13-423 Avenue Road, Toronto, ON

Yonge-St. Clair, Toronto · MLS® C13270666

$1,095,000
For Sale
Listed 136 days agoNo offer date stated
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2Bedrooms
3Bathrooms
1Garage
1800-1999Sq ft

About this home

In short

  • Best, Best Value in Avenue/St.
  • Rare Full-Floor Residence with Spectacular 360 City Views at Yonge, Avenue & St.
  • Private direct elevator access opens into approximately 1,823 square feet of beautifully appointed living space, surrounded by breathtaking panoramic views stretching...
  • Designed for both elegant entertaining and comfortable everyday living, this unique residence features 2 spacious bedrooms, 2.5 bathrooms, and a versatile den/sunroom...
  • The renovated kitchen is both stylish and functional, featuring granite countertops, quality appliances, and generous workspace.

Best, Best Value in Avenue/St. Clair Area! Easy Access to Yonge/St. Clair and Forest Hill Village!! Rare Full-Floor Residence with Spectacular 360 City Views at Yonge, Avenue & St. Clair.An exceptional opportunity to own a full-floor suite in one of Toronto's most established and coveted neighbourhoods. Private direct elevator access opens into approximately 1,823 square feet of beautifully appointed living space, surrounded by breathtaking panoramic views stretching across the city skyline in every direction.Designed for both elegant entertaining and comfortable everyday living, this unique residence features 2 spacious bedrooms, 2.5 bathrooms, and a versatile den/sunroom perfectly suited as a home office, reading lounge, or tranquil retreat. Encased in floor-to-ceiling windows, the sunroom offers a remarkable vantage point from which to enjoy the ever-changing cityscape.Expansive principal rooms are enhanced by rich parquet flooring, custom built-in bookcases, pot lighting, and walls of glass that flood the suite with natural light. The renovated kitchen is both stylish and functional, featuring granite countertops, quality appliances, and generous workspace.The primary suite offers a beautifully appointed 5-piece ensuite and ample closet space. A spacious second bedroom enjoys its own private 3-piece ensuite, providing comfort and privacy for family or guests.With just one suite per floor, residents enjoy an unparalleled level of privacy and exclusivity. Additional features include ensuite laundry, one underground parking space, and an out-of-suite locker.Ideally located steps to Yonge & St. Clair's vibrant collection of shops, restaurants, cafés, parks, transit, and some of the city's most respected schools. A rare offering that combines sophisticated urban living, exceptional privacy, and unmatched convenience.Some photographs have been virtually staged.

Key facts

Property type
Condo Apartment, Apartment
MLS®
C13270666
Bedrooms
2
Bathrooms
3 (1 half)
Size
1800-1999 sq ft
Cross streets
Use GPS
Parking
1 garage (underground)
Basement
None
Heating
Heat Pump
A/C
Central Air
Exterior
Brick, Concrete
Maintenance
$3,423/mo
Exposure
South West
Property tax
$6,069 / 2026
Days on market
136
Listing brokerage
SOTHEBY'S INTERNATIONAL REALTY CANADA

Rooms

Living RoomFlat8.23 × 4.88 m

open concept · parquet · b/i bookcase

KitchenFlat3.45 × 3.96 m

renovated · granite counters · east view

Dining RoomFlat3.66 × 3.05 m

combined w/living · parquet · pot lights

Primary BedroomFlat5.28 × 4.01 m

double closet · parquet · 4 pc ensuite

FoyerFlat2.49 × 1.88 m

double closet · parquet · 2 pc bath

Bedroom 2Flat4.04 × 3.05 m

double closet · parquet · 3 pc ensuite

Our TakeTeam Asgarian · Broker
A small discount is typical
$1.07Mlikely sale price

Listed at $1,095,000. Going by how homes in Yonge-St. Clair and the wider GTA have actually closed against their asking prices (about 98%, 24 local closings in 90 days), the likely sale price is near $1.07M, if it sells. A realistic range is $1.01M to $1.16M.

Independent value check: no figure for this home. Going only by the sales record, our model lands more than 25% above the ask. At that distance an automated figure has rarely been close to the eventual sale price, so we are not printing one. The usual reason is something the record cannot show: the home's condition, or an asking price set as a starting point for offers.

List price
$1.01MBelow recent closings$1.16MAbove recent closings

Total price vs nearby homes. Likely closing about $1.07M, from 24 recent closings in this pocket.

The market behind the math:

24sold nearby · 90 days
$938Kmedian sold price
96%of asking, on average
−12%prices vs a year ago
~40 dayshomes like this take to sell
136days on market so far
$5,101/moest. rent · 12 leases
5.6%gross yield on the ask
Balanced market
Buyer's marketSeller's market

About 3.4 months of inventory: 27 condo apartment homes for sale in the area against 24 closings in the last 90 days. Under two months favours sellers, over four favours buyers.

This home
Below area avgAbove area avg

Price per square foot: this home lists at $576/sqft against an area asking average of $902/sqft.

How this estimate is builtthe short version

This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood and this building.

It never sees the asking price. The 24 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $1.49M. Condition and finishes remain an in-person call.

What the listing highlights2 points to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled. Value driver
  • Elevator: rare and valuable for accessibility and resale. Lifestyle
Schools & getting aroundcatchment and transit

Its public catchment (Brown Junior Public School) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.

