5011-395 Bloor Street, Toronto, ON

North St. James Town, Toronto · MLS® C14086096

$399,000
For Sale
Listed 3 days agoNo offer date stated
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1+1Bedrooms
1Bathrooms
0Parking
500-599Sq ft

About this home

Welcome To This Stunning 1 Bedroom + 1 Study, 1 Bathroom Condo Unit Located In The Heart Of Toronto. This Bright Unit Boasts Laminate Floors, Large Windows With Lots Of Natural Light. Open-Concept Layout. The Kitchen Features Modern Appliances And Ample Counter Space. The Bedroom Is Generously Sized And Feature Large Closet. With Its Convenient Location, Such As Shopping, Dining, Public Transportation, This Unit Is Perfect For Those Looking For A Comfortable And Convenient City Lifestyle. Don't Miss Your Chance To Take This Beautiful Unit. Photos Are Taken When Unit Vacant for Reference.

Key facts

Property type
Condo Apartment, Apartment
MLS®
C14086096
Bedrooms
1+1 (2 total)
Bathrooms
1
Size
500-599 sq ft
Cross streets
Bloor St & Sherbourne
Parking
0 parking
Basement
None
Heating
Fan Coil
A/C
Central Air
Exterior
Brick, Concrete
Maintenance
$554/mo
Exposure
South
Property tax
$3,760 / 2026
Days on market
3
Listing brokerage
AIMHOME REALTY INC.

Rooms

StudyFlat0.00 × 0.00 m
Dining RoomFlat3.58 × 3.34 m

laminate · combined w/dining · window

KitchenFlat3.25 × 1.95 m

laminate · open concept · stainless steel appl

BedroomFlat3.15 × 2.68 m

laminate · double closet · sliding doors

Living RoomFlat3.58 × 3.34 m

laminate · combined w/dining · window

Our TakeTeam Asgarian · Broker
A small discount is typical
$388Klikely sale price

Listed at $399,000. Going by how homes in North St. James Town and the wider GTA have actually closed against their asking prices (about 97%, 19 local closings in 90 days), the likely sale price is near $388K, if it sells. A realistic range is $366K to $420K.

Independent value check: $488K. Without looking at the asking price, our model values the home itself about 22% above the ask (homes like it typically land between $454K and $513K).

Why $488K. The typical condo sold in North St. James Town over the past year went for about $565K (73 sales). What sets this one apart:

  • ▲ Raises itIts tax bill, which follows the city's own assessment, is $3,760 a year; the typical home sold here pays about $3,300.
  • ▼ Lowers itIt is 500 to 599 sq ft; the typical home sold here is 600 to 699.
  • ▼ Lowers it0 garage and 0 total parking spaces, against 1 and 1 typically.
  • ▼ Lowers it1+1 bedrooms and 1 baths, against 1+1 and 2 typically.
List price
$366KBelow recent closings$420KAbove recent closings

Total price vs nearby homes. Likely closing about $388K, from 19 recent closings in this pocket.

The market behind the math:

19sold nearby · 90 days
$510Kmedian sold price
94%of asking, on average
−18%prices vs a year ago
~42 dayshomes like this take to sell
3days on market so far
$2,319/moest. rent · 53 leases
7.0%gross yield on the ask
Balanced market
Buyer's marketSeller's market

About 2.4 months of inventory: 15 condo apartment homes for sale in the area against 19 closings in the last 90 days. Under two months favours sellers, over four favours buyers.

This home
Below area avgAbove area avg

Price per square foot: this home lists at $726/sqft against an area asking average of $889/sqft.

How this estimate is builtthe short version

This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood and this building.

It never sees the asking price. The 19 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $443K. Condition and finishes remain an in-person call.

What the listing highlights1 point to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Open-concept layout: modern, sought-after flow. Lifestyle
Schools & getting aroundcatchment and transit

The assigned public school is Winchester Junior and Senior Public School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

Based on 33 homes sold in this building over the past two years, from 168 closings in North St. James Town.

Sold price trend

Median sold price for condos in North St. James Town: $516K in September 2026, down 12% from a year ago, on 67 closings in 9 months.

