105 Whitehorn Crescent, Toronto, ON

Don Valley Village, Toronto · MLS® C13604844

$1,299,000
For Sale
Listed 49 days agoNo offer date stated
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4+1Bedrooms
4Bathrooms
2Garage · 6 parking
2000-2500Sq ft

About this home

In short

  • Great investment on a Gorgeous House On A Quiet Crescent.
  • Strip Hdwd Flrs, Fireplace, B/I Bookcases, Thermo Windows, Premium Size Landscaped Lot! monthly rent income more than $5000.

Great investment on a Gorgeous House On A Quiet Crescent. Within Walking Distance To Ttc, School, And Seneca College. Strip Hdwd Flrs, Fireplace, B/I Bookcases, Thermo Windows, Premium Size Landscaped Lot! monthly rent income more than $5000.

Key facts

Property type
Detached, 2-Storey
MLS®
C13604844
Bedrooms
4+1 (5 total)
Bathrooms
4 (2 half)
Size
2000-2500 sq ft
Lot
44.19 × 129.09 ft
Cross streets
Don Mills/Finch
Parking
2 garage · 6 parking (attached)
Driveway
Private
Basement
Finished
Heating
Forced Air
A/C
Central Air
Exterior
Brick, Aluminum Siding
Foundation
Other
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$7,995 / 2026
Days on market
49
Listing brokerage
HOMELIFE LANDMARK REALTY INC.

Rooms

RecreationBasement9.93 × 3.44 m

b/i bookcase · pot lights · window

Dining RoomGround4.14 × 3.44 m

hardwood floor · combined w/living · moulded ceiling

Bedroom 4Second3.96 × 3.65 m

hardwood floor · closet · window

Bedroom 3Second4.14 × 3.65 m

hardwood floor · closet · window

Bedroom 2Second4.26 × 3.04 m

hardwood floor · closet · 4 pc bath

KitchenGround4.14 × 3.65 m

updated · greenhouse window · eat-in kitchen

Living RoomGround5.79 × 3.62 m

hardwood floor · bay window · pot lights

OfficeBasement2.72 × 2.62 m

2 Pc Bath

Primary BedroomSecond5.48 × 3.84 m

4 pc ensuite · walk-in closet(s) · hardwood floor

Family RoomGround5.33 × 3.65 m

w/o to patio · brick fireplace · b/i bookcase

Our TakeTeam Asgarian · Broker
In line
$1.32Mest. value

Listed at $1,299,000 with no offer date, so the ask is the seller’s number, and homes priced this way sell close to it. My read is $1.32M, typically $1.21M to $1.42M. Comparable closings on their own put this home around $1.36M, which agrees with the ask, so this is a firm read.

Second read, from the city assessment: $1.45M. Similar homes sold in line with their assessments, and this one lands close to the comparable-sales figure, which is what a firm read looks like.

List price
$1.21MBelow recent closings$1.42MAbove recent closings

Total price vs nearby homes. Fair value about $1.32M, median of 54 comparables.

The market behind the math:

20sold nearby · 90 days
$1.15Mmedian sold price
96%of asking, on average
−15%prices vs a year ago
~34 dayshomes like this take to sell
49days on market so far
$4,378/moest. rent · 21 leases
4.0%gross yield on the ask
Seller's market
Buyer's marketSeller's market

About 1.1 months of inventory: 7 detached homes for sale in the area against 20 closings in the last 90 days. Under two months favours sellers, over four favours buyers.

This home
Below area avgAbove area avg

Price per square foot: this home lists at $577/sqft against an area asking average of $703/sqft. Size and $/sqft both feed the estimate above.

How this estimate is builtthe short version

I take the 54 most comparable recent sales nearby and adjust each one to this home for the real differences (size, beds, baths, garage, lot frontage, a ravine backing, an inground pool), then use the median, which is steadier than leaning on any single sale.

It’s grounded in recent closing prices, not asking prices. Lot, condition, and finishes are my in-person call, and the city (MPAC) assessment points to about $1.45M, a close match.

