4 Ridgewood Road, Toronto, ON

Forest Hill South, Toronto · MLS® C13457308

$5,395,000
For Sale
Listed 124 days agoNo offer date statedSitting longer than typical
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6Bedrooms
5Bathrooms
2Garage · 6 parking
3500-5000Sq ft

About this home

In short

  • This stately refined family home sits on a quiet cul-de-sac.
  • The large family room overlooks the private professionally landscaped backyard oasis.
  • The Downsview Kitchen is equipped with top of the line appliances and overlooks a large eating area with skylight and a walk-out to a stone patio, which leads to a...
  • The primary suite offers wall-to-wall built-in closets, a spacious dressing room with vaulted ceiling, a marble make up table, custom built-in closets, skylights, and...
  • The third floor has two large bedrooms and share a renovated 3 piece bathroom.

This stately refined family home sits on a quiet cul-de-sac. The property features a rebuilt front exterior with heated interlock circular driveway, garage and custom stonework. When you enter the front foyer and hallway you get a sense of the grandness of the living room & dining room. The large family room overlooks the private professionally landscaped backyard oasis. The Downsview Kitchen is equipped with top of the line appliances and overlooks a large eating area with skylight and a walk-out to a stone patio, which leads to a stunning custom Bona Vista salt water inground pool with a hot tub and a retractable enclosure over the pool for 4 season swims. There is also a cedar lined cabana and a charming seating area with a gas fireplace. The second floor has a rare 4 bedroom layout. The primary suite offers wall-to-wall built-in closets, a spacious dressing room with vaulted ceiling, a marble make up table, custom built-in closets, skylights, and a spa like four-piece ensuite. The other three bedrooms are spacious and share a marble bathroom. The third floor has two large bedrooms and share a renovated 3 piece bathroom. There is an abundance of rooms for storage in the lower level which also includes a recreation room, laundry room, and 2 piece bathroom. This home is the perfect setting for a growing family who value space and the serenity for outdoor play on a quiet child friendly Cul de Sac.

Key facts

Property type
Detached, 3-Storey
MLS®
C13457308
Bedrooms
6
Bathrooms
5 (2 half)
Size
3500-5000 sq ft
Lot
62 × 111.25 ft
Cross streets
Bathurst & Burton
Parking
2 garage · 6 parking (attached)
Driveway
Circular Drive
Basement
Finished
Heating
Forced Air
A/C
Central Air, Other
Exterior
Brick
Foundation
Concrete
Roof
Asphalt Shingle
Sewer
Sewer
Pool
Inground
Property tax
$27,109 / 2026
Days on market
124
Listing brokerage
FOREST HILL REAL ESTATE INC.

Rooms

Family RoomMain5.25 × 4.81 m

hardwood floor · fireplace · moulded ceiling

Furnace RoomLower4.72 × 4.23 m
Bedroom 2Second4.56 × 4.21 m

broadloom · pot lights · 4 pc bath

OtherLower4.48 × 4.73 m

B/I Shelves

Bedroom 3Second4.71 × 3.66 m

broadloom · closet

KitchenMain6.63 × 4.31 m

renovated · breakfast bar · pot lights

LaundryLower2.41 × 3.49 m

laundry sink · cedar closet(s)

Bedroom 4Third3.91 × 3.25 m

broadloom · double closet

Living RoomMain6.26 × 4.72 m

hardwood floor · fireplace · french doors

RecreationLower4.72 × 6.35 m

fireplace · broadloom · b/i shelves

Primary BedroomSecond5.42 × 4.72 m

4 pc ensuite · skylight · w/w closet

Dining RoomMain5.63 × 4.48 m

porcelain floor · w/o to patio · french doors

BreakfastMain4.31 × 3.76 m

tile floor · skylight · w/o to patio

FoyerMain1.99 × 1.90 m

porcelain floor · 2 pc bath · mirrored walls

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read
What sellers nearby are askingCurrently listed nearby in Forest Hill South · asking prices
$5.91Mavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

Per square foot, these ask about $1,345/sqft; this home lists at $1,269/sqft. Size is part of the price story, not just the sticker.

