sqft. Size and $/sqft both feed the estimate above.

How this estimate is builtthe short version

I take the 21 most comparable recent sales nearby and adjust each one to this home for the real differences (size, beds, baths, garage, lot frontage, a ravine backing, an inground pool), then use the median, which is steadier than leaning on any single sale.

It’s grounded in recent closing prices, not asking prices. Lot, condition, and finishes are my in-person call, and the city (MPAC) assessment points to about $1.53M, a close match.

What the listing highlights1 point to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Recent major systems: lower near-term capital costs, ask for the ages and any warranties. Value driver
Schools & getting aroundcatchment and transit

Its public catchment (Seneca Hill Public School) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.

Based on 21 comparable homes that sold in Don Valley Village over the past two years, from 112 closings there.

Neighbourhood & location

Don Valley Village, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Wexford-Maryvale
$1.10M
Newtonbrook West
$1.70M
Centennial Scarborough
$1.14M
Clairlea-Birchmount
$833K
Birchcliffe-Cliffside
$1.25M

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Seneca Hill Public School
92%
Seneca Hill Public SchoolPublic · Elementary · 0.3 km awayAmong the top in the GTA · 92% meet the provincial standard
Our Lady of GuadalupeEQAO results not published
Also nearby: 12 more schools within 2.5 km
Hillmount Public School · Public elementary0.7 km · 89% at standard
Ernest Public School · Public elementary0.9 km · 63% at standard
Kingslake Public School · Public elementary1.0 km · 55% at standard
Cherokee Public School · Public elementary1.0 km · 62% at standard
Crestview Public School · Public elementary1.1 km · 69% at standard
North East Secondary Alternative School · Public secondary1.2 km
St Kateri Tekakwitha Catholic School · Catholic elementary1.2 km · 75% at standard
Woodbine Middle School · Public elementary1.2 km · 45% at standard
Divine Mercy Catholic School · Catholic elementary1.3 km · 61% at standard
Pleasant View Middle School · Public elementary1.3 km · 78% at standard
Cresthaven Public School · Public elementary1.3 km · 75% at standard
Chester Le Junior Public School · Public elementary1.5 km · 47% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$6,827/mo
$285KIncome needed
5.3×Price ÷ income
$1,576Weekly cost
$52,870Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

91%mortgage
Mortgage $6,827Property tax $669Total carry $7,496

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.24%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.09% via Ratehub.ca (as of September 11, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$6,461per month

Mortgage amount $1,198,400 · 4.24% over 25 years

$299,600Down payment (20.0%)
$1,198,400Loan before insurance
$0CMHC premium
$7,129Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$6,461
Property tax
$669
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$7,129

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$26,435
Toronto municipal land transfer tax
$26,435
Estimated closing costs
$52,870

Plus your down payment of $299,600. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.24%Qualifying rate
$7,839/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$739,813Total interest paid
$1,938,213Total of all payments
Principal $1,198,400 Interest $739,813
YearPrincipalInterestBalance
1$27,689$49,840$1,170,711
2$28,875$48,653$1,141,836
3$30,113$47,416$1,111,723
4$31,403$46,126$1,080,321
5$32,748$44,780$1,047,572
6$34,152$43,377$1,013,420
7$35,615$41,913$977,805
8$37,141$40,387$940,664
9$38,733$38,796$901,931
10$40,392$37,136$861,539
11$42,123$35,405$819,416
12$43,928$33,600$775,488
13$45,810$31,718$729,678
14$47,773$29,755$681,904
15$49,820$27,708$632,084
16$51,955$25,573$580,129
17$54,181$23,347$525,947
18$56,503$21,025$469,444
19$58,924$18,604$410,520
20$61,449$16,079$349,071
21$64,082$13,446$284,989
22$66,828$10,701$218,161
23$69,691$7,837$148,470
24$72,678$4,851$75,792
25$75,792$1,737$0

At the end of your 5-year term

Total paid over the term
$387,643
Principal paid down
$150,828
Interest paid
$236,815
Balance remaining
$1,047,572

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
From 5 whole-home leases in Don Valley Village$4,524/mo
$54,288Gross annual rent
2.6%Cap rate after taxes and upkeep
$3,981 to $5,336Typical rent range
~36 daysTo find a tenant, on average

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

The last 5 whole-home leases in Don Valley Village signed at a median of $4,252 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $4,524. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.

3.6%
Gross yield
− Property tax $8,023− Insurance $1,400− Vacancy & upkeep $5,972Net operating income $38,893

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of LANDSTARS 360 REALTY INC.. MLS®/PropTx.

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