Read this with carewhy it’s an estimate, not an appraisal

There were not many closely comparable homes right in Yonge-St. Clair, so I widened the search to the surrounding area.

Based on 24 comparable homes that sold in Yonge-St. Clair over the past two years, from 177 closings there.

What sellers nearby are askingCurrently listed nearby in Yonge-St. Clair · asking prices
$1.38Mavg asking

Nothing closely matching this home is listed nearby right now, so these are the nearest condo apartment listings on the market. Homes like this one have recently closed around $1.57M, which is where my estimate comes from.

Per square foot, these ask about $914/sqft; this home lists at $576/sqft. Size is part of the price story, not just the sticker.

The 4 closest active listings nearby.

See all comparable homes
1.09MThis home1.25M1.28M1.40M1.60MThis home vs active comparables

Sold price trend

Median sold price for condos in Yonge-St. Clair: $1.78M in September 2026, down 5% from a year ago, on 76 closings in 10 months.

Oct 25Sep 26

Line: median sold price, each month averaged with its neighbours and weighted by closings. Bars: closings that month.

Month by month
MonthMedian soldClosings
October 2025$1.13M13
November 2025$1.10M5
December 2025$747K5
January 2026$930K5
February 2026$825K5
March 2026$1.00M7
April 2026$1.23M7
May 2026$693K9
July 2026$810K14
September 2026$1.78M6

Neighbourhood & location

Yonge-St. Clair, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

North St. James Town
$765K
Kensington-Chinatown
$585K
Dovercourt-Wallace Emerson-Junction
$640K
Church-Yonge Corridor
$876K
Moss Park
$549K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Brown Junior Public School
86%
Brown Junior Public SchoolPublic · Elementary · 0.2 km awayHigher-rated than most nearby · 86% meet the provincial standard
Also nearby: 12 more schools within 2.5 km
Cottingham Junior Public School · Public elementary0.4 km · 100% at standard
Holy Rosary Catholic School · Catholic elementary1.2 km · 89% at standard
Jesse Ketchum Junior and Senior Public School · Public elementary1.3 km · 87% at standard
Hillcrest Community School · Public elementary1.4 km · 85% at standard
Huron Street Junior Public School · Public elementary1.4 km · 74% at standard
Rosedale Junior Public School · Public elementary1.6 km · 94% at standard
Whitney Junior Public School · Public elementary1.8 km · 94% at standard
Forest Hill Junior and Senior Public School · Public elementary1.8 km · 82% at standard
Davisville Junior Public School · Public elementary1.8 km · 86% at standard
Spectrum Alternative Senior School · Public elementary1.8 km
Palmerston Avenue Junior Public School · Public elementary2.0 km · 80% at standard
Msgr Fraser Orientation Centre · Catholic secondary2.1 km

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$4,991/mo
$274KIncome needed
4.0×Price ÷ income
$1,152Weekly cost
$36,750Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

56%mortgage
Mortgage $4,991Property tax $506Condo fee $3,423Total carry $8,919

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$4,844per month

Mortgage amount $876,000 · 4.49% over 25 years

$219,000Down payment (20.0%)
$876,000Loan before insurance
$0CMHC premium
$8,772Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$4,844
Property tax
$506
Condo / maintenance fees
$3,423
Heating
$0
Estimated monthly cost
$8,772

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$18,375
Toronto municipal land transfer tax
$18,375
Estimated closing costs
$36,750

Plus your down payment of $219,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$5,862/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$577,066Total interest paid
$1,453,066Total of all payments
Principal $876,000 Interest $577,066
YearPrincipalInterestBalance
1$19,549$38,574$856,451
2$20,436$37,686$836,015
3$21,364$36,759$814,651
4$22,334$35,789$792,317
5$23,348$34,775$768,969
6$24,408$33,714$744,561
7$25,516$32,606$719,044
8$26,675$31,448$692,369
9$27,886$30,236$664,483
10$29,152$28,970$635,331
11$30,476$27,647$604,855
12$31,860$26,263$572,995
13$33,306$24,816$539,689
14$34,818$23,304$504,871
15$36,399$21,723$468,471
16$38,052$20,071$430,419
17$39,780$18,343$390,639
18$41,586$16,537$349,053
19$43,474$14,649$305,579
20$45,448$12,675$260,131
21$47,511$10,611$212,620
22$49,669$8,454$162,951
23$51,924$6,199$111,027
24$54,281$3,841$56,746
25$56,746$1,377$0

At the end of your 5-year term

Total paid over the term
$290,613
Principal paid down
$107,031
Interest paid
$183,582
Balance remaining
$768,969

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
From 12 whole-home leases in Yonge-St. Clair$5,101/mo
$61,212Gross annual rent
0.6%Cap rate after taxes and upkeep
$4,741 to $5,472Typical rent range
~17 daysTo find a tenant, on average

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

The last 12 whole-home leases in Yonge-St. Clair signed at a median of $4,509 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $5,101. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.

5.6%
Gross yield
− Property tax $6,069− Condo fees $41,076− Insurance $600− Vacancy & upkeep $6,733Net operating income $6,733

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of SOTHEBY'S INTERNATIONAL REALTY CANADA. MLS®/PropTx.

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