5511-395 Bloor Street, Toronto, ON

North St. James Town, Toronto · MLS® C13503620

$518,900
For Sale
Listed 22 days ago
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2Bedrooms
1Bathrooms
0Parking
500-599Sq Ft
18 schools20+ transit stops20+ parks20+ restaurantswithin 1.5 km

About this home

Truly A Gem! Brand new, never lived-in penthouse unit on the 55th floor of luxury condo "Rosedale on Bloor" with breathtaking view. Conveniently located at Bloor & Sherbourne, this south-facing 1 bedroom + den unit offers an open floor plan with an additional study room perfect for those working from home. Floor to ceiling windows with lots of natural light. Steps away from subway & TTC, walk to Yonge & Bloor and shops. Connected to the Canopy Hotel by Hilton. Quick access to DVP and major transit routes. State of the art Amenities include: a huge outdoor terrace with BBQ, gym, indoor swimming pool, theater room, 24 hour security, visitor parking and much more.

Key facts

Property type
Condo Apartment, Apartment
MLS®
C13503620
Bedrooms
2 (1 + 1)
Bathrooms
1
Size
500-599
Cross streets
Sherbourne & Bloor
Parking
0 parking
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Other
Maintenance
$554/mo
Exposure
South
Property tax
$3,801 / 2025
Days on market
22
Listing brokerage
HOMELIFE LANDMARK REALTY INC.
Moe’s TakeTeam Asgarian · Broker
In line
$498Kest. value

Listed at $518,900, this home is right in line with comparable homes. The number above is my independent estimate of value, not the asking price.

In North St. James Town lately, sellers have been getting about 96% of asking and homes sell in about 31 days.

Based on 56 similar homes that recently sold nearby, adjusted for size, beds, and baths.Median of 56 recently sold comparable homes — actual closing prices, not asks — adjusted for size, beds, and baths. The city (MPAC) assessment points to about $642K, higher than the comparables and worth a second look.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, sold for $520K
  • Bedrooms +$16K
  • Adjusts to $536K

That comparable adjusts to $536K; the $498K estimate above is the median of all 56 comparables, which is steadier than any single home.This estimate is grounded in actual closing prices from the last 15 months, not asking prices. Lot, condition, and finishes are still my in-person call.

The assigned public school is Winchester Junior and Senior Public School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

On location, this is a very walkable address with everyday errands close by. Sherbourne Street is about a 1-minute walk away. Walkable, transit-friendly spots tend to hold value and widen your resale pool.

List price
$456KGreat deal$582KOverpriced

Total price vs nearby homes. Fair value about $498K, median of 56 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Pool: lifestyle appeal, but adds maintenance, insurance, and resale is mixed. Weigh carefully
Comparable listingsCurrently listed nearby in North St. James Town · asking prices
$516kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

2205-575 bloor Street$555k5011-395 Bloor Street$450k5001-395 Bloor Street$535k2801-609 Sherbourne Street$499k5501-395 Bloor Street$540k

The 5 closest of 8 active listings nearby.

See all comparable homes
519kThis home555k450k535k499k540kThis home vs active comparables
Live market pulseActive comparables in North St. James Town · median list $558K
$944this home / sqft
24active listings nearby
22days on market
100sold nearby · 90 days
$629Kmedian sold price
96%of asking, on average

This home lists 8% above the area average of $873/sqft.

21 days longer than the Toronto average (1 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

North St. James Town, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

100/ 100

Walker's ParadiseA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from OpenStreetMap contributors.

Most daily errands can be done on foot.

🚉 Nearest transit: Sherbourne Street, about 31 m away

20+ transit stops20+ grocery20+ dining20+ parks20+ pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Church-Yonge Corridor
$627K
Bay Street Corridor
$471K
Moss Park
$519K
Waterfront Communities C8
$719K
Waterfront Communities C1
$567K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Winchester Junior and Senior Public School
76%
Winchester Junior and Senior Public SchoolPublic · Elementary · 0.9 km awayAbove the GTA average · 76% meet the provincial standard

Affordability & Mortgage

Affordability
$2,365/mo
$115KIncome needed
4.5×Price ÷ income
$546Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

73%mortgage
Mortgage $2,365Property tax $317Condo fee $554Total carry $3,236

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 22, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$2,215per month

Mortgage amount $415,120 · 4.14% over 25 years

$103,780Down payment (20.0%)
$415,120Loan before insurance
$0CMHC premium
$3,086Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$2,215
Property tax
$317
Condo / maintenance fees
$554
Heating
$0
Estimated monthly cost
$3,086

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$6,853
Toronto municipal land transfer tax
$6,853
Estimated closing costs
$13,706

Plus your down payment of $103,780. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$2,691/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$249,450Total interest paid
$664,570Total of all payments
Principal $415,120 Interest $249,450
YearPrincipalInterestBalance
1$9,725$16,858$405,395
2$10,132$16,451$395,264
3$10,555$16,027$384,708
4$10,997$15,586$373,711
5$11,457$15,126$362,254
6$11,936$14,647$350,318
7$12,435$14,147$337,883
8$12,956$13,627$324,927
9$13,497$13,085$311,430
10$14,062$12,521$297,368
11$14,650$11,933$282,718
12$15,263$11,320$267,455
13$15,901$10,681$251,553
14$16,567$10,016$234,987
15$17,260$9,323$217,727
16$17,981$8,601$199,746
17$18,734$7,849$181,012
18$19,517$7,066$161,495
19$20,334$6,249$141,161
20$21,184$5,399$119,977
21$22,070$4,513$97,907
22$22,993$3,589$74,913
23$23,955$2,628$50,958
24$24,957$1,626$26,001
25$26,001$582$0

At the end of your 5-year term

Total paid over the term
$132,914
Principal paid down
$52,866
Interest paid
$80,048
Balance remaining
$362,254

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$1,700/mo
$20,400Gross annual rent
1.4%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

3.9%
Gross yield
− Property tax $3,801− Condo fees $6,646− Insurance $600− Vacancy & upkeep $2,244Net operating income $7,109

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of HOMELIFE LANDMARK REALTY INC.. MLS®/PropTx.

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