13-423 Avenue Road, Toronto, ON
Yonge-St. Clair, Toronto · MLS® C13270666
About this home
Rare Full-Floor Residence with Spectacular 360 City Views at Yonge, Avenue & St. Clair.An exceptional opportunity to own a full-floor suite in one of Toronto's most established and coveted neighbourhoods. Private direct elevator access opens into approximately 1,823 square feet of beautifully appointed living space, surrounded by breathtaking panoramic views stretching across the city skyline in every direction.Designed for both elegant entertaining and comfortable everyday living, this unique residence features 2 spacious bedrooms, 2.5 bathrooms, and a versatile den/sunroom perfectly suited as a home office, reading lounge, or tranquil retreat. Encased in floor-to-ceiling windows, the sunroom offers a remarkable vantage point from which to enjoy the ever-changing cityscape.Expansive principal rooms are enhanced by rich parquet flooring, custom built-in bookcases, pot lighting, and walls of glass that flood the suite with natural light. The renovated kitchen is both stylish and functional, featuring granite countertops, quality appliances, and generous workspace.The primary suite offers a beautifully appointed 5-piece ensuite and ample closet space. A spacious second bedroom enjoys its own private 3-piece ensuite, providing comfort and privacy for family or guests.With just one suite per floor, residents enjoy an unparalleled level of privacy and exclusivity. Additional features include ensuite laundry, one underground parking space, and an out-of-suite locker.Ideally located steps to Yonge & St. Clair's vibrant collection of shops, restaurants, cafés, parks, transit, and some of the city's most respected schools. A rare offering that combines sophisticated urban living, exceptional privacy, and unmatched convenience.Some photographs have been virtually staged.
Key facts
- Property type
- Condo Apartment, Apartment
- MLS®
- C13270666
- Bedrooms
- 2
- Bathrooms
- 3 (1 half)
- Size
- 1800-1999
- Cross streets
- Use GPS
- Parking
- 1 garage (underground)
- Basement
- None
- Heating
- Heat Pump
- A/C
- Central Air
- Exterior
- Brick, Concrete
- Maintenance
- $3,308/mo
- Exposure
- South West
- Property tax
- $6,069 / 2026
- Days on market
- 47
- Listing brokerage
- SOTHEBY'S INTERNATIONAL REALTY CANADA
Rooms
open concept · parquet · b/i bookcase
renovated · granite counters · east view
combined w/living · parquet · pot lights
double closet · parquet · 4 pc ensuite
double closet · parquet · 2 pc bath
double closet · parquet · 3 pc ensuite
Listed at $1,195,000, and my independent estimate is about 30% below comparable homes, worth a close look.
In Yonge-St. Clair lately, sellers get about 96% of asking; homes sell in ~36 days.
Total price vs nearby homes. Fair value about $1.70M, median of 5 comparables.
How this estimate is builtthe short version
I take the 5 most comparable recent listings nearby and adjust each one to this home for the real differences (size, beds, baths, garage, and standout features), then use the median, which is steadier than leaning on any single listing.
It’s grounded in comparable active listings. Lot, condition, and finishes are my in-person call, and the city (MPAC) assessment points to about $1.42M, a bit lower.
What the listing highlights2 points to weigh
Claims from the listing, worth confirming in person. I can book you a private showing.
- Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled. Value driver
- Elevator: rare and valuable for accessibility and resale. Lifestyle
Schools & getting aroundcatchment and transit
Its public catchment (Brown Junior Public School) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.
Based on 5 comparable homes nearby.
The closest active listings by size, beds, and price, so you can see what this home is up against.
The 3 closest active listings nearby.
See all comparable homesThis home lists 36% below the area average of $980/sqft.
46 days longer than the Toronto average (1 days).
View comparable listingsPrice per square foot vs the area average.
Neighbourhood & location
Yonge-St. Clair, Toronto, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Toronto.
Get the full neighbourhood report (schools, parks, transit & safety) →
The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).
School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 23, 2026); conventional rates run a little higher.
Mortgage amount $956,000 · 4.14% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $5,102
- Property tax
- $506
- Condo / maintenance fees
- $3,308
- Heating
- $0
- Estimated monthly cost
- $8,915
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $20,375
- Toronto municipal land transfer tax
- $20,375
- Estimated closing costs
- $40,750
Plus your down payment of $239,000. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $306,094
- Principal paid down
- $121,747
- Interest paid
- $184,347
- Balance remaining
- $834,253
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of SOTHEBY'S INTERNATIONAL REALTY CANADA. MLS®/PropTx.