104 Park Road, Toronto, ON

Rosedale-Moore Park, Toronto · MLS® C13479788

$7,750,000
For Sale
Listed 80 days agoNo offer date statedPrice drop likely
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5Bedrooms
5Bathrooms
2Garage · 6 parking
3000-3500Sq ft

About this home

In short

  • Originally a stately classic residence, this exceptional Rosedale home was thoughtfully reimagined in 2021 under the direction of acclaimed interior designers Michelle R.
  • The chef's kitchen is both functional and elegant, featuring a Wolf range, Sub-Zero Pro Series refrigeration, an oversized eat-in area, and a walk-out to an expansive...
  • Outdoors, a private resort-style setting awaits with a saltwater pool equipped with smart heating and lighting-perfect for year-round enjoyment.

Originally a stately classic residence, this exceptional Rosedale home was thoughtfully reimagined in 2021 under the direction of acclaimed interior designers Michelle R. Smith and Hayley Bridget Cavagnolo. The result is a rare and seamless blend of timeless character and contemporary luxury-refined, welcoming, and rich in detail. Set behind lush landscaping, the home offers striking street presence with a quiet confidence that immediately captures attention. Inside, five bedrooms and five beautifully designed bathrooms are complemented by craftsmanship rarely found. Hand-painted flooring throughout the main level adds subtle artistry, while three wood-burning fireplaces-one anchoring the kitchen-bring warmth and charm to everyday living.The chef's kitchen is both functional and elegant, featuring a Wolf range, Sub-Zero Pro Series refrigeration, an oversized eat-in area, and a walk-out to an expansive deck that seamlessly extends the living space outdoors. A butler's pantry adds thoughtful storage and effortless entertaining appeal. Designed for hosting and relaxing alike, the home features a built-in Sonos sound system throughout the interior and backyard. Outdoors, a private resort-style setting awaits with a saltwater pool equipped with smart heating and lighting-perfect for year-round enjoyment.The third-floor retreat offers exceptional flexibility, complete with a family lounge, workspace, guest bedroom, full bath, and private rooftop deck. On the lower level, a sauna provides a spa-like escape, completing this truly one-of-a-kind Rosedale residence.

Key facts

Property type
Detached, 2 1/2 Storey
MLS®
C13479788
Bedrooms
5
Bathrooms
5 (1 half)
Size
3000-3500 sq ft
Lot
51.32 × 116.75 ft
Cross streets
Park Road and Rosedale Road
Parking
2 garage · 6 parking (attached)
Driveway
Private
Basement
Partially Finished, Separate Entrance
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Unknown
Roof
Asphalt Shingle, Flat, Shingles
Sewer
Sewer
Pool
Outdoor, Salt, Inground
Property tax
$17,027 / 2025
Days on market
80
Listing brokerage
SAGE REAL ESTATE LIMITED

Rooms

KitchenMain5.69 × 4.93 m

family size kitchen · pantry · fireplace

Family RoomThird7.91 × 5.82 m

hardwood floor · w/o to terrace · fireplace

Bedroom 3Second4.27 × 3.28 m

hardwood floor · large window · 4 pc ensuite

Bedroom 2Second5.26 × 4.34 m

b/i closet · 4 pc ensuite · hardwood floor

Bedroom 4Second3.25 × 3.23 m

closet · combined w/br · hardwood floor

Primary BedroomSecond5.16 × 4.75 m

hardwood floor · 5 pc ensuite · b/i closet

Bedroom 5Third5.54 × 4.06 m

large window · hardwood floor · 3 pc bath

Dining RoomMain6.53 × 3.86 m

hardwood floor · w/o to deck · french doors

Living RoomMain6.88 × 4.09 m

fireplace · hardwood floor · leaded glass

Our TakeTeam Asgarian · Broker
Worth a closer look
$3.92Mest. value

Listed at $7,750,000. My estimate lands at $3.92M, so the ask sits about 97% above what comparable sales suggest. A gap that wide can point to premium finishes, a bigger lot, or simply an ambitious ask, so it is worth a close look at what justifies it before you offer. Treat the figure as a starting point: tell me you are interested and I will pull the most comparable recent sales and give you a straight answer on what it will really take.

A price cut is the likelier next move. 80 days on the market against about 38 for homes like it here, and asking 97% above where comparable closings put it. That is leverage for a buyer: offer with it in mind rather than waiting for the cut, since a reduction brings new eyes with it.

Second read, from the city assessment: $3.68M. Similar homes sold in line with their assessments, and this one lands close to the comparable-sales figure, which is what a firm read looks like.

List price
$3.46MBelow recent closings$7.75MAbove recent closings

Total price vs nearby homes. Fair value about $3.92M, median of 75 comparables.

The market behind the math:

18sold nearby · 90 days
$3.50Mmedian sold price
96%of asking, on average
−13%prices vs a year ago
~38 dayshomes like this take to sell
80days on market so far
$13,374/moest. rent · 25 leases
2.1%gross yield on the ask
Balanced market
Buyer's marketSeller's market

About 3 months of inventory: 18 detached homes for sale in the area against 18 closings in the last 90 days. Under two months favours sellers, over four favours buyers.

This home
Below area avgAbove area avg

Price per square foot: this home lists at $2,385/sqft against an area asking average of $1,590/sqft. Size and $/sqft both feed the estimate above.

How this estimate is builtthe short version

I take the 75 most comparable recent sales nearby and adjust each one to this home for the real differences (size, beds, baths, garage, lot frontage, a ravine backing, an inground pool), then use the median, which is steadier than leaning on any single sale.

