4 Ridgewood Road, Toronto, ON

Forest Hill South, Toronto · MLS® C13457308

$5,395,000
For Sale
Listed 30 days ago
Request a showing
◎ Directions
6Bedrooms
5Bathrooms
2Garage · 6 parking
3500-5000Sq Ft

About this home

This Stately refined family home sits on a quiet cul-de-sac. The property features a rebuilt front exterior with heated interlock circular driveway, garage and custom stonework. When you enter the front foyer and hallway you get a sense of the grandness of the living room & dining room. The large family room overlooks the private professionally landscaped backyard oasis. The Downsview Kitchen is equipped with top of the line appliances and overlooks a large eating area with skylight and a walk-out to a stone patio, which leads to a stunning custom Bona Vista salt water inground pool with a hot tub and a retractable enclosure over the pool for 4 season swims. There is also a cedar lined cabana and a charming seating area with a gas fireplace. The second floor has a rare 4 bedroom layout. The primary suite offers wall-to-wall built-in closets, a spacious dressing room with vaulted ceiling, a marble make up table, custom built-in closets, skylights, and a spa like four-piece ensuite. The other three bedrooms are spacious and share a marble bathroom. The third floor has two large bedrooms and share a renovated 3 piece bathroom. There is an abundance of rooms for storage in the lower level which also includes a recreation room, laundry room, and 2 piece bathroom. This home is the perfect setting for a growing family who value space and the serenity for outdoor play on a quiet child friendly Cul de Sac.

Key facts

Property type
Detached, 3-Storey
MLS®
C13457308
Bedrooms
6
Bathrooms
5 (2 half)
Size
3500-5000
Lot
62 × 111.25 ft
Cross streets
Bathurst & Burton
Parking
2 garage · 6 parking (attached)
Driveway
Circular Drive
Basement
Finished
Heating
Forced Air
A/C
Central Air, Other
Exterior
Brick
Foundation
Concrete
Roof
Asphalt Shingle
Sewer
Sewer
Pool
Inground
Property tax
$26,642 / 2025
Days on market
30
Listing brokerage
FOREST HILL REAL ESTATE INC.

Rooms

Family RoomMain5.25 × 4.81 m

hardwood floor · fireplace · moulded ceiling

KitchenMain6.63 × 4.31 m

renovated · breakfast bar · pot lights

Living RoomMain6.26 × 4.72 m

hardwood floor · fireplace · french doors

Primary BedroomSecond5.42 × 4.72 m

4 pc ensuite · skylight · w/w closet

Dining RoomMain5.63 × 4.48 m

porcelain floor · w/o to patio · french doors

BreakfastMain4.31 × 3.76 m

tile floor · skylight · w/o to patio

FoyerMain1.99 × 1.90 m

porcelain floor · 2 pc bath · mirrored walls

Moe’s TakeTeam Asgarian · Broker
Below comparables
$7.41Mest. value

Listed at $5,395,000, this home is about 27% below comparable homes, worth a close look. The number above is my independent estimate of value, not the asking price.

Based on 7 similar homes nearby, adjusted for size, beds, and baths.Median of 7 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $6.51M, a bit lower. The comparable range is wide here, so treat this as a rough read until I run a full CMA.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, listed at $6.70M
  • Bedrooms +$30K
  • Adjusts to $6.72M

That comparable adjusts to $6.72M; the $7.41M estimate above is the median of all 7 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.

On location, this is a very walkable address with everyday errands close by. Burton Rd is about a 2-minute walk away. Walkable, transit-friendly spots tend to hold value and widen your resale pool.

List price
$5.39MGreat deal$10.08MOverpriced

Total price vs nearby homes. Fair value about $7.41M, median of 7 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled.
  • Pool: lifestyle appeal, but adds maintenance, insurance, and resale is mixed.
  • Tall ceilings: they transform how a home feels, worth confirming the actual heights room to room.
  • Sold as-is / needs work: budget for renovation, the price should reflect the condition.
  • Value driver
  • Weigh carefully
  • Worth verifying
Comparable listingsCurrently listed nearby in Forest Hill South · asking prices
$9.26Mavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

103 Vesta Drive$5.20M470 Russell Hill Road$6.50M204 Forest Hill Road$11.40M5 Dewbourne Avenue$13.95M

The 4 closest active listings nearby.

See all comparable homes
5.39MThis home5.20M6.50M11.40M13.95MThis home vs active comparables
Live market pulseActive comparables in Forest Hill South · median list $7.38M
$1,269this home / sqft
7active listings nearby
30days on market

This home lists 32% below the area average of $1,860/sqft.

29 days longer than the Toronto average (1 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Forest Hill South, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

70/ 100

Very WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Most daily errands can be done on foot.

🚉 Nearest transit: Burton Rd, about 175 m away

20+ transit stops4 grocery20+ dining20+ parks20+ pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

High Park-Swansea
$4.99M
Lawrence Park South
$2.14M
Bedford Park-Nortown
$2.90M
Downsview-Roding-CFB
$1.06M
Wexford-Maryvale
$865K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Holy Rosary
89%
Holy RosaryCatholic · Elementary · 0.9 km awayHigher-rated than most nearby · 89% meet the provincial standard
Forest Hill Junior and Senior Public SchoolEQAO results not published
Forest Hill Collegiate InstituteEQAO results not published

Affordability & Mortgage

Affordability
$24,589/mo
$1009KIncome needed
5.3×Price ÷ income
$5,674Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

92%mortgage
Mortgage $24,589Property tax $2,220Total carry $26,809

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$23,032per month

Mortgage amount $4,316,000 · 4.14% over 25 years

$1,079,000Down payment (20.0%)
$4,316,000Loan before insurance
$0CMHC premium
$25,252Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$23,032
Property tax
$2,220
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$25,252

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$121,350
Toronto municipal land transfer tax
$163,200
Estimated closing costs
$284,550

Plus your down payment of $1,079,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$27,974/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$2,593,533Total interest paid
$6,909,533Total of all payments
Principal $4,316,000 Interest $2,593,533
YearPrincipalInterestBalance
1$101,109$175,272$4,214,891
2$105,338$171,043$4,109,553
3$109,744$166,637$3,999,808
4$114,335$162,047$3,885,474
5$119,117$157,264$3,766,356
6$124,100$152,282$3,642,257
7$129,291$147,091$3,512,966
8$134,699$141,683$3,378,267
9$140,333$136,048$3,237,934
10$146,203$130,178$3,091,732
11$152,318$124,063$2,939,413
12$158,690$117,692$2,780,724
13$165,327$111,054$2,615,396
14$172,243$104,139$2,443,154
15$179,447$96,934$2,263,706
16$186,953$89,428$2,076,753
17$194,773$81,608$1,881,980
18$202,920$73,461$1,679,059
19$211,408$64,973$1,467,651
20$220,251$56,130$1,247,400
21$229,464$46,917$1,017,936
22$239,062$37,319$778,874
23$249,062$27,320$529,813
24$259,479$16,902$270,333
25$270,333$6,048$0

At the end of your 5-year term

Total paid over the term
$1,381,907
Principal paid down
$549,644
Interest paid
$832,263
Balance remaining
$3,766,356

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$7,350/mo
$88,200Gross annual rent
0.9%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

1.6%
Gross yield
− Property tax $26,642− Insurance $1,400− Vacancy & upkeep $9,702Net operating income $50,456

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of FOREST HILL REAL ESTATE INC.. MLS®/PropTx.

CallRequest a showing