31 Whitehorn Crescent, Toronto, ON

Don Valley Village, Toronto · MLS® C13158134

$1,498,000
For Sale
Listed 57 days ago
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6Bedrooms
3Bathrooms
2Garage · 6 parking
2500-3000Sq Ft

About this home

Bright and Spacious 5-Bedrooms Detached House sitting on 50ft x120 ft Lot. Located in the Highly Coveted Seneca Hill Community. It features a Double Garage and a long driveway that accommodates an additional Foru(4) cars. The current owner has resided here for 32 years. The sunlit Dining Room and Family Room provide a warm and inviting space for entertaining. The upgraded Kitchen, equipped with a south-facing window, enhances the Kitchen and Breakfast area, making it a delightful place to enjoy meals. The property is within walking distance to Schools and a Park. It offers easy access to TTC, Highway 404, Seneca College, and a Plaza that includes a Supermarket, Restaurants, and Banks. Additionally, it is conveniently located within walking distance to TTC along Finch and Don Mills, with schools nearby. This is a wonderful opportunity not to be missed. The oversized basement includes a normally finished area, allowing the buyer to customize it according to their preferences. New Roof Shingle with Contractor Warranty!!

Key facts

Property type
Detached, 2-Storey
MLS®
C13158134
Bedrooms
6 (5 + 1)
Bathrooms
3 (1 half)
Size
2500-3000
Lot
50 × 120 ft
Cross streets
Don Mills/Finch
Parking
2 garage · 6 parking (attached)
Driveway
Private
Basement
Finished
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Concrete
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$8,023 / 2025
Days on market
57
Listing brokerage
LANDSTARS 360 REALTY INC.

Rooms

Bedroom 4Second4.10 × 3.89 m

hardwood floor · double closet · large window

BedroomBasement0.00 × 0.00 m

Broadloom

Bedroom 3Second3.54 × 3.26 m

hardwood floor · double closet · large window

RecreationBasement11.00 × 10.50 m

Broadloom

Bedroom 5Second3.91 × 2.80 m

hardwood floor · double closet · closet organizers

Family RoomGround5.50 × 3.70 m

hardwood floor · south view · brick fireplace

Primary BedroomSecond5.50 × 3.87 m

hardwood floor · 4 pc ensuite · walk-in closet(s)

KitchenGround4.27 × 3.44 m

ceramic floor · granite counters · overlooks pool

Bedroom 2Second4.43 × 3.73 m

hardwood floor · double closet · closet organizers

Dining RoomGround4.27 × 3.60 m

hardwood floor · south view · combined w/living

Living RoomGround6.15 × 3.65 m

hardwood floor · large window · combined w/dining

Moe’s TakeTeam Asgarian · Broker
Below the wider set
$2.23Mest. value

Listed at $1,498,000, this home is tracking about 33% below a wider set of listings, though close matches were thin, so it is worth confirming with a precise CMA rather than reading it as a clear deal. The number above is my independent estimate of value, not the asking price.

There are only a few closely comparable homes right here, so this is a broad read from wider listings in the area. Ask me for a precise CMA before relying on it.

Based on 7 similar homes nearby, adjusted for size, beds, and baths.Median of 7 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $1.56M, lower than the comparables and worth a second look.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, listed at $1.40M
  • Bedrooms +$30K
  • Bathrooms −$15K
  • Adjusts to $1.41M

That comparable adjusts to $1.41M; the $2.23M estimate above is the median of all 7 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.

Its public catchment (Seneca Hill Public School) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.

On location, this is a very walkable address with everyday errands close by. Finch Ave East at Au Large Blvd - Seneca College is about a 2-minute walk away. Walkable, transit-friendly spots tend to hold value and widen your resale pool.

List price
$1.50MGreat deal$2.54MOverpriced

Total price vs nearby homes. Fair value about $2.23M, median of 7 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Recent major systems: lower near-term capital costs, ask for the ages and any warranties.
  • Value driver
Comparable listingsCurrently listed nearby · asking prices
$1.85Mavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

59 Princemere Crescent$1.74M18 Thatcher Avenue$1.98M26 Dynevor Road$1.45M224 ELLIS Avenue$2.25M

The 4 closest active listings nearby.

See all comparable homes
1.50MThis home1.74M1.98M1.45M2.25MThis home vs active comparables
Live market pulseActive comparables in Don Valley Village · median list $1.50M
$545this home / sqft
9active listings nearby
57days on market

56 days longer than the Toronto average (1 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Don Valley Village, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

81/ 100

Very WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Most daily errands can be done on foot.

🚉 Nearest transit: Finch Ave East at Au Large Blvd - Seneca College, about 141 m away

20+ transit stops5 grocery20+ dining20+ parks3 pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Wexford-Maryvale
$865K
Bedford Park-Nortown
$2.90M
Lawrence Park South
$2.14M
Cliffcrest
$1.51M
Downsview-Roding-CFB
$1.06M

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Seneca Hill Public School
92%
Seneca Hill Public SchoolPublic · Elementary · 0.3 km awayAmong the top in the GTA · 92% meet the provincial standard
Our Lady of GuadalupeEQAO results not published

Affordability & Mortgage

Affordability
$6,827/mo
$285KIncome needed
5.3×Price ÷ income
$1,576Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

91%mortgage
Mortgage $6,827Property tax $669Total carry $7,496

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$6,395per month

Mortgage amount $1,198,400 · 4.14% over 25 years

$299,600Down payment (20.0%)
$1,198,400Loan before insurance
$0CMHC premium
$7,064Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$6,395
Property tax
$669
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$7,064

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$26,435
Toronto municipal land transfer tax
$26,435
Estimated closing costs
$52,870

Plus your down payment of $299,600. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$7,767/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$720,132Total interest paid
$1,918,532Total of all payments
Principal $1,198,400 Interest $720,132
YearPrincipalInterestBalance
1$28,074$48,667$1,170,326
2$29,249$47,493$1,141,077
3$30,472$46,269$1,110,605
4$31,747$44,995$1,078,858
5$33,075$43,667$1,045,783
6$34,458$42,283$1,011,325
7$35,899$40,842$975,426
8$37,401$39,340$938,025
9$38,965$37,776$899,059
10$40,595$36,146$858,464
11$42,293$34,448$816,171
12$44,062$32,679$772,108
13$45,906$30,836$726,203
14$47,826$28,916$678,377
15$49,826$26,915$628,551
16$51,910$24,831$576,641
17$54,082$22,660$522,559
18$56,344$20,398$466,215
19$58,701$18,041$407,515
20$61,156$15,585$346,359
21$63,714$13,027$282,645
22$66,379$10,362$216,266
23$69,156$7,586$147,110
24$72,048$4,693$75,062
25$75,062$1,679$0

At the end of your 5-year term

Total paid over the term
$383,706
Principal paid down
$152,617
Interest paid
$231,090
Balance remaining
$1,045,783

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$5,250/mo
$63,000Gross annual rent
3.1%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

4.2%
Gross yield
− Property tax $8,023− Insurance $1,400− Vacancy & upkeep $6,930Net operating income $46,647

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of LANDSTARS 360 REALTY INC.. MLS®/PropTx.

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