521 Hillsdale Avenue, Toronto, ON

Mount Pleasant East, Toronto · MLS® C13483470

$1,528,000
For Sale
Listed 117 days agoNo offer date statedSitting longer than typical
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◎ Directions
3+1Bedrooms
2Bathrooms
1Parking
1500-2000Sq ft

About this home

In short

  • Nestled On One Of Davisville Village's Most Sought-After Streets, This Charming Two-Storey Detached Home Offers Exceptional Comfort, Character, And Convenience.
  • Featuring 3 Spacious Bedrooms, This Well-Maintained Residence Is Situated On A Deep, Beautifully Landscaped Lot With A Stunning Oversized Deck And Private Patio...
  • The Bright And Inviting Living And Dining Rooms Showcase Hardwood Flooring And A Cozy Fireplace, Creating A Warm And Welcoming Atmosphere.
  • Located Just Steps To Highly Ranked Maurice Cody Public School, Parks, TTC, And The Vibrant Restaurants, Cafés, And Boutique Shops Along Bayview Avenue.

Nestled On One Of Davisville Village's Most Sought-After Streets, This Charming Two-Storey Detached Home Offers Exceptional Comfort, Character, And Convenience. Featuring 3 Spacious Bedrooms, This Well-Maintained Residence Is Situated On A Deep, Beautifully Landscaped Lot With A Stunning Oversized Deck And Private Patio, Perfect For Outdoor Entertaining And Family Gatherings. The Bright And Inviting Living And Dining Rooms Showcase Hardwood Flooring And A Cozy Fireplace, Creating A Warm And Welcoming Atmosphere. The Functional Kitchen Offers A Walk-Out To The Expansive Deck, Seamlessly Blending Indoor And Outdoor Living. Located Just Steps To Highly Ranked Maurice Cody Public School, Parks, TTC, And The Vibrant Restaurants, Cafés, And Boutique Shops Along Bayview Avenue. A Wonderful Opportunity To Live In One Of Toronto's Most Desirable Family-Friendly Neighbourhoods.

Key facts

Property type
Detached, 2-Storey
MLS®
C13483470
Bedrooms
3+1 (4 total)
Bathrooms
2 (1 half)
Size
1500-2000 sq ft
Lot
25 × 150 ft
Cross streets
Bayview/Eglinton & Mt Pleasant
Parking
1 parking
Driveway
Available
Basement
Finished, Separate Entrance
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Concrete
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$7,500 / 2026
Days on market
117
Listing brokerage
HOME LAND PLUS REALTY LTD.
Our TakeTeam Asgarian · Broker
Likely to sell near ask
$1.51Mlikely sale price

Listed at $1,528,000. Going by how homes in Mount Pleasant East and the wider GTA have actually closed against their asking prices (about 99%, 17 local closings in 90 days), the likely sale price is near $1.51M, if it sells. A realistic range is $1.42M to $1.71M.

Independent value check: $1.47M. Without looking at the asking price, our model values the home itself about 4% below the ask (homes like it typically land between $1.37M and $1.54M).

Why $1.47M. The typical detached home sold in Mount Pleasant East over the past year went for about $1.99M (70 sales). What sets this one apart:

  • ▼ Lowers it stronglyIts tax bill, which follows the city's own assessment, is $7,500 a year; the typical home sold here pays about $9,800.
  • ▼ Lowers it slightly3+1 bedrooms and 2 baths, against 3+1 and 3 typically.

Longer on the market than typical. 117 days on the market against about 21 for homes like it here, and asking 4% above where comparable closings put it.

List price
$1.42MBelow recent closings$1.71MAbove recent closings

Total price vs nearby homes. Likely closing about $1.51M, from 17 recent closings in this pocket.

The market behind the math:

17sold nearby · 90 days
$2.20Mmedian sold price
101%of asking, on average
+17%prices vs a year ago
~12 dayshomes like this take to sell
117days on market so far
$5,532/moest. rent · 47 leases
4.3%gross yield on the ask
Seller's market
Buyer's marketSeller's market

About 1.1 months of inventory: 6 detached homes for sale in the area against 17 closings in the last 90 days. Under two months favours sellers, over four favours buyers.

This home
Below area avgAbove area avg

Price per square foot: this home lists at $873/sqft against an area asking average of $1,179/sqft.

  • Separate-entrance basement apartment features. A finished 1 bed basement apartment with a separate entrance. A self-contained space for extended family, guests or potential income. In Mount Pleasant East basements rarely rent out (7 of 99 recent detached leases were basement units), so buyers here treat a suite as family or nanny space rather than income. Value it for the living space, not the rent. Second-suite retrofit status is not verified. A buyer intending to rent should confirm requirements with the City of Toronto.
How this estimate is builtthe short version

This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood.

It never sees the asking price. The 17 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $1.51M. Condition and finishes remain an in-person call.

What the listing highlights2 points to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Hardwood floors: quality hardwood is durable and broadly desirable. Lifestyle
  • Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment. Value driver
Schools & getting aroundcatchment and transit

Its public catchment (Northern Secondary School) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.