The 5 closest of 8 active listings nearby.

See all comparable homes
5.39MThis home5.00M6.50M5.00M6.69M6.38MThis home vs active comparables

Neighbourhood & location

Forest Hill South, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Leaside
$2.48M
Banbury-Don Mills
$5.50M
Woodbine-Lumsden
$949K
Willowdale East
$2.29M
Stonegate-Queensway
$2.25M

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Holy Rosary
89%
Holy RosaryCatholic · Elementary · 0.9 km awayHigher-rated than most nearby · 89% meet the provincial standard
Forest Hill Junior and Senior Public SchoolEQAO results not published
Forest Hill Collegiate InstituteEQAO results not published
Also nearby: 12 more schools within 2.5 km
Forest Hill Junior and Senior Public School · Public elementary0.6 km · 82% at standard
Humewood Community School · Public elementary0.9 km · 75% at standard
Cedarvale Community School · Public elementary1.0 km · 85% at standard
Forest Hill Collegiate Institute · Public secondary1.3 km · 76% at standard
St Alphonsus Catholic School · Catholic elementary1.4 km · 74% at standard
J R Wilcox Community School · Public elementary1.4 km · 72% at standard
Oriole Park Junior Public School · Public elementary1.4 km · 100% at standard
Hillcrest Community School · Public elementary1.5 km · 85% at standard
North Preparatory Junior Public School · Public elementary1.5 km · 71% at standard
West Preparatory Junior Public School · Public elementary1.6 km · 77% at standard
Brown Junior Public School · Public elementary1.7 km · 86% at standard
McMurrich Junior Public School · Public elementary1.8 km · 81% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$24,589/mo
$1011KIncome needed
5.3×Price ÷ income
$5,674Weekly cost
$284,550Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

92%mortgage
Mortgage $24,589Property tax $2,259Total carry $26,848

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$23,864per month

Mortgage amount $4,316,000 · 4.49% over 25 years

$1,079,000Down payment (20.0%)
$4,316,000Loan before insurance
$0CMHC premium
$26,123Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$23,864
Property tax
$2,259
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$26,123

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$121,350
Toronto municipal land transfer tax
$163,200
Estimated closing costs
$284,550

Plus your down payment of $1,079,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$28,883/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$2,843,171Total interest paid
$7,159,171Total of all payments
Principal $4,316,000 Interest $2,843,171
YearPrincipalInterestBalance
1$96,315$190,052$4,219,685
2$100,688$185,679$4,118,997
3$105,259$181,107$4,013,738
4$110,039$176,328$3,903,699
5$115,035$171,332$3,788,664
6$120,258$166,109$3,668,407
7$125,718$160,649$3,542,689
8$131,426$154,941$3,411,262
9$137,393$148,973$3,273,869
10$143,632$142,735$3,130,237
11$150,153$136,214$2,980,084
12$156,971$129,396$2,823,113
13$164,098$122,269$2,659,016
14$171,548$114,818$2,487,467
15$179,337$107,029$2,308,130
16$187,480$98,887$2,120,650
17$195,992$90,374$1,924,657
18$204,891$81,476$1,719,766
19$214,194$72,173$1,505,572
20$223,919$62,447$1,281,652
21$234,086$52,281$1,047,566
22$244,715$41,652$802,851
23$255,826$30,541$547,025
24$267,441$18,926$279,584
25$279,584$6,783$0

At the end of your 5-year term

Total paid over the term
$1,431,834
Principal paid down
$527,336
Interest paid
$904,499
Balance remaining
$3,788,664

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$7,350/mo
$88,200Gross annual rent
0.9%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

1.6%
Gross yield
− Property tax $27,109− Insurance $1,400− Vacancy & upkeep $9,702Net operating income $49,989

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of FOREST HILL REAL ESTATE INC.. MLS®/PropTx.

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