20 Edgewood Crescent, Toronto, ON

Rosedale-Moore Park, Toronto · MLS® C13769036

$3,250,000
For Sale
Listed 1 day agoNo offer date stated
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5Bedrooms
4Bathrooms
1Garage · 3 parking
2500-3000Sq ft

About this home

In short

  • Completely renovated down to the studs in 2021 w/a 3rd-floor addition by Caliber Builds & Interiors by Palmerston Design, the home offers just under 3,500 sq. ft. of...
  • Perfectly arranged w/ everything you need including: 4 bedrms, 4 bathrms, garage + parking for 2 more cars and-yes-a pool, hot tub & cabana.
  • Inside, the open-concept main floor delivers effortless family living & entertaining space w/ 9'2" ceilings, hardwood floors, natural light flooding in & an amazing...
  • The entire 3rd floor is dedicated to the primary retreat w/vaulted ceilings, 2 walk-in closets, open office/sitting area & gorgeous ensuite.
  • The finished lower level has a separate entrance, rec room, kitchenette & 3-pc bathrm-perfect for guests, teenagers, a nanny or movie nights.

Welcome to 20 Edgewood Crescent - located in coveted North Rosedale, this home checks every box! Set on a coveted, quiet dead-end cul-de-sac, this grand, detached family home is located in the kind of neighbourhood where families put down roots & rarely leave. Completely renovated down to the studs in 2021 w/a 3rd-floor addition by Caliber Builds & Interiors by Palmerston Design, the home offers just under 3,500 sq. ft. of beautifully finished living space. Perfectly arranged w/ everything you need including: 4 bedrms, 4 bathrms, garage + parking for 2 more cars and-yes-a pool, hot tub & cabana! Inside, the open-concept main floor delivers effortless family living & entertaining space w/ 9'2" ceilings, hardwood floors, natural light flooding in & an amazing back "mud room" entrance. The custom kitchen is the heart of the home w/full-height cabinetry, exceptional storage, Hanstone waterfall counters, oversized island, breakfast bar & premium built-in appliances. The 2nd floor offers 3 generous bedrms plus a family rm/optonal 5th bedrm & sun-filled tandem office. The entire 3rd floor is dedicated to the primary retreat w/vaulted ceilings, 2 walk-in closets, open office/sitting area & gorgeous ensuite. The finished lower level has a separate entrance, rec room, kitchenette & 3-pc bathrm-perfect for guests, teenagers, a nanny or movie nights. Outside, the professionally landscaped, fully enclosed garden feels like a private resort w/a inground concrete pool, hot tub, fabulous private cabana - perfect for watching Tennis, Golf or to simply enjoy a good book; the custom stone patio & expansive deck complete this ideal "cottage in the city" picture. Walk to local shops, cafés, parks, ravines & the everyday convenience of Summerhill Market while enjoying the privacy & community of prime Rosedale & the exceptional schools that are steps away from Whitney to O.L.P.H, U.C.C & Branksome Hall. Renovated. Turnkey. Incredible family space. Serious backyard. This is the one!

Key facts

Property type
Detached, 3-Storey
MLS®
C13769036
Bedrooms
5
Bathrooms
4 (1 half)
Size
2500-3000 sq ft
Lot
30 × 104 ft
Cross streets
Smmerhill & Glen
Parking
1 garage · 3 parking (detached)
Driveway
Mutual
Basement
Finished
Kitchens
2 (1 + 1)
Heating
Water
A/C
Central Air
Exterior
Brick
Foundation
Other
Roof
Asphalt Shingle, Metal
Sewer
Sewer
Pool
Inground
Property tax
$13,873 / 2026
Days on market
1
Listing brokerage
ROYAL LEPAGE REAL ESTATE SERVICES OXLEY REAL ESTAT

Rooms

Mud RoomMain2.41 × 2.39 m

slate flooring · b/i shelves · w/o to yard

Bedroom 2Second5.21 × 3.20 m

hardwood floor · closet · south view

Primary BedroomThird5.23 × 4.80 m

walk-in closet(s) · 4 pc ensuite · vaulted ceiling(s)