Oct 25Sep 26

Line: median sold price, each month averaged with its neighbours and weighted by closings. Bars: closings that month.

Month by month
MonthMedian soldClosings
October 2025$709K8
November 2025$500K5
January 2026$615K6
March 2026$626K7
April 2026$538K7
May 2026$680K13
June 2026$530K8
August 2026$510K7
September 2026$516K6

Neighbourhood & location

North St. James Town, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Church-Yonge Corridor
$529K
Kensington-Chinatown
$585K
Waterfront Communities C8
$554K
Waterfront Communities C1
$610K
Niagara
$724K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Winchester Junior and Senior Public School
76%
Winchester Junior and Senior Public SchoolPublic · Elementary · 0.9 km awayAbove the GTA average · 76% meet the provincial standard
Also nearby: 12 more schools within 2.5 km
Msgr Fraser College (Isabella Campus) · Catholic secondary0.3 km
Rose Avenue Junior Public School · Public elementary0.4 km · 46% at standard
Rosedale Junior Public School · Public elementary0.7 km · 94% at standard
Jarvis Collegiate Institute · Public secondary0.7 km · 57% at standard
St Martin Catholic School(OL of Lourdes · Catholic elementary0.7 km
Rosedale Heights School of the Arts · Public secondary0.9 km · 80% at standard
Church Street Junior Public School · Public elementary1.0 km · 73% at standard
Native Learning Centre · Public secondary1.0 km
St Martin Catholic School (St.Martin) · Catholic secondary1.2 km
Jesse Ketchum Junior and Senior Public School · Public elementary1.2 km · 87% at standard
St Joseph's College School · Catholic secondary1.3 km · 76% at standard
Sprucecourt Junior Public School · Public elementary1.4 km · 59% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$1,819/mo
$94KIncome needed
4.2×Price ÷ income
$420Weekly cost
$8,920Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

68%mortgage
Mortgage $1,819Property tax $313Condo fee $554Total carry $2,686

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$1,765per month

Mortgage amount $319,200 · 4.49% over 25 years

$79,800Down payment (20.0%)
$319,200Loan before insurance
$0CMHC premium
$2,632Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$1,765
Property tax
$313
Condo / maintenance fees
$554
Heating
$0
Estimated monthly cost
$2,632

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$4,460
Toronto municipal land transfer tax
$4,460
Estimated closing costs
$8,920

Plus your down payment of $79,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$2,136/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$210,273Total interest paid
$529,473Total of all payments
Principal $319,200 Interest $210,273
YearPrincipalInterestBalance
1$7,123$14,056$312,077
2$7,447$13,732$304,630
3$7,785$13,394$296,845
4$8,138$13,041$288,707
5$8,508$12,671$280,200
6$8,894$12,285$271,306
7$9,298$11,881$262,008
8$9,720$11,459$252,288
9$10,161$11,018$242,127
10$10,623$10,556$231,504
11$11,105$10,074$220,399
12$11,609$9,570$208,790
13$12,136$9,043$196,654
14$12,687$8,492$183,967
15$13,263$7,916$170,703
16$13,866$7,313$156,838
17$14,495$6,684$142,343
18$15,153$6,026$127,189
19$15,841$5,338$111,348
20$16,560$4,618$94,788
21$17,312$3,867$77,475
22$18,098$3,080$59,377
23$18,920$2,259$40,457
24$19,779$1,400$20,677
25$20,677$502$0

At the end of your 5-year term

Total paid over the term
$105,895
Principal paid down
$39,000
Interest paid
$66,894
Balance remaining
$280,200

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
From 53 whole-home leases in North St. James Town$2,319/mo
$27,828Gross annual rent
3.4%Cap rate after taxes and upkeep
$2,153 to $2,500Typical rent range
~14 daysTo find a tenant, on average

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

The last 53 whole-home leases in North St. James Town signed at a median of $2,393 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $2,319. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.

7.0%
Gross yield
− Property tax $3,760− Condo fees $6,646− Insurance $600− Vacancy & upkeep $3,061Net operating income $13,761

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of AIMHOME REALTY INC.. MLS®/PropTx.

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