It’s grounded in recent closing prices, not asking prices. Lot, condition, and finishes are my in-person call, and the city (MPAC) assessment points to about $3.68M, a close match.

What the listing highlights2 points to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Upscale kitchen: a genuine value driver, verify the appliances, stone, and finishes in person. Value driver
  • Pool: lifestyle appeal, but adds maintenance, insurance, and resale is mixed. Weigh carefully
Schools & getting aroundcatchment and transit

Its public catchment (Rosedale Junior Public School) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.

Read this with carewhy it’s an estimate, not an appraisal

There were not many closely comparable homes right in Rosedale-Moore Park, so I widened the search to the surrounding area.

Based on 75 comparable homes that sold in Rosedale-Moore Park over the past two years, from 151 closings there.

What sellers nearby are askingCurrently listed nearby in Rosedale-Moore Park · asking prices
$4.98Mavg asking

Nothing closely matching this home is listed nearby right now, so these are the nearest detached listings on the market. Homes like this one have recently closed around $3.92M, which is where my estimate comes from.

Per square foot, these ask about $1,451/sqft; this home lists at $2,385/sqft. Size is part of the price story, not just the sticker.

The 5 closest of 8 active listings nearby.

See all comparable homes
7.75MThis home5.95M5.50M5.79M4.25M3.40MThis home vs active comparables

Neighbourhood & location

Rosedale-Moore Park, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Newtonbrook West
$1.70M
High Park-Swansea
$1.47M
Clairlea-Birchmount
$833K
Birchcliffe-Cliffside
$1.25M
Kingsway South
$3.75M

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Rosedale Junior Public School
94%
Rosedale Junior Public SchoolPublic · Elementary · 0.2 km awayAmong the top in the GTA · 94% meet the provincial standard
Also nearby: 12 more schools within 2.5 km
Msgr Fraser College (Isabella Campus) · Catholic secondary0.8 km
Jesse Ketchum Junior and Senior Public School · Public elementary0.8 km · 87% at standard
Rose Avenue Junior Public School · Public elementary1.0 km · 46% at standard
Cottingham Junior Public School · Public elementary1.2 km · 100% at standard
Jarvis Collegiate Institute · Public secondary1.2 km · 57% at standard
St Martin Catholic School(OL of Lourdes · Catholic elementary1.2 km
Our Lady of Perpetual Help Catholic School · Catholic elementary1.3 km · 88% at standard
Whitney Junior Public School · Public elementary1.3 km · 94% at standard
Rosedale Heights School of the Arts · Public secondary1.4 km · 80% at standard
Native Learning Centre · Public secondary1.4 km
St Joseph's College School · Catholic secondary1.4 km · 76% at standard
Church Street Junior Public School · Public elementary1.4 km · 73% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$35,322/mo
$1382KIncome needed
5.6×Price ÷ income
$8,151Weekly cost
$472,950Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

96%mortgage
Mortgage $35,322Property tax $1,419Total carry $36,741

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.24%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.09% via Ratehub.ca (as of September 11, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$33,425per month

Mortgage amount $6,200,000 · 4.24% over 25 years

$1,550,000Down payment (20.0%)
$6,200,000Loan before insurance
$0CMHC premium
$34,844Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$33,425
Property tax
$1,419
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$34,844

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$180,225
Toronto municipal land transfer tax
$292,725
Estimated closing costs
$472,950

Plus your down payment of $1,550,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.24%Qualifying rate
$40,557/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$3,827,469Total interest paid
$10,027,469Total of all payments
Principal $6,200,000 Interest $3,827,469
YearPrincipalInterestBalance
1$143,250$257,849$6,056,750
2$149,388$251,711$5,907,362
3$155,789$245,310$5,751,573
4$162,465$238,634$5,589,108
5$169,426$231,673$5,419,682
6$176,686$224,413$5,242,996
7$184,257$216,842$5,058,739
8$192,152$208,946$4,866,587
9$200,386$200,713$4,666,201
10$208,972$192,126$4,457,228
11$217,927$183,172$4,239,302
12$227,265$173,834$4,012,037
13$237,003$164,096$3,775,034
14$247,158$153,940$3,527,876
15$257,749$143,350$3,270,127
16$268,793$132,305$3,001,334
17$280,311$120,788$2,721,023
18$292,322$108,777$2,428,701
19$304,848$96,251$2,123,853
20$317,910$83,188$1,805,942
21$331,533$69,566$1,474,410
22$345,739$55,360$1,128,671
23$360,553$40,545$768,117
24$376,003$25,096$392,115
25$392,115$8,984$0

At the end of your 5-year term

Total paid over the term
$2,005,494
Principal paid down
$780,318
Interest paid
$1,225,176
Balance remaining
$5,419,682

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
From 25 whole-home leases in Rosedale-Moore Park$13,374/mo
$160,488Gross annual rent
1.6%Cap rate after taxes and upkeep
$11,377 to $15,618Typical rent range
~28 daysTo find a tenant, on average

About the suite: in Rosedale-Moore Park basements rarely rent out (2 of 83 recent detached leases were basement units), so the figure above does not count it as income. Buyers here use a suite as family or nanny space.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

The last 25 whole-home leases in Rosedale-Moore Park signed at a median of $12,287 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $13,374. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.

2.1%
Gross yield
− Property tax $17,027− Insurance $1,400− Vacancy & upkeep $17,654Net operating income $124,407

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of SAGE REAL ESTATE LIMITED. MLS®/PropTx.

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