OfficeThird3.25 × 2.64 m

hardwood floor · open concept · skylight

Bedroom 4Second4.42 × 3.20 m

hardwood floor · walk-in closet(s) · overlooks backyard

Living RoomMain5.08 × 3.51 m

hardwood floor · gas fireplace · open concept

DenSecond3.86 × 3.71 m

hardwood floor · closet

Bedroom 3Second2.92 × 2.82 m

hardwood floor · closet · overlooks backyard

TandemSecond2.87 × 2.46 m

hardwood floor · south view

Dining RoomMain4.62 × 3.38 m

hardwood floor · open concept · window

RecreationLower6.26 × 4.37 m

vinyl floor · combined w/kitchen · above grade window

FoyerMain
LaundryLower4.47 × 2.95 m

Vinyl Floor

KitchenMain4.60 × 3.51 m

stone counters · stainless steel appl · breakfast bar

Our TakeTeam Asgarian · Broker
In line
$3.31Mest. value

Listed at $3,250,000 with no offer date, so the ask is the seller’s number, and homes priced this way sell close to it. My read is $3.31M, typically $2.99M to $3.67M. Comparable closings on their own put this home around $3.45M, which agrees with the ask, so this is a firm read.

Second read, from the city assessment: $2.92M. That is about 15% below the comparable-sales figure. When my two methods disagree this much, the answer usually sits between them and something about this home is not in the comparables (the lot, the condition, a rebuild). I would want to see it before leaning on either number.

List price
$2.99MBelow recent closings$3.67MAbove recent closings

Total price vs nearby homes. Fair value about $3.31M, median of 49 comparables.

The market behind the math:

18sold nearby · 90 days
$3.50Mmedian sold price
96%of asking, on average
−13%prices vs a year ago
~38 dayshomes like this take to sell
1days on market so far
$10,545/moest. rent · 17 leases
3.9%gross yield on the ask
Seller's market
Buyer's marketSeller's market

About 1.5 months of inventory: 9 detached homes for sale in the area against 18 closings in the last 90 days. Under two months favours sellers, over four favours buyers.

This home
Below area avgAbove area avg

Price per square foot: this home lists at $1,182/sqft against an area asking average of $1,695/sqft. Size and $/sqft both feed the estimate above.

  • Ravine / green setting. This home sits beside a wooded ravine. A premium that comparable-sales math under-prices, so read the estimate as a floor.
  • Inground pool. Priced into the comparison on the assumption it is clean and modern. A pool costs more to build than resale pays back, and condition is the in-person call.
How this estimate is builtthe short version

I take the 49 most comparable recent sales nearby and adjust each one to this home for the real differences (size, beds, baths, garage, lot frontage, a ravine backing, an inground pool), then use the median, which is steadier than leaning on any single sale.

It’s grounded in recent closing prices, not asking prices. Lot, condition, and finishes are my in-person call, and the city (MPAC) assessment points to about $2.92M, a bit lower.

What the listing highlights5 points to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Separate entrance / basement suite: rental or in-law income potential, if it is legally registered and retrofit-compliant. Income potential
  • Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled. Value driver
  • Addition / added square footage: more space lifts value when it is permitted and well integrated, verify the permits. Value driver
  • Upscale kitchen: a genuine value driver, verify the appliances, stone, and finishes in person. Value driver
  • Pool: lifestyle appeal, but adds maintenance, insurance, and resale is mixed. Weigh carefully
Schools & getting aroundcatchment and transit

Its public catchment (Whitney Junior Public School) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.

Read this with carewhy it’s an estimate, not an appraisal

There were not many closely comparable homes right in Rosedale-Moore Park, so I widened the search to the surrounding area.

Based on 49 comparable homes that sold in Rosedale-Moore Park over the past two years, from 151 closings there.

What sellers nearby are askingCurrently listed nearby in Rosedale-Moore Park · asking prices
$5.24Mavg asking

Nothing closely matching this home is listed nearby right now, so these are the nearest detached listings on the market. Homes like this one have recently closed around $3.45M, which is where my estimate comes from.

Per square foot, these ask about $1,697/sqft; this home lists at $1,182/sqft. Size is part of the price story, not just the sticker.