Based on 17 comparable homes that sold in Mount Pleasant East over the past two years, from 134 closings there.

What sellers nearby are askingCurrently listed nearby in Mount Pleasant East · asking prices
$1.56Mavg asking

Nothing closely matching this home is listed nearby right now, so these are the nearest detached listings on the market. Homes like this one have recently closed around $1.47M, which is where my estimate comes from.

Per square foot, these ask about $1,054/sqft; this home lists at $873/sqft. Size is part of the price story, not just the sticker.

The 5 closest of 6 active listings nearby.

See all comparable homes
1.53MThis home1.38M1.50M1.27M1.63M2.00MThis home vs active comparables

Sold price trend

Median sold price for detached homes in Mount Pleasant East: $2.02M in September 2026, down 6% from a year ago, on 68 closings in 9 months.

Oct 25Sep 26

Line: median sold price, each month averaged with its neighbours and weighted by closings. Bars: closings that month.

Month by month
MonthMedian soldClosings
October 2025$2.14M7
February 2026$2.10M5
March 2026$1.92M8
April 2026$2.22M6
May 2026$1.91M8
June 2026$1.61M14
July 2026$1.74M7
August 2026$2.20M5
September 2026$2.02M8

Neighbourhood & location

Mount Pleasant East, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Leaside
$2.15M
Banbury-Don Mills
$5.50M
Woodbine-Lumsden
$949K
Willowdale East
$2.19M
Wexford-Maryvale
$849K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Hodgson Middle School
76%
Hodgson Middle SchoolPublic · Elementary · 0.6 km awayAbove the GTA average · 76% meet the provincial standard
Also nearby: 12 more schools within 2.5 km
Maurice Cody Junior Public School · Public elementary0.4 km · 90% at standard
Eglinton Junior Public School · Public elementary0.7 km · 70% at standard
St Anselm Catholic School · Catholic elementary0.9 km · 90% at standard
Leaside High School · Public secondary0.9 km · 87% at standard
Bessborough Drive Elementary and Middle School · Public elementary1.0 km · 89% at standard
North Toronto Collegiate Institute · Public secondary1.2 km · 88% at standard
Spectrum Alternative Senior School · Public elementary1.3 km
Davisville Junior Public School · Public elementary1.3 km · 86% at standard
John Fisher Junior Public School · Public elementary1.4 km · 85% at standard
Northlea Elementary and Middle School · Public elementary1.4 km · 84% at standard
Rolph Road Elementary School · Public elementary1.5 km · 88% at standard
Sunny View Junior and Senior Public School · Public elementary1.6 km

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$6,964/mo
$288KIncome needed
5.3×Price ÷ income
$1,607Weekly cost
$54,070Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

92%mortgage
Mortgage $6,964Property tax $625Total carry $7,589

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$6,759per month

Mortgage amount $1,222,400 · 4.49% over 25 years

$305,600Down payment (20.0%)
$1,222,400Loan before insurance
$0CMHC premium
$7,384Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$6,759
Property tax
$625
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$7,384

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$27,035
Toronto municipal land transfer tax
$27,035
Estimated closing costs
$54,070

Plus your down payment of $305,600. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$8,181/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$805,258Total interest paid
$2,027,658Total of all payments
Principal $1,222,400 Interest $805,258
YearPrincipalInterestBalance
1$27,279$53,828$1,195,121
2$28,517$52,589$1,166,604
3$29,812$51,294$1,136,792
4$31,166$49,941$1,105,626
5$32,581$48,526$1,073,045
6$34,060$47,046$1,038,985
7$35,607$45,500$1,003,379
8$37,223$43,883$966,155
9$38,913$42,193$927,242
10$40,680$40,426$886,562
11$42,527$38,579$844,035
12$44,458$36,648$799,577
13$46,477$34,630$753,100
14$48,587$32,519$704,513
15$50,793$30,313$653,721
16$53,099$28,007$600,621
17$55,510$25,596$545,111
18$58,030$23,076$487,081
19$60,665$20,441$426,416
20$63,420$17,687$362,996
21$66,299$14,807$296,697
22$69,309$11,797$227,388
23$72,456$8,650$154,931
24$75,746$5,360$79,185
25$79,185$1,921$0

At the end of your 5-year term

Total paid over the term
$405,532
Principal paid down
$149,355
Interest paid
$256,177
Balance remaining
$1,073,045

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
From 47 whole-home leases in Mount Pleasant East$5,532/mo
$66,384Gross annual rent
3.3%Cap rate after taxes and upkeep
$5,073 to $6,110Typical rent range
~25 daysTo find a tenant, on average

About the suite: in Mount Pleasant East basements rarely rent out (7 of 99 recent detached leases were basement units), so the figure above does not count it as income. Buyers here use a suite as family or nanny space.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

The last 47 whole-home leases in Mount Pleasant East signed at a median of $5,329 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $5,532. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.

4.3%
Gross yield
− Property tax $7,500− Insurance $1,400− Vacancy & upkeep $7,302Net operating income $50,182

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of HOME LAND PLUS REALTY LTD.. MLS®/PropTx.

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