96 Summerhill Avenue, Toronto, ON
Rosedale-Moore Park, Toronto · MLS® C13622090
About this home
In short
- An exceptionally refined, fully renovated five-bedroom residence tucked into one of Summerhill's most peaceful enclaves.
- Perfectly positioned just steps from the subway, David Balfour Ravine, Yonge & St.
- The chef's kitchen is both striking and functional, featuring Sub-Zero and Wolf appliances and generous workspace ideal for entertaining.
- The lower level is bright and welcoming, finished to main-floor standards with heated floors, a cozy recreation room wrapped in designer wool carpeting, a dedicated...
- A functional mudroom with separate entrance adds everyday ease.
An exceptionally refined, fully renovated five-bedroom residence tucked into one of Summerhill's most peaceful enclaves. Perfectly positioned just steps from the subway, David Balfour Ravine, Yonge & St. Clair, and some of the city's most sought-after schools and private athletic clubs. Stroll to Rosedale's boutiques and Toronto's flagship LCBO, or wander wooded trails leading to the Brickworks Farmers' Market. Every inch of this home reflects thoughtful design and uncompromising quality. Five bedrooms plus a flexible additional space, paired with five beautifully finished baths. Premium windows and doors throughout, custom modern window treatments, and extensive integrated storage one very level. The chef's kitchen is both striking and functional, featuring Sub-Zero and Wolf appliances and generous workspace ideal for entertaining. The lower level is bright and welcoming, finished to main-floor standards with heated floors, a cozy recreation room wrapped in designer wool carpeting, a dedicated home gym, and a beautifully appointed laundry room with built-in cabinetry. A functional mudroom with separate entrance adds everyday ease. The third floor offers a private retreat with a built-in home office or 5th bedroom with walkout to a patio and green roof-an ideal space to work, relax, or recharge. A truly turn-key home where location, craftsmanship, and livability come together seamlessly.
Key facts
- Property type
- Detached, 2 1/2 Storey
- MLS®
- C13622090
- Bedrooms
- 5+1 (6 total)
- Bathrooms
- 5 (1 half)
- Size
- 2500-3000 sq ft
- Lot
- 30 × 96 ft
- Cross streets
- Yonge/Summerhill
- Parking
- 1 parking
- Driveway
- Front Yard Parking, Private
- Basement
- Finished with Walk-Out
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Brick
- Foundation
- Concrete
- Roof
- Asphalt Shingle
- Sewer
- Sewer
- Property tax
- $12,763 / 2025
- Days on market
- 43
- Listing brokerage
- ROYAL LEPAGE TERREQUITY SW REALTY
Rooms
heated floor · bay window · b/i bookcase
fireplace · overlooks frontyard · hardwood floor
window · hardwood floor · closet
b/i closet · w/o to deck · hardwood floor
5 pc ensuite · walk-in closet(s) · overlooks garden
hardwood floor · stainless steel appl · centre island
hardwood floor · b/i closet · 4 pc ensuite
b/i closet · 4 pc ensuite · hardwood floor
b/i closet · overlooks garden · hardwood floor
w/o to deck · open concept · hardwood floor
closet organizers · tile floor · window
above grade window · double closet · pot lights
Listed at $4,245,000 with no offer date, so the ask is the seller’s number, and homes priced this way sell close to it. My read is $3.92M, typically $3.46M to $4.31M. Comparable closings on their own put this home around $3.15M, so the ask carries a premium over the comparables: the seller is pricing in the finishes, the lot, or room to negotiate. That gap is your negotiating room.
Second read, from the city assessment: $2.50M. That is about 20% below the comparable-sales figure. When my two methods disagree this much, the answer usually sits between them and something about this home is not in the comparables (the lot, the condition, a rebuild). I would want to see it before leaning on either number.
One thing to square: the homes for sale nearby are asking more than this one. My estimate is built on recent closings, and around here sellers have been asking more than buyers end up paying. So this can be the least expensive home on the street and still be priced ahead of where sales actually land.