Schools & getting aroundcatchment and transit

Its public catchment (Seneca Hill Public School) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.

Based on 54 comparable homes that sold in Don Valley Village over the past two years, from 112 closings there.

Neighbourhood & location

Don Valley Village, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Wexford-Maryvale
$1.10M
Newtonbrook West
$1.70M
Centennial Scarborough
$1.14M
Clairlea-Birchmount
$833K
Birchcliffe-Cliffside
$1.25M

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Seneca Hill Public School
92%
Seneca Hill Public SchoolPublic · Elementary · 0.3 km awayAmong the top in the GTA · 92% meet the provincial standard
Our Lady of GuadalupeEQAO results not published
Also nearby: 12 more schools within 2.5 km
Hillmount Public School · Public elementary0.8 km · 89% at standard
Ernest Public School · Public elementary0.9 km · 63% at standard
Kingslake Public School · Public elementary0.9 km · 55% at standard
Cherokee Public School · Public elementary1.0 km · 62% at standard
Crestview Public School · Public elementary1.0 km · 69% at standard
North East Secondary Alternative School · Public secondary1.1 km
St Kateri Tekakwitha Catholic School · Catholic elementary1.2 km · 75% at standard
Woodbine Middle School · Public elementary1.2 km · 45% at standard
Divine Mercy Catholic School · Catholic elementary1.2 km · 61% at standard
Pleasant View Middle School · Public elementary1.3 km · 78% at standard
Cresthaven Public School · Public elementary1.3 km · 75% at standard
Chester Le Junior Public School · Public elementary1.5 km · 47% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$5,920/mo
$251KIncome needed
5.2×Price ÷ income
$1,366Weekly cost
$44,910Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

90%mortgage
Mortgage $5,920Property tax $666Total carry $6,587

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.24%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.09% via Ratehub.ca (as of September 11, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$5,602per month

Mortgage amount $1,039,200 · 4.24% over 25 years

$259,800Down payment (20.0%)
$1,039,200Loan before insurance
$0CMHC premium
$6,269Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$5,602
Property tax
$666
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$6,269

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$22,455
Toronto municipal land transfer tax
$22,455
Estimated closing costs
$44,910

Plus your down payment of $259,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.24%Qualifying rate
$6,798/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$641,533Total interest paid
$1,680,733Total of all payments
Principal $1,039,200 Interest $641,533
YearPrincipalInterestBalance
1$24,011$43,219$1,015,189
2$25,039$42,190$990,150
3$26,112$41,117$964,038
4$27,231$39,998$936,807
5$28,398$38,831$908,409
6$29,615$37,614$878,794
7$30,884$36,345$847,910
8$32,207$35,022$815,703
9$33,587$33,642$782,115
10$35,026$32,203$747,089
11$36,527$30,702$710,562
12$38,092$29,137$672,469
13$39,725$27,505$632,744
14$41,427$25,802$591,318
15$43,202$24,027$548,116
16$45,053$22,176$503,062
17$46,984$20,246$456,079
18$48,997$18,232$407,082
19$51,096$16,133$355,985
20$53,286$13,943$302,699
21$55,569$11,660$247,130
22$57,950$9,279$189,180
23$60,433$6,796$128,746
24$63,023$4,206$65,723
25$65,723$1,506$0

At the end of your 5-year term

Total paid over the term
$336,147
Principal paid down
$130,791
Interest paid
$205,355
Balance remaining
$908,409

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
From 21 whole-home leases in Don Valley Village$4,378/mo
$52,536Gross annual rent
2.9%Cap rate after taxes and upkeep
$3,960 to $4,695Typical rent range
~36 daysTo find a tenant, on average

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

The last 21 whole-home leases in Don Valley Village signed at a median of $3,909 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $4,378. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.

4.0%
Gross yield
− Property tax $7,995− Insurance $1,400− Vacancy & upkeep $5,779Net operating income $37,362

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of HOMELIFE LANDMARK REALTY INC.. MLS®/PropTx.

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