The 5 closest active listings nearby.

See all comparable homes
3.25MThis home3.40M4.25M5.79M5.00M7.75MThis home vs active comparables

Neighbourhood & location

Rosedale-Moore Park, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Newtonbrook West
$1.70M
Clairlea-Birchmount
$833K
Birchcliffe-Cliffside
$1.25M
Wexford-Maryvale
$1.10M
High Park-Swansea
$1.47M

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Whitney Junior Public School
94%
Whitney Junior Public SchoolPublic · Elementary · 0.4 km awayAmong the top in the GTA · 94% meet the provincial standard
Also nearby: 12 more schools within 2.5 km
Bennington Heights Elementary School · Public elementary0.8 km · 80% at standard
Rosedale Junior Public School · Public elementary1.3 km · 94% at standard
Rolph Road Elementary School · Public elementary1.5 km · 88% at standard
Rosedale Heights School of the Arts · Public secondary1.6 km · 80% at standard
CALC Secondary School · Public secondary1.7 km
Chester Elementary School · Public elementary1.7 km · 70% at standard
Jackman Avenue Junior Public School · Public elementary1.8 km · 79% at standard
Hodgson Middle School · Public elementary1.8 km · 76% at standard
Westwood Middle School · Public elementary1.8 km · 70% at standard
Maurice Cody Junior Public School · Public elementary1.9 km · 90% at standard
Rose Avenue Junior Public School · Public elementary1.9 km · 46% at standard
Cottingham Junior Public School · Public elementary2.0 km · 100% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$14,812/mo
$603KIncome needed
5.4×Price ÷ income
$3,418Weekly cost
$137,950Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

93%mortgage
Mortgage $14,812Property tax $1,156Total carry $15,968

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.24%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.09% via Ratehub.ca (as of September 11, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$14,017per month

Mortgage amount $2,600,000 · 4.24% over 25 years

$650,000Down payment (20.0%)
$2,600,000Loan before insurance
$0CMHC premium
$15,173Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$14,017
Property tax
$1,156
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$15,173

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$67,725
Toronto municipal land transfer tax
$70,225
Estimated closing costs
$137,950

Plus your down payment of $650,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.24%Qualifying rate
$17,008/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$1,605,068Total interest paid
$4,205,068Total of all payments
Principal $2,600,000 Interest $1,605,068
YearPrincipalInterestBalance
1$60,073$108,130$2,539,927
2$62,647$105,556$2,477,281
3$65,331$102,872$2,411,950
4$68,130$100,072$2,343,820
5$71,050$97,153$2,272,770
6$74,094$94,109$2,198,676
7$77,269$90,934$2,121,407
8$80,580$87,623$2,040,827
9$84,033$84,170$1,956,794
10$87,634$80,569$1,869,160
11$91,389$76,814$1,777,772
12$95,305$72,898$1,682,467
13$99,388$68,814$1,583,079
14$103,647$64,556$1,479,432
15$108,088$60,114$1,371,344
16$112,720$55,483$1,258,624
17$117,550$50,653$1,141,074
18$122,587$45,616$1,018,487
19$127,839$40,363$890,648
20$133,317$34,885$757,331
21$139,030$29,173$618,301
22$144,987$23,215$473,314
23$151,200$17,003$322,114
24$157,679$10,524$164,435
25$164,435$3,768$0

At the end of your 5-year term

Total paid over the term
$841,014
Principal paid down
$327,230
Interest paid
$513,783
Balance remaining
$2,272,770

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
From 17 whole-home leases in Rosedale-Moore Park$10,545/mo
$126,540Gross annual rent
3.0%Cap rate after taxes and upkeep
$10,017 to $12,776Typical rent range
~28 daysTo find a tenant, on average

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

The last 17 whole-home leases in Rosedale-Moore Park signed at a median of $11,124 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $10,545. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.

3.9%
Gross yield
− Property tax $13,873− Insurance $1,400− Vacancy & upkeep $13,919Net operating income $97,348

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of ROYAL LEPAGE REAL ESTATE SERVICES OXLEY REAL ESTAT. MLS®/PropTx.

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