Total price vs nearby homes. Fair value about $3.92M, median of 26 comparables.
The market behind the math:
About 3 months of inventory: 18 detached homes for sale in the area against 18 closings in the last 90 days. Under two months favours sellers, over four favours buyers.
Price per square foot: this home lists at $1,544/sqft against an area asking average of $1,858/sqft. Size and $/sqft both feed the estimate above.
- Walk-out basement apartment features. A finished 1 bed walk-out basement apartment. A self-contained space for extended family, guests or potential income. In Rosedale-Moore Park basements rarely rent out (2 of 83 recent detached leases were basement units), so buyers here treat a suite as family or nanny space rather than income. Value it for the living space, not the rent. Second-suite retrofit status is not verified. A buyer intending to rent should confirm requirements with the City of Toronto.
- Ravine / green setting. This home is described as backing onto a ravine or green setting. A premium that comparable-sales math under-prices, so read the estimate as a floor.
How this estimate is builtthe short version
I take the 26 most comparable recent sales nearby and adjust each one to this home for the real differences (size, beds, baths, garage, lot frontage, a ravine backing, an inground pool), then use the median, which is steadier than leaning on any single sale.
It’s grounded in recent closing prices, not asking prices. Lot, condition, and finishes are my in-person call, and the city (MPAC) assessment points to about $2.50M, lower than the comparables and worth a second look.
What the listing highlights5 points to weigh
Claims from the listing, worth confirming in person. I can book you a private showing.
- Separate entrance / basement suite: rental or in-law income potential, if it is legally registered and retrofit-compliant. Income potential
- Ravine lot: privacy and premium value, but confirm the buildable area and any conservation limits. Worth verifying
- Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled. Value driver
- Upscale kitchen: a genuine value driver, verify the appliances, stone, and finishes in person. Value driver
- Heated floors: comfort and a premium-finish signal. Lifestyle
Schools & getting aroundcatchment and transit
Its public catchment (Deer Park Junior and Senior Public School) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.
Read this with carewhy it’s an estimate, not an appraisal
There were not many closely comparable homes right in Rosedale-Moore Park, so I widened the search to the surrounding area.
Based on 26 comparable homes that sold in Rosedale-Moore Park over the past two years, from 151 closings there.
Nothing closely matching this home is listed nearby right now, so these are the nearest detached listings on the market. Homes like this one have recently closed around $3.15M, which is where my estimate comes from.
Per square foot, these ask about $1,646/sqft; this home lists at $1,544/sqft. Size is part of the price story, not just the sticker.
The 4 closest active listings nearby.
See all comparable homesNeighbourhood & location
Rosedale-Moore Park, Toronto, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Toronto.
Get the full neighbourhood report (schools, parks, transit & safety) →
The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).
School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.
Also nearby: 12 more schools within 2.5 km
Not the assigned catchment: schools a family here could reach, with EQAO results where published.
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Homes over $1.5M can't be insured, so 20% down or more is required.
Conventional (20%+ down). Best insured 5-year fixed 4.09% via Ratehub.ca (as of September 11, 2026); conventional rates run a little higher.
Mortgage amount $3,396,000 · 4.24% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $18,308
- Property tax
- $1,064
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $19,372
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $92,600
- Toronto municipal land transfer tax
- $107,500
- Estimated closing costs
- $200,100
Plus your down payment of $849,000. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $1,098,493
- Principal paid down
- $427,413
- Interest paid
- $671,080
- Balance remaining
- $2,968,587
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
About the suite: in Rosedale-Moore Park basements rarely rent out (2 of 83 recent detached leases were basement units), so the figure above does not count it as income. Buyers here use a suite as family or nanny space.
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersThe last 9 whole-home leases in Rosedale-Moore Park signed at a median of $10,539 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $11,144. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of ROYAL LEPAGE TERREQUITY SW REALTY. MLS®/PropTx.